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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Always a positive experience

We had never purchased pet insurance for any of our previous dogs, and when we incurred astronomical vet bills with one of them who had orthopedic problems and then cancer, we thought our next dogs would have to be covered from puppyhood. Our beautiful Siska who is a 6 and a half year old Bernese Mountain Dog has been insured with Trupanion since she was 8 weeks old. We also have a younger Berner (2 year old Logan) who is also covered with Trupanion. Throughout the years, we have had smaller claims for a variety of illnesses and have always been extremely happy with the turnaround time for processing and receiving our claims reimbursments. More recently, Siska was having difficulty walking and what we thought was arthritis turned out to be 2 torn ACL's (anterior cruciate ligaments). Upon consulting with our Veterinarian, we were referred to a specialty surgeon who performed a bilateral TPLO (tibia plateau leveling osteotomy) procedure on Siska's back legs. Needless to say that the surgery was very expensive ($6,500), but when we presented our claim to Trupanion, we were again very pleased to receive the expected coverage amount within 2 weeks. Despite increases in monthly premiums, we have always been very satisfied with Trupanion's quick response and level of coverage.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Bailey's Best Friends

Bailey has had some healh issues in her 3 1/2 years but all the wonderful Embracers have been there every time we needed them. We appreciate everything from the emails checking on how she is doing to the fast turnaround of claims. Embrace Pet Insurance has by far been well worth the investment for both Bailey and me. She has received all the necessary medical attention she has needed. Bailey and I say Thanks Embracers! We appreciate you.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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9

out of 10

Love it!

I've never had a problem with Embrace. All the forms are easy to fill out and they are always very quick whenever I have a claim. Definitely a great thing to have!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shorthaired Pointer
  • AGE OF PET: Under a year

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10

out of 10

Quick response on claims

My 8 month old English Bulldog (Gov'nor) developed demodectic mange, "Puppy mange" caused by those pesty little mites. He developed this around 4 months of age. He has required medicated baths every 2 weeks. Trupanion responded very quickly to my claims--and paid out at 90% (less exams). This is my first experience with Trupanion and I would recommend them to anyone who has a pet. I thought I would never need to use the claim service--but I did and couldn't be more pleased. Thanks Trupanion
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: Under a year

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10

out of 10

Great Wellness Policy

I can't say enough about Embrace's Wellness Policy. It covers all those expenses you know you will have throughout the year...flea medication, heartworm, etc. It's almost as if someone is just handing you $40.00 for taking care of your pet.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bullmastiff
  • AGE OF PET: 1 - 8

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8

out of 10

Great Service, Speedy

I recently purchased ASPCA health insurance for my Great Dane Lola. She hurt her tail a couple months after my purchase and the vet bills became overwhelming. After paying them all, I made a claim. I was reimbursed a good amount of the money within 2 months. The claim forms were very easy and ASPCA health insurance kept me up to date as they processed them.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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7

out of 10

Caesar II ( GSD)

I had this coverage on my GDS, Caesar II, four years. The renewal premiums always seemed reasonable, until the 15% increase last year. As I realize there would be increase, this was considered more than usual.I purchased this premium for peace of mind. If there was an accident, I knew that at least some portion of my expenses would be recovered. I submitted several claims over the years,and felt that the reimbursement rates were fair. Except for the initial charge for the doctor encounter If I could suggest a change to the coverage, I would re-evalute the geographical findings, as $39.00 is an impractical amount in the year 2011. In speaking with my vet, she very much agrees. I have had some positive experience with the coverage, and would purchase it again.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Under a year

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8

out of 10

ASPCA Pet Insurance is great for my pet

Getting ASPCA affordable pet insurance lets me know that I never have to choose between my pet and a vet bill.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

Very Happy with ASPCA Insurance!

I decided to get pet insurance a couple of years ago even though I had never had a problem with my 8 year old Lhasa. Last year, however, she had one bizarre illness which landed her in intensive care for a about a week. And then a few months later, Roux was hit by a car. Don't worry, Roux is okay, and so am I, because I had insurance to help cover the cost. The reimbursed expenses were paid with in three weeks. I am so happy that I made that decision and the ASPCA offers a great plan.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Lhasa Apso
  • AGE OF PET: 1 - 8

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9

out of 10

First claim and no delays problems

My darling 10 month Yorkie became ill suffering from severe vomiting and dehydration. The vet did his part and Embrace came through with no problems handling the claim promptly. I really apprecitated being kept apprised of the claim status with e-mail updates from the Claims Department. When I bought the insurance I was not sure it would be worth it or if the claims would be denied-but I had nothing to worry about. My mind is at ease should I need to use this insurance again (I hope not).
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Under a year

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