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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
1

out of 5

My Experience - AKC was like having NOTHING

The AKC per my experience is the worst. They denied claims, very disorganized, has rude customer service, and does a total dis-service to the name AKC. Clearly the joke was on me. I have since cancelled the the AKC and moved over to Embrace who is an exceptional provider as my experience with each has "proven". I would never in a million years recommend the AKC for insuring your beloved pets. We purchase insurance to cover our beloved pets and the AKC doesn't provide coverage because the many fine print exclusions -- that has NOT been my experience with Embrace.
  • INSURER: AKC
  • POSTED: 12/05/2011
  • BY: Annie's
  • BREED: Cairn Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Awesome

I have have Embrace insurance for my 4 pups, and Embrace is AMAZING. The provide the BEST CUSTOMER SERVICE, they provide PROMPT CLAIM PROCESSING, they provide SUPERIOR COVERAGE. I will recommend Embrace time and time again. You can't go wrong if you choose Embrace to cover your loved pets.
  • INSURER: Embrace
  • POSTED: 12/05/2011
  • BY: Luv
  • BREED: Collie
  • AGE OF PET: 7 - 10

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5

out of 5

Very Satisfied with friendliness of Trupanion

The friendliness of Trupanion is outstanding. There is a lot of paperwork that is needed to file and complete a claim, but given the claims I have turned in, Trupanion has been 'on the ball', and I am very pleased with them. I would suggest them to any pet owner.
  • INSURER: Trupanion Canada
  • POSTED: 12/05/2011
  • BY: Priscilla
  • BREED: Dachshund
  • AGE OF PET: 7 - 10

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5

out of 5

Very Satisfied with friendliness of Trupanion

The friendliness of Trupanion is outstanding. There is a lot of paperwork that is needed to file and complete a claim, but given the claims I have turned in, Trupanion has been 'on the ball', and I am very pleased with them. I would suggest them to any pet owner.
  • INSURER: Trupanion
  • POSTED: 12/05/2011
  • BY: Priscilla
  • BREED: Dachshund
  • AGE OF PET: 7 - 10

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5

out of 5

Great experieces so far!

My Husband and I initially decided not to get puppy insurance but after our first scare one thursday at 10.30pm and a 300 dollar bill from the puppy ER we decided to get Embrace puppy insurance. So far we have had 2 additional claims for the same Gastroenteritis. We have been very pleased with the speed at getting our reimbursement and the ease of filling out and turning in claims. I would highly suggest Embrace.
  • INSURER: Embrace
  • POSTED: 12/05/2011
  • BY: Sandee
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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5

out of 5

Very satisfied with Pets Best!

Recently I filed my first claim with Pets Best and was pleasantly surprised at how easy it was and how promptly my claim was handled. I discovered a small lump on my dog's chest and her vet thought it best to remove it and check it out. It was too small to aspirate but he didn't want to wait and let it grow in case it was malignant. So she had the surgery (is doing fine, tumor wasn't malignant) and a few days later I filed the claim. Very easy to do. About a week later I received notice that it was processed and a few days later a check arrived in the mail. They paid exactly what I expected. Especially right before the holidays wasn't a good time to incur a hefty vet bill. But I didn't want to risk my dog's health. It made a wonderful difference to know I could get some help, that is the reason to have insurance after all. By the way, before filing I spoke to a customer service rep who assured me that filing a claim would not cause the company to drop me or raise my rates beyond the usual small annual increase due to my dog's age. I recently received my renewal info -- so far so good!
  • INSURER: Pets Best
  • POSTED: 12/05/2011
  • BY: JPS
  • BREED: Australian Shepherd
  • AGE OF PET: 7 - 10

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2

out of 5

Beware of pre-existing conditions after renewal

I hope this company will prove me wrong, but every single thing that they take care of, even eye infections, are excluded in subsequent years policies. Each policy is only good for a year. It is not like human insurance where PRE-EXISTING is defined as PRIOR to any insurance with the company. This company, and most, consider pre-existing as the year prior, so any care you get will never be paid for again unless it is preventive. This includes eye infections, indigestion--in other words things that are not chronic in nature but are one time things--they exclude EVERYTHING on future policies. PLEASE comment on this. Thank you.
  • INSURER: ASPCA
  • POSTED: 12/04/2011
  • BY: Rachel
  • BREED: American Shorthair
  • AGE OF PET: 7 - 10

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5

out of 5

I wish people Health Insurance was as good!

My dog, Olivia, was attacked by a Labrador Retriever which is not an even match for an Italian Greyhound! Very Fortunately her injury was limited to a bloody and large skin laceration -- serious, but no ligament or bone damage. It was on a Friday night and local animal hospital agreed to see her on an emergency basis. My priority being the injury and pain I didn't think in dollar signs until they handed me the bill - ouch! The injury had to be resutured 4 days later - another pricey event. I submitted each claim as they happened and was very pleased with ASPCA's first reimbursement BUT I expected that the second suturing would not be covered. Some days I just love to be wrong, ASPCA again reimbursed my costs very fairly. Olivia's injury has now healed; having ASPCA Health Coverage hasn't resolved her PTSD but I sure helped mine!
  • INSURER: ASPCA
  • POSTED: 12/04/2011
  • BY: Mary
  • BREED: Intalian Greyhound
  • AGE OF PET: 7 - 10

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4

out of 5

Haven't used it enough, but pleased when I did.

Everyone I've ever had contact with from PetsHealth Care Plan has been very friendly and I'd recommend them to others considering pet health insurance.
  • INSURER: ASPCA
  • POSTED: 12/04/2011
  • BY: Chad
  • BREED: Norwich Terrier
  • AGE OF PET: Over 11 years

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5

out of 5

Simple claim, and no surprises in coverage.

My German Shorthair Pointer is my constant companion and hunting buddy. On a recent out of state hunting trip, she got sick and started throwing up a lot. Fortunately, I had planned ahead and found a good vet in the area, should the need arise. Having Embrace let me focus on getting my dog the medical attention she needed, rather than worry if I was taking her to a covered provider or not. She's back to her normal self now, and getting her claim taken care of was a simple 1 page process. On this one visit, my deductible was met, and Embrace paid their portion of the remainder, as advertised. As a consumer, I can honestly say that I got what I thought I was paying for, and couldn't be happier.
  • INSURER: Embrace
  • POSTED: 12/04/2011
  • BY: Jared
  • BREED: German Shorthaired Pointer
  • AGE OF PET: 7 - 10

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