154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,840 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

June 07, 2025

Pets Best is the Best

Reliable and fast processing of claims Under difficult circumstances I was treated with respect and empathy. I received exemplary service and would not hesitate to recommend Pets Best.

Insurer: Pets Best

By: Neil Piper

Verified June 07, 2025

Faster reimbursement!

Faster reimbursement!

Insurer: MetLife

By: Francina Segbefia

June 07, 2025

Amanda was an exceptional…

Amanda was an exceptional representative. She communicated quickly and was extremely helpful, friendly and knowledgeable. I look forward to dealing with her in the future.

Insurer: Fetch Canada

By: Melani Deckert

June 07, 2025

Fast and Easy.

Filing claim was fast and easy.

Insurer: Embrace

By: Robert Blum

Verified June 07, 2025

Great service with the claim

Great service with the claim

Insurer: Trupanion

By: Mark

Verified June 07, 2025

Claims paid within days

Great insurance. They make filing a claim simple and usually pay within 3 days. I highly recommend

Insurer: Nationwide

By: Mike

Verified June 07, 2025

Peace of mind and speedy service

Spot insurance has given me more peace of mine and im so glad i chose to go with them. The convience of submitting my claim all thru the app and the clear instructions made it so easy and i could focus more on the care of my pet with out having to worry too much on what i needed to do. I really liked the direct deposit option as well to recieve my reimbursement it was so convient. My only suggestions is to give the option to select more plans. I would pay more for a higher tier plan with more options but other than that I highly recommend them

Insurer: Spot

By: Mario Torres

Verified June 07, 2025

For what I paid out

For what I paid out, didn’t get much back.

Insurer: Spot

By: Renee Vaccaro

Verified June 07, 2025

Prompt and excellent customer service…

Prompt and excellent customer service and support. Quick processing of claims.

Insurer: Spot

By: Abby Jensen

June 07, 2025

Be Cautious—Especially If You Have or Plan to Have an Older Pet

I wanted to share my experience to help others make an informed decision. After 14 years with Healthy Paws, I was forced to cancel my policy due to an astronomical premium increase. Over just four years, my monthly premium jumped 572%. I was already paying $431/month—but then they asked for $776 more per month, bringing my total to $1,207/month. Like many newer customers, I started at a very affordable $34/month and had few issues or increases—until my pet turned 10. After that, things changed dramatically. Age suddenly became the biggest factor in pricing, despite what I had been told when I signed up. The stress, fear, and financial uncertainty this created have taken a serious toll. I now face the reality of having an older pet with pre-existing conditions—hard to be insurable elsewhere—because I trusted the messaging that age wouldn’t be a factor that impacts premiums (simply Google this and see how they publicly stated this, such as an article from Consumer's Checkbook). I believed Healthy Paws would provide lifetime support, but the policy model now feels unsustainable and, frankly, unfair to long-term customers. From my research and reading others’ experiences (especially on Reddit), it seems these extreme increases began around 2020–2021, around the time Westchester Fire and Chubb took over operations. This was once a company I proudly recommended. Now, I feel a responsibility to warn others—especially those with aging pets—about what may lie ahead. If you're reading reviews here, take note of how many 5-star ratings are marked as “Invited.” From my experience, these are often from customers who were prompted to leave feedback after a recent claim or support interaction. That doesn’t make them dishonest—but it does suggest they may not reflect the full, long-term experience. Please look beyond the star rating and read reviews from people who’ve had policies for many years. Healthy Paws may still work well for new customers, but it’s crucial to understand how things may change as your pet ages.

Insurer: Healthy Paws

By: S A

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