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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 5

Everything is a pre-existing condition

We adopted a dog in February, 2021. Since he was transported from down South with a van full of dogs, he developed kennel cough that needed to be treated shortly after he arrived. He fully recovered from that with antibiotics. That was the start of our issues with Embrace. He developed another cough, with no close contact with other dogs, several months later. This was determined to be a "pre-existing condition", apparently simply because it was respiratory, and even though the earlier cough had completely cleared up and he had been healthy for months. Our most recent interaction with Embrace was the topper. He was diagnosed with heartworm, and you guessed it, the claim was rejected as a pre-existing condition, even though I see no connection between respiratory infections that have been cured and newly-diagnosed heartworm, and neither does out vet. Apparently, everything is now a pre-existing condition in Embrace's eyes. I don't see what the point is in pet insurance if nothing, even things that are seemingly unrelated, aren't covered. It may make more sense to cancel the policy, save the premiums, and pay out of pocket, since that's what we're doing anyway.
  • INSURER: Embrace
  • POSTED: 12/15/2021
  • BY: Mike
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: 7 - 10

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5

out of 5

Verified

Pet Insurance is a must, Trupanion is a dependable provider

Our first year of dog ownership has been unexpectedly expensive, and would have been much more so if we hadn't signed up for pet insurance immediately. Our boston terrier puppy has had a string of unexpected and costly medical issues, including a drawn-out stay in the hospital for vomiting and stomach issues and a surgery to correct breathing issues. We've found Trupanion's coverage to be fair to their policy promises and their claim processing has been overall fast and painless. I would say check with your vet to see if they are able to process your claims directly. Ours does not, but we found the online claims system was pretty easy to navigate. In short, pet insurance is an absolute must for all new puppy parents considering how much medical treatment costs these days, and we've had a positive experience with Trupanion and would recommend them to others.
  • INSURER: Trupanion
  • POSTED: 12/15/2021
  • BY: Christina
  • BREED: Boston Terrier
  • AGE OF PET: 0 - 3

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5

out of 5

Lemonade Pet Insurance Is The Best!

Lemonade Pet insurance is the best around. They make filing claims easy. I received my refunds immediately after filing my claim for my Taco's vaccines. Excellent process.
  • INSURER: Lemonade
  • POSTED: 12/15/2021
  • BY: Khadijah
  • BREED: American Staffordshire Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Verified

Thanks!!

Thanks so much for your ease in filing a claim and your quick response. You can't imagine how much I appreciate it during this difficult time. And thanks for your kindness in the emails you send me.
  • INSURER: Trupanion
  • POSTED: 12/15/2021
  • BY: Marty
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: 7 - 10

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5

out of 5

Verified

Always prompt always efficient.

Always prompt, always efficient.
  • INSURER: Trupanion
  • POSTED: 12/15/2021
  • BY:
  • BREED:
  • AGE OF PET: 7 - 10

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5

out of 5

Verified

Great

Great
  • INSURER: Trupanion
  • POSTED: 12/15/2021
  • BY:
  • BREED:
  • AGE OF PET: 7 - 10

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5

out of 5

Verified

Truely outstanding service consistently provided by your personnel.

Truely outstanding service consistently provided by your personnel. Would not recommend any other pet insurance provider.
  • INSURER: Trupanion
  • POSTED: 12/15/2021
  • BY:
  • BREED:
  • AGE OF PET: 7 - 10

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5

out of 5

Verified

Piece of mind

Very user friendly and lots of information but still in an easy way to understand it all

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5

out of 5

Verified

Amazing response.

Amazing response. Received a check within the week. My vet does the filing so it is really really easy.
  • INSURER: Trupanion
  • POSTED: 12/15/2021
  • BY:
  • BREED:
  • AGE OF PET: 7 - 10

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5

out of 5

Verified

As alway Trupanion takes care of our dogs!

As alway, Trupanion takes care of our dogs! Great customer support.
  • INSURER: Trupanion
  • POSTED: 12/15/2021
  • BY:
  • BREED:
  • AGE OF PET: 7 - 10

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