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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Can't say enough good things about Pets Best

Pets Best was highly recommended to me by friends who are in "know" ~ and they couldn't have been more right. You can actually call and talk to a person if you want. Placing a claim was easy, and they have been extremely fair about reimbursements.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

Seems like a wise choice!

I am a skeptic and so I have waited to comment until all was said and done. Took a little while to understand the workings but in the end Embrace did what it said it would. They got it right and it looks like I did too!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Catahoula Leopard
  • AGE OF PET: 1 - 8

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10

out of 10

A Good Choice

I chose Embrace because their coverage is based upon the cost of care (versus a set schedule of pre-determined amounts)and because they cover "alternative" care. I obtained my policy as soon as we brought our puppy home, never expecting to make a claim until he was a senior citizen. But at 5 months of age my Afghan puppy injured his knee in a manner that is usually treated with surgery and usually results in permanently diminished ability. I chose instead to treat him with homeopathy, physical therapy, chiropractic and accupuncture. Embrace covered all of these treatments without question or objection once we ironed out the kinks in getting the claims submitted. (I recommend email over fax submissions.) They have always kept me updated regarding the status of my claims and the checks arrive when scheduled. Best of all my now 15 month old boy is happy, healthy, energetic, active(!) and completely sound.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Afghan Hound
  • AGE OF PET: Under a year

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10

out of 10

Phenominal!!

I have a very large German Shepherd whom has had an interesting first year of life (hes a bit of a clutz). I cannot say enough good things about how amazing Healthy Paws is! My relationship with them thus far can be summed up by this most recent experience. Maverick (my dog), had an incident at a local dog park where he was injured unintentionally. I took him to the ER on Sunday night at around 7pm. I submitted the claim to Healthy Paws at around 7pm the following evening. I got a call from Jen at 7:45...stating that she was about to be leaving for the night but saw the claim and wanted to call and make sure he was ok!! Honestly...I have NEVER heard of a turn around time that quick anywhere..let alone someone genuinely caring that much. Not only did Jen call back within 45 minutes..the claim was approved..and the check was sent out the following morning! So do the math..incident 7pm Sunday night...Check in my hand Tuesday afternoon; trust me when I tell you NOBODY else would ever do that so quickly and with such genunine concern. Please do yourself a favor and get this insurance!!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Under a year

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10

out of 10

A Winner!

My Silky Terrier age 10 is insured with Trupanion and I could not be more pleased. Winnie has had Gastritis, Dehydration etc requiring IV fluids, medications, etc twice this year. Trupanion's response has been terrific and helped me afford Winnie being quickly cared for and she is doing well now. These people are so compassionate as well. Highly recommend this insurance, no question. I am a Nurse and looked at them all. This is the very best.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Silky Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

Trupanion is a Lifesaver!

We have been using trupanion since our two king charles cavaliers were puppies. Our oldest, Boston has had to visit the vet many times, and Trupanion has always processed our claims quickly. Recently, his 'step-brother' Buckley had an emergency visit to the vet. He was foaming at the mouth and convulsing overnight, and we rushed him to the vet where they had to perform extensive testing and treatments to get him well. We were nervous about the expensive vet bill, but ultimately having trupanion allowed us to get him the best vet care available. Our vet bill was over $2000, but trupanion reimbursed us for nearly 90% in just a couple weeks. It was such a relief too not to be hassled over our claims. We HIGHLY recommend trupanion!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: King Charles Spaniel
  • AGE OF PET: 1 - 8

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8

out of 10

So far we are happy with ASPCA Pet Insurance

Good Pet insurance
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle (toy)
  • AGE OF PET: 1 - 8

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1

out of 10

Every Claim Denied

I adopted a four month old kitten from a local shelter. I took her to the vet prior to my Pets Best policy taking effect. What a mistake!!! Since that initial health exam every claim I have submitted has been denied due to pre-existing conditions. I guess I should have taken her to the vet pre-adoption for a check up and returned her if she did not have a clean bill of health. Maybe I should have had her evaluated in momma's womb. Pets Best at one time was good insurance, however since being taken over by Aetna all they want is to collect your premium and deny legitimate claims.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Under a year

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1

out of 10

Excuses for Everything

I have a little pomeranian puppy who has an open fontanel. The Trupanion representative said that it didnt matter and that he would be covered by the pet insurance. He also developed bronchitus a few days after signing up for the insurance. The doctors original checkup notes stated that his eyes were watery. My little pomeranian started having siezures a few weeks later and has required a trip to the neurologist and a prescription of phenbarbital. Last week I submitted my claims to trupanion. The ones for the siezures and the ones for the bronchitus checkups. They will not cover any of the bills. They claim now that an open fontanel is a pre-condition for siezures and the watery eyes noted by the doctor indicated that bronchitus was develping and therefore also fell under the pre-existing condition category. They did however want to reimburse me for coccidia medication, even though their contract specificly states that they do not cover parasitic infectons. Im up to $2k in vet bills and up until this point had been sleeping a little easier thinking trupanion had me covered. But all they want to help me with is a $12 deworming medication after paying them $50 a month for coverage. My advice is DO NOT BOTHER WITH THEM! They are all about the business(playing lawyer) and have little interest in providing excellence in customer service to their policy holders.
  • INSURER: Trupanion US
  • POSTED: 05/12/2021
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: Under a year

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9

out of 10

A HELP WHEN NEEDED

EFFICIENT CLAIM HANDLING AND PROVIDES COVERAGE AS THE PLAN DESCRIBES
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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