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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Thanks to Trupanion, my lab is on the mend!

When I first heard of Pet Insurance, I had mixed feelings. It made sense to insure pets in the way we insure our other family members, but how necessary could it be? When we decided to add a chocolate lab to our family, we did our research and learned labs can get into all sorts of things in their first couple of years, and can have problems with their hips and cancer in later years. We decided to learn more about pet insurance and after carefully comparing plans, decided Trupanion was the right option for us. That was 7 months ago. Since then, Mugsy has swallowed a tube sock, had ear infections from swimming, and was coming up lame. After several visits and many xrays and tests (all covered at 90% minus the office visit fee), we found out he had a condition that causes the cartilidge in his elbows to calcify and chip away. The poor little guy needed surgery on BOTH elbows and it was going to cost over $4000. Without insurance, we'd have had to either let him live in pain, rehome him to a family who could afford his surgery, or put him down. Thanks to Trupanion, his surgery was not only covered at 90%, they pre-approved it and he was able to get in without us paying up front and waiting to be reimbursed! He's home, happy and healing, thanks to Trupanion. I recommend you to EVERYONE who has or is thinking about getting a pet! :)
  • INSURER: Trupanion Canada
  • POSTED: 08/04/2011
  • BY: Lisa
  • BREED: Labrador Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Severe Peace of Mind!!!

After reviewing many policies and talking with reps from different companies, I firmly decided on Embrace pet insurance for my dogs and cat. I am so glad I did as it probably was not more than 2 weeks later that I had a very frightening experience with one of my dogs ingesting an unknown substance. One trip to the Emergency Vet Hospital and going over possible costs of treatment, I had so much less financial anxiety because I knew that I had the experience of Embrace with their super friendly and helpful people behind me and I did not have to go it alone. You never know what can happen in a day and thanks to Embrace, my worry level has not vanished but has been greatly tempered. I have used one other insurance company in the past and it was horrible with nothing ever being covered. Embrace keeps you informed and turn-around times are very prompt. In this day and age this is RARE and they have been wonderful. I have told all of my friends as well as the Vet that I take my pets to that this company is very very good.
  • INSURER: Embrace
  • POSTED: 08/04/2011
  • BY: Linda
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Awesome

I have not been sorry one time since purchasing Embrace Insurance for, first, my dog Luce, and a year later (last month), my dog Conan. I lost 3 dogs on 3 months whose life may have been prolonged had I had insurance. So when I rescued Luce I made the decision to purchase pet Insurance. Only a few months after rescuing Luce she developed coronary and kidney problem's. These symptoms were noted before her first birthday. After all test my vet could perform were performed she was sent to Cornell Animal hospital. The best veterinary Hosp. in the country. She later developed joint problems, this occurred before she was a year and a half old. Embrace has been wonderful. I always get to speak with a person, and no claim has been denied. I recently purchased it for my year old Aussie named Conan. He has been of perfect health, thank God, but if he does get ill I have confidence Embrace will come through. I started with just the wellness plan, but have since added prescriptions. I purchased their heartworm and flea and tick medicine last month and the $ has already been refunded. Honestly, I had never purchased pet insurance and didn't know anyone who had it so I did some research, chose Embrace, and held my breath. I'm so happy I did. Great price's, great service. For under 100.00 both my dogs receive full coverage. Just another way of being a responsible pet owner.
  • INSURER: Embrace
  • POSTED: 08/04/2011
  • BY: Joan
  • BREED: Shepherd Mix
  • AGE OF PET: 0 - 3

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5

out of 5

Well worth the money

I have the plan that covers illnesses/accidents. My dachshaund has had many health issues. The insurance has helped ease the cost of her heatlh care. I have heard there is a supplement you can purchase for recurring health problems. I do believe that would be worth the money too.
  • INSURER: ASPCA
  • POSTED: 08/04/2011
  • BY: Polly
  • BREED: Dachshunds
  • AGE OF PET: 7 - 10

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5

out of 5

Peace of mind.

Good health insurance comes (unfortunately) at a significant financial cost. That is why I rate this a 9 instead of 10. The cost is the absolute most we can pay. On the other hand, the peace of mind that comes with knowing that we could treat Tobi if she was injured or had a serious illness is worth the expense. Tobi is my service dog as well as a member of our family. She is of great value to me and to us. So far it has been our experience that this insurance company pays claims fairly (according to the agreement) and promptly.
  • INSURER: ASPCA
  • POSTED: 08/04/2011
  • BY: Pam
  • BREED: Jack Russell Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Very happy with Pets Best!

We have been with Pets Best for about 4 years now and we couldn't be happier! We have 3 cats and 1 dog and we couldn't live without Pets Best!! Something always seems to come up with one of our animals and having pet insurance through Pets Best has definitely been one of the best things we have done for our animals (and for us!) We would highly recommend Pets Best for anyone with animals!
  • INSURER: Pets Best
  • POSTED: 08/04/2011
  • BY: Andrea
  • BREED: Keeshond
  • AGE OF PET: 7 - 10

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5

out of 5

Purchasing Peace of Mind

When other pet insurance options were not available to me, it was Petshealth that gave me and my dog the chance to get the best medical service for my dog. The dog I have now is the second pet I have had insured by petshealth. I would recommend anyone who has a pet to go with this excellent company.
  • INSURER: ASPCA
  • POSTED: 08/04/2011
  • BY: Lois
  • BREED: Shih Tzu
  • AGE OF PET: Over 11 years

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5

out of 5

Absolutely The Best!!!!!!!

i've had dogs my whole adult life and my dogs have always had insurance. From my experience, Pets Best is truly worth the investment bar none. Don't waste your time with other companies, because I've researched and / or used them all. No other company provides the reimbursements that Pets Best does, not to mention the fact that I don't have to wait for a check to arrive in the mail - they offer direct deposit and process claims FAST. If your animal has an issue, you pay a co-pay just like all the others. One huge difference with Pets Best is that if your animal is EVER seen by a vet for the same condition again, no co-pay is required. This is huge! The others make you pay the $50 or $75 co-pay each time there is an event. Pets Best really saves you money over the others. They have great customer service as well. Additionally, if you send or fax in a claim and you think something was overlooked, they'll fix it. No problem at all. Totally worth the money!
  • INSURER: Pets Best
  • POSTED: 08/04/2011
  • BY: Catherine
  • BREED: Pug
  • AGE OF PET: 7 - 10

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5

out of 5

Can't say enough good things about Pets Best

Pets Best was highly recommended to me by friends who are in "know" ~ and they couldn't have been more right. You can actually call and talk to a person if you want. Placing a claim was easy, and they have been extremely fair about reimbursements.
  • INSURER: Pets Best
  • POSTED: 08/04/2011
  • BY: Marsha
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

I love trupanion! It's a life saver! 

One Saturday morning my english bulldog, hogie, woke up withsigns of a bladder infection. he was straining to pee and ina  lot of pain. I took him into the vet immediately and theydid a urinalysis which of course would take a day to get    results back from the lab. In the meantime, they put him on antibiotics and pain meds. On Sunday morning things were    worse though! There were blood clots on his blankets and he was dribbling blood out of his little penis!! I rushed hogieinto the ER/Specialty hospital. To make long story short,   hogie ended up having to stay there for 11 days with 24 hourcare. After x-rays, ultrasounds, an exploratory surgery, andmuch more, they discovered he had a VERY rare toxic reactionto antibiotics that he had been on 3 weeks earlier for an   ear infection. It was explained to me that during the       exploratory surgery, the board certified surgeon discovered that hogie's bladder and liver were necrotic. This toxic    reaction to the antibiotics was killing these organs and    that is why he was bleeding internally. Well, if it wasn't  for Trupanion insurance, I would have had to put him down   because I would have in NO way been able to afford all this.When all was said and done, hogie's bill was $12,000!! Afterpaying for the initial examinations at both vet hospitals   and my $500 deductible, Trupanion paid 90% of the bill with no questions asked!! Not one! When I called to figure out   what I needed to do to process the claim, they explained    
  • INSURER: Trupanion Canada
  • POSTED: 08/04/2011
  • BY: safrenn
  • BREED: Bulldog
  • AGE OF PET: 0 - 3

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