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This is my first experience with pet insurance and so happy I chose Embrace. The Company proactively followed up on my claim for my puppy's well visit and a check was sent to me right away.

I have 4 pets insured by Trupanion, and early on realized that I didn't want to have deductible because the bills kept coming to just below the deductible amount. So I pay extra for zero deductible and get 90% reimbursement on everything but preexisting conditions and the standard exam costs. Covers illness and accident only, no preventive or routine care. I have filed numerous claims with them and their turnaround time is very reasonable. My oldest dog has cancer and the bill is already in $5000 range and overall reimbursement has been 85-90% of costs incurred to date.

I have 4 pets insured by Trupanion, and early on realized that I didn't want to have deductible because the bills kept coming to just below the deductible amount. So I pay extra for zero deductible and get 90% reimbursement on everything but preexisting conditions and the standard exam costs. Covers illness and accident only, no preventive or routine care. I have filed numerous claims with them and their turnaround time is very reasonable. My oldest dog has cancer and the bill is already in $5000 range and overall reimbursement has been 85-90% of costs incurred to date.

Within 3 days of bringing home our new puppy, he almost died of distemper. Although he checked out normal at the vet on the way home from the breeder, and he came with a complimentary pet secure trial, we were extremely disappointed that because the vet had not activated the insurance on the day of the exam, they were not able to compensate. How do we have any control over when the vet faxes in the activation??????? very unfair.

Wellness- I filled a wellness claim for my four and half month old min pin. He was nutured, microchipped, received two shots and some pain medication for the surgery it was a little more complicated than orininaly thought so he was given pain meds and antibiotics to go home with also his monthly heart worm treatment which was all covered in the end his final bill was 229.00And our refund was 224.83. I filed the claim on Monday the claim was done by Friday that same week! I couldn't ask for faster service than that!

I have checked out 10 pet insurances and Healthy Paws stood out on top of my list, out of all I had checked out. They were even better after signing up. They are overall the friendliest,caring,and prompt pet insurance company around.They are prompt at getting back to you when they receive the claim forms , and the payouts are sent within a week. I am so grateful for having them for my little Spanky he was admitted for pancreatitis at my vet office though he wasn't getting better, so I ended up at an emergency Hospital while it took a couple days to recover, than before he was about to come home his blood sugar dropped, bottom line he ended up with a rare illness called an insulinoma which is a tumor in the pancreas that puts out too much insulin, Now they recommend surgery to remove it or else he will die within 7 months. What a shock it was to our family. We would have never been able to handle all the high costs of all the tests and surgery if it wasn't for Healthy Paws, they make it possible for us to take care of our Spanky. We can now have him around a lot longer. I would not have been able to do it without Healthy paws,and to top it off they truly care about your pet,they truly want to know how your pet is doing.I also love the fact that they encourage pet adoption. I highly recommend Healthy Paws!

Our little Jax, a 13 month old cairn got soo sick Easter Sunday. He started vomiting with diahrea and shaking non stop. I tried to hold out a few hours but i started to worry about dehydration. Good thing we went to the ER Hospital. Poor baby just had a bad tummy, but they gave him fluids and anti everything else. What a bill! But Trupanion came through! 90% reimbursement of the bill (minus deductable and office visit). Just like they say. If you are looking for a good company, pick Trupanion!

Our little Jax, a 13 month old cairn got soo sick Easter Sunday. He started vomiting with diahrea and shaking non stop. I tried to hold out a few hours but i started to worry about dehydration. Good thing we went to the ER Hospital. Poor baby just had a bad tummy, but they gave him fluids and anti everything else. What a bill! But Trupanion came through! 90% reimbursement of the bill (minus deductable and office visit). Just like they say. If you are looking for a good company, pick Trupanion!

I recently had to have eye surgery for my year old Chinese Sharpei. Healthy Paws processed my claim within 24 hours, that's what you call service. They even send follow up email's to see how my Argus was recovering, what company does that? Healthy Paws is the smartest decision I ever made. Thank you again Healthy Paws for everything!!

I was very please that all three wellness claims (2 dogs) went smoother than I had expected. The form and fax was easy, the payment back was super quick... I will definitely renew !.... Great Job!