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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Best Pet Insurance Ever

Just filed a claim for removing ski socks from our pup's stomach. Everything was done quickly without any issues. The annual deductible is also the best thing ever since he had an eye problem earlier in the year, we only had to pay what we owed on the deductible and our copay after that. Embrace was the best investment we could have made for our best friend. We know we will never have to have those heart breaking family issues of is our pet worth $xxxx.xx for any sort of health problem or surgery because we have him covered with Embrace. We spent about a month researching dog insurance before choosing Embrace and especially after this incident we are still 100% sure we chose the right company.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

As usual, Embrace & the staff are the BEST!

Our dog 11 yrd old dog Homer had a lump removed from his upper lip 6 days ago. I just received the Explanation of Benefits and they are depositing the refund directly into our checking account (previously arranged). The only thing Embrace can't do is speed up the pathology report. The vet thinks it was just a benign cyst, but there is always the possibility of something worse. However, Embrace sends Homer good thoughts:) We have had all 3 of our mixed breed dogs insured with Embrace since June 2007. It certainly is comforting to know we have major medical coverage for illnesses and injuries. We chose our own deductible and what we wanted covered - this way pet owners can fit their own plan to their budget. If you're looking for great service and options not found elsewhere, visit Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

ASPCA Pet Insurance is GREAT

I have been so happy with what I have recieved from ASPCA. The customer service is great and I have been so grateful to have my pets insured. The claim process is so easy and I get back money so fast. ASPCA is great!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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7

out of 10

Not perfect, but I'm glad we have it...

On January 2nd, our 14 year old rescue dog, Chloe, woke up at 6:30 am unable to stand or walk. We rushed her to the Animal Emergency Clinic near us where they couldn’t find any explanation of the tremendous pain she was in. She couldn’t do her doggie shake without falling down. To say we were terrified doesn’t begin to explain it. Our bill for the day was over $1,300.00!! Thank goodness we had our ASPCA pet insurance which covered over half of our bill. My only frustration with our coverage is that it does not include anything alternative. After spending $1,300 and a frightening day with no clue as to what was wrong, I took Chloe to an animal chiropractor where 3 visits later at $76/visit, she was fine. Somehow she had put her lower back out! I strongly encourage ASPCA to include alternative treatments such as chiropractic and acupuncture in their coverage.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Embrace is TOP NOTCH!!

I had never had pet insurance before Embrace. I took a long time looking at all the different pet insurance companies. None of the other companies compare to Embrace. The customer service is top notch. Any time that I have called the customer service has been so helpful and extremely nice. I also have to say that the claims department always keeps in touch and lets you know where you claim is at. Also with the reimbursement has been so fast. I truly appreciate how they send you a detailed decision on what is covered and what is not covered. Embrace is the best!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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5

out of 10

Not Thrilled

I've jumped through every hoop I've been asked to do. I can't imagine what I would have to do to get a claim paid.I sent a Canine Orthopedic Report Card and was told I didn't.So the Muscle Sprain Right Front Leg - with Claim Amount $64.1 will not be paid,it would have been taken off the $500 deductable.I thought I did my homework before I bought pet Insurance, I have to admit I did a bad job.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Outstanding!

Excellent coverage, great customer service and they truly care about your pet. Rapid reimbursement and no hassle. We love Embrace! Our greyhound recently had surgery and coverage was just as stated. Reimbursement was rapid and just as stated in the policy we customized & chose. We can highly recommend Embrace to anyone that wants great coverage for their beloved pet.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

10/10 Totally satisfied

I have had to submit two claims in the last several months for my dog. Both were handled promptly and to my complete satisfaction. This company cares about its customers. I recommend them highly to anyone who has a pet.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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7

out of 10

Been good so far, needs a few changes

I have Pets Best for 2 years and have mostly been satisfied with the coverage. I have 3 pets insured with Pets Best. On two occasions I have had to be persistent to receive coverage, but after clarifying the issues and supplying further information from my veterinarian they did pay the claims. They no longer offer the option to lock in your pets age until age 7, which they had previously offered. Upon renewal of my policy that option was no longer available. Aetna now underwrites Pets Best and since that change I have been unable to determine the extent of my benefits. When I contacted Pets Best by phone to find out if a surgery for my dog was a part of my covered benefits I was unable to receive an answer. Their response was that I would need to submit a completed claim for review to determine coverage. Although I realize that they cannot guarantee coverage in advance, I would like to know what my benefits are. According the representative that I spoke with, that info is not available until after the fact. Seems that some of the guidelines have become fuzzy since the change to Aetna and I would like to see more straightforward disclosure of information on my policy. There also seems to be some question regarding grandfathering my coverage after the change to Aetna, which affects coverage on some conditions. All in all, Pets Best has been a much better company than some of the others I tried in the past. Friendly customer service, but at the moment I have unanswered questions.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

professional and prompt payment

took max for hip x-rays. The claim was handled quickly and fairly. I have two other dogs insured and will add another in summer. I am most pleased int he way this arrangement has worked to date.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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