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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

VERY happy with Trupanion!

I started my pit bull with Trupanion in April 2010. I just made my first claim and I am amazed at how easy everything was! The first thing that I noticed is how friendly the Trupanion staff is. I was honestly expecting something to go wrong with my claim - and not get the full 90% back....I only thought that beacause of all the bad stories and consumer reviews about health insurance for pets in general. BUT, I am soooo happy to say that I made my claim (which is very easy) and just received the check in the mail today:) Pretty quick I might add!! I am SOLD on Trupanion forever! From here on out I will recommend Trupanion to EVERYONE I know who has a pet.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Staffordshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

PetSecure has saved our puppy Sasha

Sasha is a 9 month old Wheaton Terrier and she has had quite a long and detailed health history in her short lifetime. When she was 4 months old she had surgery for ectopic uretors and at 8 months she needed to have her right kidney removed. The poor dog has been though so much and I am sure you can appreciate how costly all of these surgeries and procedures have been. Without PetSecure Insurance this puppy would probably not be alive today as there would be no way we could have afforded everything she has been through thus far. The best decision we have made was to insure her at the highest available plan with unlimited coverage. PetSecure has been fantastic the whole way through and has covered all of the costs 80% in a very timely and professional manner. They are always friendly, caring and empathetic when I have had to call them and would recommend PetSecure to everyone. We also have another Wheaton Terrier who thankfully does not have health issues we also insured him at the highest level as a puppy but after he turned one we were able to lower his coverage for one of the lesser plans with ease. You truly hope that your pet will never be ill and that you never have the need for this type of insurance but we attest that we are so grateful and thankful for PetSecure who were there when we needed them and that having the insurance in place made it possible to take all of the steps necessary to make our precious puppy Sasha better because truly without PetSecure Sasha probably would not be alive today.
  • INSURER: Petsecure
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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1

out of 10

Terrible!

Absolutely NOT! This company has short changed me since I took the policy. An extended waiting period before the coverage effective. Now when my one dog has a condition that is unresolved and his policy needs to be renewed-they will no longer cover treatment! Where does this leave me? I am unable to get any new policyfrom any other company to cover a pre-existing condition and the ASPCA does NOT take care of their obligations. BTW, my dog has been receiving treatments only since Oct. '09 less than a year's worth!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

The best pet insurance around!

I had investigated pet insurance for years. Spoken with people who had it, talked to vets who had information from their patients etc. and had never purchased it because of all the negative feedback and disgruntled people. When we got a new pup though I decided to begin again with my research. I was surfing the web reading reviews and when I stumbled upon Embrace I was oh so impressed with what people who had this insurance had to say. I can honestly say that I have been overwhelmingly pleased with my experience in every way. Their customer service is polite and caring, their responses quick, their payment of claims quick and easy. I couldn't be more pleased and I tell people (and my vets) about Embrace every chance I get.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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9

out of 10

Recommend ASPCA insurance

Since our golden was getting up there in age (8) - we decided to be proactive and get this ASPCA insurance that was recommended by our vet. It worked out well for us, as he did have a few issues this last year and ASPCA was very good about accepting the claims and paying on them. They did not pay the full amount - but a good portion. Hopefully none is needed for this next year - but we are covered and ready just in case.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Great Custimer Service - Easy!!!

I have had nothing but good experiences with everyone at Embrace! They answer their emails quickly, every time. They sent updates while processing my claim so I knew just what was happening and wasn't left to wonder if anyone had even looked at it yet. When I called them, they were very helpful on the phone, as well. The claim process if very easy and straightforward. The rates are very reasonable. I highly recommend Embrace to everyone! I work one day a week at a vet clinic and I will be telling clients of my good experiences. Many of them have had claim after claim denied through VPI and have given up on pet insurance. Now I can let them know not all companies are the same, and recommend they give Embrace a try!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Best Pet Insurance!!!

After not being satisfied with VPI, I was fortunate to find PetFirst Healthcare. They have excellent customer service. You quickly get thru to a live person on the phone, they are happy to thoroughly answer policy or claim questions, and are sympathetic to your needs during pet illnesses and end of life care. Their coverage is great too. I have had three rescued German Shepherds(younger and older ages) covered under their Preferred Plus Family Plan which allowed me to share the coverage between the dogs. One of my dogs recently needed an MRI to diagnose a brain tumor and they paid over $1600 of the $1800 bill. At a time when you pet is ill and needs an expensive test like this, it was a huge comfort to know that I would be able to afford it. I will continue to have PetFirst Healthcare provide insurance for all my dogs.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Excellent customer service

I faxed my claim into the company on a Sunday and received an email confirmation the very next day. Within two weeks, they had reviewed the claim and forwarded a check for the vet bill. No hassles, straightforward and best of all, responsive customer service.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

No Surprises!

We've just renewed with Embrace for our three dogs. In our transactions with Embrace, there have been no surprises, everything was as stated, we were well treated, treated fairly, and the Embrace staff with whom we worked were very responsive and followed through promptly as needed. We were advised by email as to the status of processing each claim, and claims were paid in a timely manner by check - and now even faster since we do Electronic Fund Transfers. Before selecting Embrace, we had read horror stories of dealing with other providers - we made the right choice.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Excellent!

I had Petshealth Insurance for about eight years. They apparently changed management several times as well as how claims were assessed - ultimately becoming extremely deficient with regard to what they considered to be "reasonable and customary charges in the geographical area". In appealing the last claim payment they made to me, I actually provided a chart with specific costs of the same services provided by four other vet clinics in my area -- proving that the charges from the clinic I used was actually below the others. In spite of this they denied properly adjusting the amount they would allow. I am not only extremely pleased to find that Embrace provided the up-front stated percentage of the actual costs I incurred, but also most appreciative of their attentive and responsive customer service.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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