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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
4

out of 5

Pleasant and painless experience

My older dog had a tumor on his eyelid that was causing discomfort, continuing eye infections and the possibility of permanent eye damage and vision loss. He had another tumor on his knee. Both were removed at the same time. Based on my health insurance claims experience, I dreaded filing claims on my dog. I was pleasantly surprised. It could not have been easier, the response was timely, explanations thorough and the coverage was much better than I had hoped for. I would not even consider having a pet without insurance coverage. The rates are nominal and the peace of mind is exceptional.
  • INSURER: ASPCA
  • POSTED: 11/29/2010
  • BY: L
  • BREED: Bouvier Des Flandres
  • AGE OF PET: Over 11 years

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1

out of 5

Dreadful - they got out of almost all payments.

I had three cats (one mixed breed and two Balinese) on ASPCA and in all cases of claims except for one they refused to pay anything, arguing pre-existing and/or heridtary condition even though there were no known problems when I first insured the cats. They seemed to view life as a pre-existing condition. I cancelled after having wasted money on ASPCA and being subject to paying large vet bills on my own. Highly dissatisfied to the point of thinking this is a sham / fraudulent company.
  • INSURER: ASPCA
  • POSTED: 11/28/2010
  • BY: Elizabeth
  • BREED: Balinese
  • AGE OF PET: 7 - 10

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5

out of 5

Pet insurance is a must!

Should something catastrophic happen to our dear boy, Tyler, I don't want my choices to come down to money. We have become extremely attached to our terrier mix. Some years we have benefitted from having insurance, some years we haven't used it at all. Until the money starts growing on the trees in my backyard, I will keep paying my premiums! Tyler is 11 now, so I feel we could be coming into his stage of life where the big issues could arise. Pet insurance gives me peace of mind, knowing we'll be able to take good care of him until the end. My tip is to get insurance on your pet when they are young and healthy.
  • INSURER: ASPCA
  • POSTED: 11/27/2010
  • BY: Natalie
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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5

out of 5

Satisfied with service and rates

We researched pet insurance on this website and eventually chose to go with Embrace based on the reviews and price. We bought accident insurance for our puppy as soon as she was old enough and had to make claims for a sprained ankle and illness in the past six months. The claim refunds were recieved within a month and the customer service on the phone was better than I expect (of course I usually deal with horrible companies like the cable and phone company). Seems like a good company so far so I'd recommend them
  • INSURER: Embrace
  • POSTED: 11/24/2010
  • BY: Mark
  • BREED: Goldendoodle
  • AGE OF PET: 0 - 3

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5

out of 5

second great experience

Having lost my 7 year old pointer to cancer, I was quite concerned to find a lump on my new pointer's shoulder. Upon examination it was found to be the residue of her rabies shot and has since disappeared. Embrace took care of the bill quickly. Thank you Embrace.
  • INSURER: Embrace
  • POSTED: 11/24/2010
  • BY: Steve
  • BREED: Pointer
  • AGE OF PET: 0 - 3

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5

out of 5

I Picked The Right Insurance Company

I have nothing but good to say about Embrace. The claims process is quick and easy. The reimbursement checks were delivered in a timley manner. One of my dogs came down with Valley Fever and a few months later he broke a bone in his paw. I estimate that I saved about 80% on the vet bills so far. I would recommend Embrace to friends or family without hesitation. Keep up the good work! Dan PS: Please add "Puggle" to your breed selection list.
  • INSURER: Embrace
  • POSTED: 11/23/2010
  • BY: Dan
  • BREED: Pug
  • AGE OF PET: 7 - 10

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5

out of 5

efficient

I am very pleased with the quick and cordial processing of the two claims that I have submitted thus far. I appreciate the "personal" attention and the fact that there appeared to be no strings attached to the reimbursements. My puppies (Benny and June) are very happy too!
  • INSURER: Embrace
  • POSTED: 11/23/2010
  • BY: Trina
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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5

out of 5

Quick and painless

This was my first claim submitted to Embrace. I have worked in the employee benefits insurance field for over 30 years. Embrace is the Empire Blue Cross/Blue Shield for our furry and feathered "kids". The claim process was quick, the EOB was easy to understand, and the claim payment was reasonable. Totally painless procedure. Thank you.
  • INSURER: Embrace
  • POSTED: 11/23/2010
  • BY: Christine
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

So Thankful for Pets Best...

I filed a claim for my Great Dane, 2 weeks later the claim was processed and a check was sent to my house! Since this is my first dealings with a pet insurance company, i was very skeptical. I thought for sure they would come up with something so that my claim wouldnt be covered ($6,500.00 claim). Not the case at all!! They were prompt with my reimbursement. I feel very thankful that my Dane has recovered and that Pets Best made this stressful time much easier for us.
  • INSURER: Pets Best
  • POSTED: 11/23/2010
  • BY: Bones
  • BREED: Great Dane
  • AGE OF PET: 7 - 10

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4

out of 5

So far, so good. We've been a customer for 1 mo.

For the one claim I have submitted the customer service was good. I was totally s****** by my previous insurance so I am a bit cynical. The previous insurance was affiliated/through an organization that supposedly puts animals first. But with Embrace, as I said, so far so good!
  • INSURER: Embrace
  • POSTED: 11/23/2010
  • BY: Gayle
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 7 - 10

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