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Pet parents across the U.S. and Canada have left over 216,890 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Amazing Pet Insurance!
I'm so thankful for ASPCA Pet Insurance. They are always there to answer questions and process claims quickly. They have great systems in place, so you can submit and track claims ALL online. They have helped pay for a couple of surgeries and check on Diego after each one. I recommend this insurance to all pet owners. It has been a life and money saver!
Insurer: ASPCA
By: Diego
great pet insurance
ASPCA has handled our claims quickly and to our satisfaction. All staff are courtious and caring. Murphy has a preexisting bad leg from abuse by a previous owner so that is not insured, but he is very active and naughty, so he gets into things he shouldn't. we have had some claims as a result, and those have been paid at once. We have recommended ASPCA to a number of pet owners. Keep up the good work.
Insurer: ASPCA
By: kathleen
Allergy Testing
Our 1.5 yr old Golden Retriever Beau has terrible allergies, and our vet was struggling to control them with steroids and medications. We were referred to a veterinary dermatologist who wanted to do allergy testing, and put him on immunotherapy for his allergies. This is the best and healthiest treatment for these allergies, but it is costly. Fortunately the testing and treatment is covered by our Embrace policy.It is such a relief to be able to give Beau the best treatment without worrying that it will break the bank.
Insurer: Embrace
By: Robert
Best pet insurance company ever
I have used other pet insurance companies in the past and no other company is better than Embrace. I have used them for the last eight years and they have always been fair, responsive and quick to respond. Both my daughters also use Embrace for their dogs and they are happy as well with their coverage and support. I wish the medical insurance company at my work was as good.
Insurer: Embrace
By: M
Lump
My dog Shelby had a lump on her front leg and I was worried that she might have cancel so took her in for Xrays and bloodwork to see what the problem was. Thank goodness no cancer.
Insurer: Embrace
By: Johanna
Excellent coverage
Our puppy has had numerous health issues during this first year. ASPCA has provided outstanding coverage
Insurer: ASPCA
By: John Kessler
Embraces delivers
My dog required radiation therapy for hiw ankle due to tumor. The way to pay the radiation facility is not pay per visit but prepay in 2 installments after initial payment for evaluation. Embrace called the facility to verify and promptly covered my expense appropriate. I am very grateful since the treatments are very expensive. Thank you.
Insurer: Embrace
By: Shih-fen
Denied coverage on a puppy with little history!
Here I am sad on Xmas as TRUPANION has denied my puppy an MRI to diagnose him with a potential illness. Merry Xmas All! I have, as well as a family lawyer reviewed our TRUPANION contract signed and went thoroughly over TRUPANIONs wording and compared it to my dogs history and it does not add up to a denial claim. TRUPANION requested all notes from our vet. As my puppy has very limited history, Trupanion had to find anything- anything at all to deny his important MRI. TRUPANION found a note from my vet stating that the owner (me) asked about a behavior I was concerned about. THAT WAS IT!! Absolutely Nothing was ever diagnosed by my vet. That behavior is NOT even the reason I'm getting the MRI but somehow TRUPANION trIED to link it not to pay! This was only A question I had for the vet, a hypochondriac mother with NO MEDICAL BACKGROUND was enough for an insurance company to deny me coverage. I can't believe I was about to add my other dog to this coverage😦 Even the Vet who wrote the note said it was really strange way to deny and that he wants to talk to them personally! I am vigorously fighting this denial. My point is, PLEASE EVERYONE BE VERY WEARY of TRUPANION. They will find any loop hole, they will find any note, even not a diagnosis to consider it a diagnosis just so YOU have to pay. What is the point of insurance I ask? I am broken hearted on Xmas. My poor puppy is not a year old and insurance is now dictating his entire livelihood & future care he hasn't even made it to a year old! . What is this? No Good faith in TRUPANION ? I was very scared to get pet insurance due to all the horror stories and the insurance manager promised me that what I've heard would not come true. My intuition is right unfortunately. If anyone has any questions you can contact me any time I would love to add more details to this story. Yes, I will be seeking counsel as counsel has expressed to me this is a very good case if they don't reverse this claim. I have to, I have to stand up for big insurance companies Who bully that don't have our puppies best interest at heart. The little guy will fight.
Insurer: Trupanion Canada
By: Kim
unimpressed -tick bite not covered
I didn't know a tick was not an insect. They don't cover tick bites because they call them parasites, which are not covered. Semantics. I cancelled them. They DID cover an injury earlier, but one has to pay a lot more to get decent coverage. They never return emails. Because of that word play, I will not renew with them, but will seek out others
Insurer: ASPCA
By: John
Great response from Embrace
Our 2 year old cat somehow managed to swallow a needle and thread! Emergency vet surgery was a complete success and he is doing beautifully as far as we and the vet can tell. Embrace never hesitated and we could not be happier with regard to the entire process and coverage.
Insurer: Embrace
By: Ed