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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

So far so good ,fast responces as well

I have had Embrace for a couple years now and have not really had to use it until this year. Note you really need to understand what pre-existing conditions mean, to a certin extent if it has been noted in you pets chart before you had insurance chances are it will not be covered. BUT this year my dog had several instances of needing to go to the ER for an infection or something we don't really know and the total bill for my first visit was around 600 and Embrace sent me a check for like 540, then my dog needed to go again bill 500 I think I go a check for 450 or something like that. All and All I am very happy with the service and if I get another pet I will have Embrace for him as well.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Embrace Pet Insurance is A+

After getting emails for several months from a Pet website touting how "wonderful" VIP insurance was, I decided that maybe having "doggie insurance" might be a good idea. But ever the skeptic, I decided to GOOGLE "dog insurance" and research which company had the best reputation. This was how I found out about Embrace. It was one of the few Pet insurance companies that actually had a very high rating in all areas of customer satisfaction. Embrace has a variety of policies from which to choose from. I found the best fit for us and insured my three dogs. About six months later my beautiful healthy American Bulldog was diagnosed with Mast Cell Cancer. Without this insurance my dog would have not stood a chance as the treatment was far too expensive for us to consider. I filled out the claim forms and faxed them off (and said a prayer). Embrace contacted me immediately and told me what they needed in order to process the claim. They provided excellent communication while I waited, processed the forms quickly, and I had my check before I knew it! Embrace explained things very clearly and I know exactly what to expect in the future. Thank you so much Embrace! Sometimes things aren't too good to be true! Sincerely, Sharon Hunt
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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8

out of 10

ASPCA/Hartsville has been the best investment !!!

One comment I must make has to do with review sites in general. Negative reviews will always be the worst cases imaginable and usually outnumber positive responses because it is human nature to complain rather than praise. Anyways, we have had ASPCA for our 3 dogs for just about two years. We have filed numerous claims and most have been accepted. The denied ones were for reasons stated in the policy. Even the ones that were accepted were reduced somewhat as it always is with insurance. But over the last two years we have been reimbursed 3.5:1 versus our premiums. We have had claims for infections, viruses, cancer and bloat all reimbursed proportionally. In my opinion, any reimbursement over and above the premium is a good investment. Would I get pet insurance for one animal, probably not. I would rather save money in a pet emergency fund. But when you have multiple pets, insurance is a great safety net especially if more than one pet gets stick at the same time.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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9

out of 10

A Pet Insurance Company that Plays Fair

To the Petshealth Customer Satisfaction Department:Thumbs up to Petshealth for providing such good service during the past year, which has been a tough one for my cat Heathcliff. I thought I'd take the opportunity to report back to you with the good news that he's bounced back from his three illnesses and is doing great now. On the renal failure front, he's been asymtomatic since a re-check on 07/07/09 (confirmed in a regularly scheduled check-up on 10/30/09), and his last treatment for it dates back to 07/07/09. As for his ulcer, he has been asymptomatic as of that same 07/07/09 re-check (also confirmed in that same regularly scheduled check-up on 10/30/09), and his last treatment for it was 10/23/09 -- we had continued with treatment as a defensive measure since July. Finally, he's been asymptomatic re his gastroenteritis/pancreatitis since that same regularly scheduled check-up on 10/30/09, and his last treatment was 11/27/09 -- again, we had continued with it as a defensive measure since October. Petshealth's service has helped to defray a significant part of the costs associated with these three illnesses. I am very glad to have had this help, and wanted to share the good news of Heathcliff's recovery on all three fronts. Sincerely, Dean
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Extremely pleased!

This is my first experience with pet health insurance. I researched the choices carefully (I do research for a living!) and decided on Embrace for a number of reasons, but one of the key reasons was that they did not have a schedule of how much they would reimburse for specific procedures. I wanted to be able to choose the vet providing care for my dog on the basis of skill and reputation, not cost. I was hoping that I would never need to use this insurance, but this year I feel extremely fortunate that I made the investment. My dog was diagnosed with bloat, and condition that can be fatal within a couple of hours. It required three visits to the vet, including one to an ER at 1 a.m. My dealings with the Embrace claims people have been wonderful. They are prompt, knowledgeable, courteous, and caring. Within less than a week of submitting three claims electronically, they informed me that (subject to co-pays and deductibles) everything was covered. I have another appointment with my vet, and I have peace of mind knowing that I won’t have concerns about cost in the back of my mind as we discuss my dog’s health.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Standard Poodle
  • AGE OF PET: 1 - 8

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10

out of 10

Very pleased with Pets Best-Highly recommend

I just renewed my policy for my 15 year old cat. The first time I got insurance for her was a year ago. About 6 months ago she was diagnosed with kidney failure which requires me bringing her to the vet twice a week for fluids. Initially, the tests, hospital stay, and IV fluids was around $1,000. Follow ups and treatments brought the total closer to $1,500-$2,000. Each claim I filed was paid within a week and deposited to my account. After meeting my $250 deductible, they pay 80% up to $2,500 per illness (the basic plan). All payments were made without any hassles. The premium was well worth the cost. Customer service is very helpful and friendly. I highly recommend Pets Best Insurance. I went with the basic plan which had a very reasonable premium.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siamese
  • AGE OF PET: Over 8 years

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9

out of 10

Trupanion kept their promise

Trupanion promises to reimburse quickly once a claim is filed. One of our cats became very sick and we had to file a claim. It took only about two weeks from the time when they received it until we received the check for the reimbursement in the mail. That is indeed very fast. I also like that they do not raise the premiums for the pet getting older. The premium is based on the age at enrollment. We only had one adjustment for general cost increase so far, with slightly over 2% reasonable. The only reason I did not give a ten as a rating is because they do not cover some of the fees veterinarians charge, but which are unavoidable (examination fees). How else can the animal be treated unless it is examined? However, compared to the other costs that can hit you for a treatment the fees are usually the much smaller part. Overall great service and a great philosophy
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Mediumhair
  • AGE OF PET: 1 - 8

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9

out of 10

Thank you Petshealth

This is really a great company. They processed my claims quickly and were very involved in the care process.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: 1 - 8

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10

out of 10

Wow! What a surprise!

I wish that dealing with health insurance issues for myself were as easy to deal with as it has been with Healthy Paws! I have always been skeptical of health insurance for my pets, but when I got Gus a 9 week old St. Bernard I thought that I would re-think the issue. After reading a lot of reviews and doing a lot of research, I decided on Healthy Paws! At 9 months he had his first medical emergency. Literally a day after the company received all the initial medical history and invoices, I was notified a check was being mailed! I am so glad I not only made the decision to insure Gus, but a better decision was to decide on Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Saint Bernard
  • AGE OF PET: Under a year

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6

out of 10

Good service

I am glad to have insurance forMy pets in a Case they have a catastrophic illness. So far the worst Thing that has happened has been that my dog at something That made him sick and he and to stay at the vet overnight. It has not paid for itself yet, but it gives me peace of mind that I won't have to worry I my pets get seriously I'll.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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