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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Verified Reviews

PetInsuranceReview recommened

Great customer service, easy to file a claim.

Have spoken with representatives and they took great care to make sure i was satisfied with my service . Was very easy to file a claim.
  • INSURER: Trupanion US
  • POSTED: 09/09/2021
  • BY:
  • BREED: Labrador Retriever (Yellow)
  • AGE OF PET: 1 - 8

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1

out of 10

Avoid this company too!

Well, where do I even start with this horrendous company? They're worthless. They have deemed "vomiting" as a Pre-existing condition and excluded it for an entire year! Wait, what??!!?? ANYTHING can cause vomiting!!! My vet couldn't believe how ridiculous it was they did that! As far as I know, she's writing an appeal letter. However, thanks to this worthless company, now I can't get Layla tested for IBD! Their adjuster even told me their insurance is "property"! Obviously, they see pets as "property" and NOT family! This company was supposedly started by pet parents. Right, so if it was, then they totally turned greedy and only care about the money! They also now have deemed Layla's pica as a permanent exclusion. Funny, she likes to tear up paper. My vet said that is just her behavior. So, if she accidentally ingests anything, I'm screwed. Worthless company. All "pet insurance" companies are a complete scam. They are more than happy to take your money, but refuse to pay out claims. Too many options and I regret not getting it the day I got Layla. I was overwhelmed and now I'm paying for it. Do yourself a favor and just start an emergency fund. You'll save the stress of battling with this worthless company and you can get your pet the care they need. Sadly, all pet insurance is this way. I can't wait to get rid of this horrible company and if I could, I'd start my own company that actually understands pets are FAMILY and have way less restrictions. Please don't go with Embrace! Read their reviews on BBB! That says everything right there!
  • INSURER: Embrace
  • POSTED: 01/01/2022
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

AVOID!!!

Avoid ASPCA at ALL costs! They are quick to deny anything they can as "pee-existing". They are underwritten by Crum &, Forster, which should say a lot right there. They claims that testing for an ear infection is related to anal saculitis! What??!!?? Don't believe all the 5 star reviews. They are written by their employees. Read the BBB reviews and Yelp reviews. One of the worst companies out there. Actually, to be truthful, ALL pet insurance is a SCAM. They see pets as "property", NOT family. They're in the business of sucking us dry of our money and then denying claims. It is supposed to give us a peace of mind. It has been nothing but stress instead. Please do your research and avoid ASPCA!
  • INSURER: ASPCA
  • POSTED: 11/09/2021
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Pleased with Coverage

Once again, I am exceptionally pleased with my coverage. I feel very strongly that Trupanion is the superior pet insurance company out there on the market as it really goes above and beyond. I find the company extremely quick at processing claims and truly appreciate the service I have received to date. Keep up the fantastic work!
  • INSURER: Trupanion Canada
  • POSTED: 09/07/2021
  • BY:
  • BREED: Dachshund - Standard Wire Haired
  • AGE OF PET: 1 - 8

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

Your service is outstanding, claim response is quick and the claims process is easy

Trupanion has handled every claim we have filled in the last 11 years for our dog Chevy. The process has always been easy and the response has always been professional and quick. I wish my own medical insurance could be this efficient! Thank you for your consistent and efficient handling of my claims.
  • INSURER: Trupanion US
  • POSTED: 09/09/2021
  • BY:
  • BREED: Mixed Breed Toy (up to 10 Lbs)
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Fantastic assistance!

Just a big shout out to Camille and her crew at Embrace. I've gotten nothing but the best from them. Fast, responsive and really understanding. I felt really well taken care of
  • INSURER: Embrace
  • POSTED: 09/07/2021
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Under a year

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10

out of 10

PetInsuranceReview recommened

Reliable insurance, claims are processed quickly and correctly

We've had Healthy Paws insurance for our girl for over 5 years. During that time, we have received solid customer support and efficient claims processing. Recently, our dog was in an ER for 14 days. Healthy Paws accepted and processed all claims related to this stressful, expensive experience. We are very grateful.
  • INSURER: Healthy Paws
  • POSTED: 09/09/2021
  • BY:
  • BREED: Portuguese Water
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Exactly What We Expected, Will Them for 12 Years

We researched many pet insurance options before selecting Pet's Best. They had the best deductibles, coverage for the best price. We were with them for 12 years and reached the max payout for our dog's cushings disease but they also helped us with many other vet visits. The premium did increase substantially over time (started at just over $20 and ended over $100) but that seemed reasonable as our dog aged. We would recommend Pet's Best to a friend.
  • INSURER: Pets Best
  • POSTED: 09/09/2021
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

As long as you give them the documents they adk for you will get refund within 16 days

I haven’t had any problems with my two claimd
  • INSURER: 24PetWatch
  • POSTED: 09/07/2021
  • BY:
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: 1 - 8

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

A great service

Trupanion just does it right. Affordable policy and easy to use services and fast turnaround on claims.
  • INSURER: Trupanion US
  • POSTED: 09/09/2021
  • BY:
  • BREED: Mixed Breed Small (10-20 Lbs)
  • AGE OF PET: 1 - 8

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