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I am very happy with Trupanion. My bulldog had several respiratory and skin problems--all were covered. She also had surgery to remove a cyst on her lip, also covered. They've gotten much faster at processing claims lately too.

I am very happy with Trupanion. My bulldog had several respiratory and skin problems--all were covered. She also had surgery to remove a cyst on her lip, also covered. They've gotten much faster at processing claims lately too.

Our Boxer, Jackson, was exhibiting a lot of symptoms of Bloat and progressively getting worse as the evening went on. At 11:30PM we rushed him to an emergency clinic - we could not go through the night not knowing if that was what he had (as they can die quickly from the condition). Luckily, the clinic was able to rule out the stomach being enlarged via x-ray and subdue the vomiting. We were sent out with a drugged dog, and a $600 bill just 2 hours later. I submitted the claim to Embrace ASAP, and it was paid within a few weeks. This has been our biggest expense with our dog, but Embrace has also processed several other claims for us in the past- very quickly and responsibly. They have great customer service and give very timely responses. I have recommended them to my parents (who have a Great Dane), as well as numerous friends. It's so worth having... even if just for peace of mind.

I got Pet's Best when I dropped VPI for my older dog. I wanted Pet Plan actually, but they would not accept him at his age. I liked Pet's Best because they covered alternative care, such as chiropractic and acupuncture and some other things. Then they got a new underwriter and changed this dramatically. Now they will only cover a small amount of that type of care per year. Very upsetting to me. That said they are very nice, have great customer service, fast claim payments and have only denied one claim which was misworded by the doctor and it was such a hassle to fix it that I let it go. Overall I'd recommend it but there are probably better insurances out there now, that did not exist when I got Pets Best.

ASPCA pet insurance is one of the best decisions I have ever made. My husband and I have a french bulldog who is generally healthy, but of course something always comes up when you have a pet. He had a bad reaction to the dog flu vaccine and was in and out of the vet for 2 weeks. It ended up costing us more than $1000, but with the pet insurance we got most of that money back. He has also had bouts of giardia, and several eye accidents that have been covered. I am so thankful every time I take him to the vet that I know the pet insurance will help cover the costs.

I have been very satisfied with AKC Pet Health Care plan. They pay very promptly and it is easy to file claims.

I recently subscribed to Embrace Pet Insurance back in August of 2010, and here it is only 5 months and my puppy Coco Chanel (the cutest puggle)found a medication bottle; chewed it up with its content. I had no idea where she found it, or how many of the pills she ate. I had to rush her to the emergency vet hospital and they had to provide several procedures to ensure that all the medication was out of her system. I went home downloaded the medical claim form and took it back to the vet hospital. The gals there were very helpful in filling out the form and faxing it to Embrace. I got home and decided to check my e-mail. To my surprise I had already received an e-mail confirmation of my claim. It has been five days, and in my e-mail again today, was another e-mail explaining my claim reimbursements and a note staing that my check was on the way. I could not be happier with this first time expperience. Thank you Embrace. If you are having difficultly in choosing a health insurance company for your animals, I highly recommend Embrace. Nancy Carmichael, CA

We decided to get pet insurance after having two ACL replacements on our lab/newfoundland. Which cost us out of pocket over 10k. After he passed we got a puppy golden girl, and decided that it would be a good idea to get coverage while she was young and before anything went wrong. So far she is as healthy as can be. But the insurance has already paid for itself just in well visits and a small injury. Highly recomend having pet insurance.

I currently have three dogs covered with Embrace and thankfully none have met their deductible, at this point,for accident or illness. We treat them holistically as much as possible and it has helped to have their blood work covered through the wellness plan. Customer service is wonderfully responsive!

I bought this for Annie, my Shelter rescue Stafford after seeing some friends with some hefty Vet. bills. She was always very healthy with only annual visits. Six or so months after purchasing she starts collapsing for no reason which turned out to be a neck nerve issue. Two months later I find a tumor on her chest. Two surgeries later and in the second month of chemo therapy shes doing well, and I sure as heck am glad I can recoup some of the bills. Submission is easy via fax, email, mail and you can track your claims online. Payments are usually made within a few weeks of submission. Overall as pet insurance goes, this is a solid plan. Make sure you get the continuing care so you are covered from the previous year injuries.