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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Pets Best is the Best!

I have had Pets Best insurance for 3 months for my Yorkie (6 months old now). I opted for the Best Wellness plan and they truly do reimburse you with 2-4 days of submitting a claim. Plus submitting a claim is super easy on their website. My net out of pocket at the end of the year (right now) is only $58 from the costs they reimbursed me (from her spay, shots, etc.) My dog also had a little accident in which she needed stitches. Pets Best reimbursed me 3 days after I submitted my claim. Its definitely no hassle. I always thought insurance policies were a scam (for people too) but I would recommend insurance to anyone who has a dog. Very reliable, fast, easy to use, and you have the comfort of knowing they will reimburse you 80% (after your deductible) in case your pet has a serious ailment.
  • INSURER: Pets Best
  • POSTED: 09/13/2011
  • BY: Yorkie
  • BREED: Yorkshire Terrier
  • AGE OF PET: 0 - 3

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5

out of 5

Great communication & Super Please so far

I have a new puppy and from my older dog I learned pet insurance was a NECESSITY, not an option. After reading the reviews I went with EMBRACE and so far am VERY pleased with my choice. The process has been very easy and payments very quick. My vet (Governor Animal Clinic in San Diego, CA) deserves a mention since they have completed all of my paperwork and made the process even easier for me! I am super pleased so far and am hopefully the process will continue to be as smooth as it has been.
  • INSURER: Embrace
  • POSTED: 09/13/2011
  • BY: Heather
  • BREED: Portuguese Water Dog
  • AGE OF PET: 0 - 3

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5

out of 5

Trupanion gives me relief and comfort

I had did research on pet insurance and found trupanion was the best and its on consumer reports as well. I was weary at first but when Jack hurt his leg we had to take him to dr. browns jacks vet. She did xrays and found (thank god) he just injured his leg and not his hip. She put him on medication. We sent our claim to trupanion and they paid over 2,000 dollars of it minus his deductible and they paid for all his meds till this day. Thats when I knew that trupanion was there for us. When I really realized that trupanion was there for us was on September 2nd, 2011. Jack went to dr. browns to get his nails cut. We had told her he was acting a little strange so she checked him out and within a few hours he was going down hill all of sudden he barely could walk. I was so scared thats when she told us to get him to deerfield hospital asap and she called ahead. I knew that driving to the hospital I didnt have to worry about the money. Just getting jack there and taking care of him. We got there they got us in right away and found out the bad news Jack had cancer was diagnosised with Lymphosarcoma. He had to stay in the hospital for 48 hours. I cryed all weekend not knowing what was going on. But I knew through the tears Trupanion was there so my tears were for my jackyboo and not financial. We sent in the claim for the hospital and within a week they paid over 2,000 dollars I mean come on when a pet insurance company doesnt make you wait and
  • INSURER: Trupanion Canada
  • POSTED: 09/13/2011
  • BY: dawn
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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5

out of 5

Trupanion gives me relief and comfort

I had did research on pet insurance and found trupanion was the best and its on consumer reports as well. I was weary at first but when Jack hurt his leg we had to take him to dr. browns jacks vet. She did xrays and found (thank god) he just injured his leg and not his hip. She put him on medication. We sent our claim to trupanion and they paid over 2,000 dollars of it minus his deductible and they paid for all his meds till this day. Thats when I knew that trupanion was there for us. When I really realized that trupanion was there for us was on September 2nd, 2011. Jack went to dr. browns to get his nails cut. We had told her he was acting a little strange so she checked him out and within a few hours he was going down hill all of sudden he barely could walk. I was so scared thats when she told us to get him to deerfield hospital asap and she called ahead. I knew that driving to the hospital I didnt have to worry about the money. Just getting jack there and taking care of him. We got there they got us in right away and found out the bad news Jack had cancer was diagnosised with Lymphosarcoma. He had to stay in the hospital for 48 hours. I cryed all weekend not knowing what was going on. But I knew through the tears Trupanion was there so my tears were for my jackyboo and not financial. We sent in the claim for the hospital and within a week they paid over 2,000 dollars I mean come on when a pet insurance company doesnt make you wait and
  • INSURER: Trupanion
  • POSTED: 09/13/2011
  • BY: dawn
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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5

out of 5

helps w/costs for your 4 legged children

I am pleased with the customer service dept & how knowledgeable they are when it comes to the care of your loved ones
  • INSURER: ASPCA
  • POSTED: 09/13/2011
  • BY: Richard
  • BREED: German Shepherd
  • AGE OF PET: 7 - 10

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5

out of 5

Excellent customer service from an ethical co.

Having done a huge amount of research with the state board of insurance and on line, I was pessimistic about this company being any different from the one that I tried about ten years ago with my previous dog, but I thought I would give it a try as it is a small investment to insure my two Pembroke Corgis. I do not deprive my pets of any care and treat them like you would a family member. My pets will have the best care available regardless of who pays, so I wrote the policy on both. Reasearch shows that as many as 50% of the dogs that live past ten years of age die of cancer. My prior dog was 15 and he in fact did die of cancer. Healthy Paws did everything possible to make their claim process simple hassle free. They exceeded my expectations in having a streamline claim process to dealing with the most caring and professional people to having the reimbursement processed within two weeks of submittal. Wowl, I cannot get my health insurance on me to do that. This coverage is a must have for those of us that want to mitigate some of our financial exposure in providing medical care for our pets.
  • INSURER: Healthy Paws
  • POSTED: 09/12/2011
  • BY: Linda
  • BREED: Pembroke Welsh Corgi
  • AGE OF PET: 0 - 3

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5

out of 5

Accident insurance

I'm happy with my pet's health insurance plan. It's the most basic plan, accident only. For the price, it is a great deal. The only thing that would make me happier would be to increase the limit amount per fee. For example, my vets exam fees are higher than what my insurance will cover, as are most vet charges (medications, treatments, etc. Since there is already a $100 deductible and insurance only covers 80% of vet bills (as a result of an accident) after the deductible is met, I feel they shouldn't set limits on charges.
  • INSURER: ASPCA
  • POSTED: 09/12/2011
  • BY: Kyla
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Everyone owning a pet should invest in insurance.

We decided to enroll our dog, Gucci into the ASPCA pet insurance. He will be eight years old in September and is starting to have many issues, one of which is Diabetes. He receives insulin twice daily. Our only regret is that we didn't sign up sooner.
  • INSURER: ASPCA
  • POSTED: 09/12/2011
  • BY: John
  • BREED: Yorkshire Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

much needed assitance

i got insurance for 6 of my animals to make sure that i would have the ability to provide the most for them in case they got sick. when my coonhound was diagnosed with renal failure out of the blue it helped me be able to give her every chance i could to fight it. sadly she lost her fight, but i can sit here today knowing that, with the help of her insurance, there isn't anything i wasn't able to try.
  • INSURER: ASPCA
  • POSTED: 09/12/2011
  • BY: alexia
  • BREED: Bluetick Coonhound
  • AGE OF PET: 7 - 10

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4

out of 5

No pet should be without it

I found my cat, Scruffy, wandering my neighborhood and adopted him. I have had cats all my life and know the cost trips to the emergency room can cost. Having pet insurance is that proverbial "ounce of prevention" and I did a good bit of research before deciding that the ASPCA plan was the most cost-effective for my needs.
  • INSURER: ASPCA
  • POSTED: 09/12/2011
  • BY: Marie
  • BREED: Maine Coon
  • AGE OF PET: 7 - 10

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