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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Better than My own OXFORD insurance

Simplest, easiest medical insurance claim I ever made. I lesss than two weeks, had it processed and paid.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Dachshund
  • AGE OF PET: Over 8 years

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10

out of 10

Well Worth The Cost

Two years ago, my uninsured cat sustained some internal injuries while playing outside and the resulting operation cost me $5000. Soon after, I got Trupanion insurance and once again the unexpected happened and my cat started urinating blood for a sustained period of time. The resulting vet costs, so far $600, have been nearly completely covered thanks to my insurance. My cat is able to have access to the best medical care available without me stressing during this difficult economic time. There is no limit on the cost of an individual claim, something few other insurance companies can match. Also, I pay very little as I have no deductible and only a 10% coinsurance all at $22/month. Trupanion is by far the best pet insurance company out there and I highly recommend them. Their staff is friendly and clearly devoted towards pets and their process time is less than 1 week. Given the skyrocketing costs of healthcare, this is a no-brainer.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Really Came Through When We Needed It

I got Pet's Best for my mom's dog Daisy. She'd always been a healthy dog but she's 13 now and it was hard to find a company that would cover older dogs affordably. Daisy has a condition that's so far undiagnosed--she's been throwing up, losing weight, not eating. The first round of tests alone have been $1300. My mom submitted the bills and we were sort of shocked to receive a check within 2 weeks for $988. No hassle! No games! My insurance for my own (young!) dog has paid much less on our claims. Pet's Rest has been terrific so far.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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8

out of 10

In today's world I cant afford not to be insured.

I am so glad I decided to purchase pet insurance for my dog Uli. I purchased the insurance over two years ago when she was just a puppy and hadn’t had much use for it. As the economy got tighter I thought about canceling the insurance to save money. I thought there wouldn’t be a need for it because she seemed so healthy so I had planned to cancel the insurance when it was up for renewal in April. I had just made the decision when Uli had an anaphylactic reaction to a new pet food and had to be rushed to the vet. She was severely ill and spent two days in the animal emergency room. I knew a significant portion of it would be covered by the insurance so I didn’t have the added worry of the vet bill. Had this even occurred two months later, Uli’s insurance would have been canceled and I would have had to pay the entire bill. I made the decision that night to continue the insurance, with today’s economy I can’t afford not to have pet insurance. I now know firsthand that pet insurance is a must have in this day and age. Not only does it save you money but it allows you to focus on the important things in life like the health and well being of your pet instead of worrying about the vet bill or feeling guilty because you can’t afford a treatment.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws - Great Coverage

Our family had a dog with cancer a number of years ago and his treatment cost hit us hard financially. We promised ourselves to cover our next pets with insurance because we knew we would not follow any kind of "savings plan" for their medical expenses. After much research, Healthy Paws came out on top with the best coverage for the cost. Our dogs are now enrolled with Healthy Paws and we don't have to worry about the cost when one of them gets sick. Another plus to Healthy Paws is that they help out rescue/adoption groups through a Foundation they fund. Pretty cool!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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6

out of 10

Meh.

I'm not smashed with their claims review process. This company seems to be looking for any excuse to get you to pay another $250 per-incident deductible, even when treatment for an illness is shown by a vet's letter to be ongoing. They also will not cover laser treatment for my cat's skin lesions, even though we have photographic proof the treatment has cleared up the lesions. They say it's "alternative" therapy. However, acupuncture isn't. Huh?? Laser therapy is state-of-the-art Western medicine, is it not? It's very cost-effective. Yet they won't cover it. I'm looking for a new company, and will only spend the one year with this one.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

Embrace: Great coverage, great service

I have several pets, all insured, including a retriever puppy. Twice -- yes, twice! -- my puppy has eaten something she shouldn't have and ended up in the ER. I go to the BEST veterinary practice in Sacramento -- VCA Sacramento Veterinary Referral Center. It's probably also the most expensive, because of its top-notch specialists and a new state-of-the-art facility. With Embrace, I know I'm covered, and my pets can get the best care available. Embrace is prompt: They left me know the claim is received, review and refund within days. Honestly, I could NOT be happier. I use their catastrophic care plan, with a $500 deductible.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Super Quick and Easy Claims Process

My 5 month old golder retriever needed surgery to correct a growth plate fracture on his left leg. Embrace processed my claim in a matter of days and I received payment in under a week. The customer service and response time was very fast friendly and professional for any questions that I had. The most important part was there were no surprises when it came to the reimbursement. I was reimbursed based on the plan that I signed up for. I would highly recommend embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Under a year

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10

out of 10

Embrace Rocks!

I have only been with Embrace for 6 months, but in that short time, the company has only impressed me. They are professional, friendly, helpful and prompt with all contacts. Recently, I had to contact them directly regarding a bill, and the whole concern was resolved within a few hours. How often does that happen? I recommended this company to anyone who is interested in straight-forward, detailed and fair pet insurance coverage.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: Under a year

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9

out of 10

Promptness and Efficiency

I had this insurance for 3 years and recommended to at least 10 people, but I had never filed a claim until last Tuesday and the claim has been already processed and the refund in the mail! I am truly impressed! I am very happy Embrace has started the Wellness Reward Program! Keep the good job and KUDOS to all the fantastic personnel that really take the extra time to find your answers!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: 1 - 8

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