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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

First claim in three years and so far, so good!

My yorkie has been having skin and eye allergy issues for the past month. We went to the vet four different times. I've had Embrace for three years and this is the first claim I've ever submitted. I submitted my claim 17 days ago and a check was sent out today. Their website currently quotes a time frame of 20-25 days. I did receive two emails letting me know that my claim was in line to be processed, so I knew that I wasn't left hanging. After submitting my claim, I reviewed my policy because I wanted to have an idea of what to expect and I needed a refresher of what was/was not covered under my policy. Their explanation of benefits form detailed out all the charges, what was covered, what it was covered under, and the amount I met for my deductible. The EOB form was very easy to follow. (I would say it is easier than my own personal insurance.) I've always been nervous about how my first claim would go, so I am pleased that I got back what I expected. I had no issues.
  • INSURER: Embrace
  • POSTED: 08/17/2012
  • BY: Krystle
  • BREED: Yorkshire Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Payment

They weren't going to cover the cost of our claim at first because of a deductible exclusion, so I had to remind them that our claim fell within the 30-day trial period.
  • INSURER: Trupanion
  • POSTED: 08/17/2012
  • BY: Wendy
  • BREED: Domestic Longhair
  • AGE OF PET: 0 - 3

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3

out of 5

Payment

They weren't going to cover the cost of our claim at first because of a deductible exclusion, so I had to remind them that our claim fell within the 30-day trial period.
  • INSURER: Trupanion Canada
  • POSTED: 08/17/2012
  • BY: Wendy
  • BREED: Domestic Longhair
  • AGE OF PET: 0 - 3

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5

out of 5

The best insurance

Kaycee had a ruptured cornea. The options were to save the eye with a corneal transplant or the cheaper method was to just remove the eye. Thanks to Embrace Insurance, we were able to save Kaycee's eye. Love you, Embrace.
  • INSURER: Embrace
  • POSTED: 08/17/2012
  • BY: Liseou
  • BREED: Bulldog
  • AGE OF PET: 7 - 10

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4

out of 5

Phew, that was close.

So we had Petsecure while our pup was just that - a pup. Then I found myself unemployed and having to buy a condo, so the 50 bucks a month seemed a little steep. Once she started hitting up daycare and we were settled again, I resigned up... lucky, because she started presenting a torn ACL/Luxating Patella a month later. Petsecure covered everything, including hydrotherapy, to 80%. They are always professional and helpful on the phone, and even paid the practice direct for her very pricey surgery. I'm quite happy with the service, but wish they'd be a little faster with claims. Also, it seems ridiculous that they don't pay for "routine maitenance" to me... shouldn't they be encouraging us to avoid illness and problems?
  • INSURER: Petsecure
  • POSTED: 08/16/2012
  • BY: Tara
  • BREED: Boston Terrier
  • AGE OF PET: 7 - 10

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4

out of 5

wonderful coverage

Hello,I've had two quite sick dogs over the past 2 years and ASPCA insurance has gotten me through some expensive care that would have been prohibitively expensive otherwise. I'm happy with the service and their concern for the well-being of our pets.
  • INSURER: ASPCA
  • POSTED: 08/16/2012
  • BY: Maureen
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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5

out of 5

Smooth transaction

Great service- smooth easy transaction- great follow up
  • INSURER: ASPCA
  • POSTED: 08/16/2012
  • BY: Gabrielle
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Fantastic!

Extremely impressed how simple and quick the process was for submitting my first claim. My claim was process within 24 hours. Top notch!
  • INSURER: Healthy Paws
  • POSTED: 08/16/2012
  • BY: Kevin
  • BREED: Golden Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Great pet insurance!

We got our cat Denney from the ASPCA a few months ago. He started have digestion issues so we have had several vet visits lately. Then we found out he might have a heart murmur so he needed a cardiologist as well. No murmur thank goodness. We have submitted several claims and they have all been reimbursed at 90% except for the vet visits. We just submitted the cardiologist claim which I'm sure will be reimbursed. The customer service is really great and the claims are processed very quickly. I had a different compnay for my last cat beginning with a V (I'm sure several of you can figure it out) My cat was sick her last few months and the payout was just awful with very low caps. I also got a personalised email asking about Denney as well. I recommend Healthy Paws Highly!!!
  • INSURER: Healthy Paws
  • POSTED: 08/15/2012
  • BY: Paula
  • BREED: Domestic Shorthair
  • AGE OF PET: 7 - 10

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5

out of 5

Pay attention to your claim.

Although they pay rather quickly, make sure you pay attention to your claim paperwork. I caught a mistake that was made by Trupanion that if I didn't look at the claim papers and check they sent me, I would have been out over $200. Trupanion used the excuse that it was an oversight on their part. I wonder how many oversights they have in a year. Be careful and look at all your paperwork.
  • INSURER: Trupanion
  • POSTED: 08/15/2012
  • BY: Anthony
  • BREED: Maltese
  • AGE OF PET: 7 - 10

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