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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 10

I don't get it

They don't cover congenital conditions at all and coverage for hereditary conditions is only for pets less than 2 and that is limited. Why would any thinking person purchase this policy?
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Mediumhair
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is amazing!!!

After my one dog, Rome, got a tumor I decided I should get pet insurance. I researched quite a bit and decided to go with Healthy Paws, I like that they give back to Homeless Animals since both of my dogs are rescues. The same day I signed up I got a personal email from the co-founder welcoming me to Healthy Paws. I was a bit in shock...never heard of an insurance company making you feel welcome. It made me really glad I went with Healthy Paws. Shortly after purchasing insurance, my other dog, Pancake, tore her cruciate ligament and needed surgery. I submitted a claim which was promptly reimbursed. I even received calls from them asking how Pancake was doing. So if you are trying to decide on which insurance company to go with look no further...sign up with Healthy Paws. You won't regret it.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent insurance for your pet.

Before I get to Scout's story, I have to quickly mention my cat Chelsea, who passed away in 2006. I had her for 18 years and not pet insurance for her. She suffered many ailments including cancer and hyperthyroidism. She has several surgeries and chemo treatments to treat the cancer and radioactive iodine treatments to cure the hyperthyroidism. Needless to say, taking care of her illnesses cost me a fortune. A few months after she passed away, I got my puppy, Scout, a beautiful, energetic, yellow Labrador retriever. The first thing I did was look into pet insurance. I did my research. Checking all the different insurance companies that were available to me. I came across the ASPCA insurance. The first thing that impressed me was that it was the ASPCA, an organization that I have the utmost respect for and I have supported them for years. I went over the different plans and what would work best for me. I chose the Advantage plan and the premium is extremely reasonable. Within Scout's first 2 years, and many visits to the dog park, she suffered many injuries by playing with the other dogs, In those first 2 years, the insurance paid for itself. Thank goodness, I got it. More recently, in July of 2010, she suffered an injury to her knee and needed to have TTA surgery to repair a ligament. This is a very expensive surgery, costly about $5000. But I had no choice, Scout is like a child to me and I would do anything for her. With the ASPCA pet insurance, it ended
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Fantastic Experience!

My dog Sherman ruptured his ACL while playing in the yard. We knew it had to be repaired - and knowing we have PetFirst insurance made that decision easy. We had our check in the mailbox before his stitches had even been removed!! Great claims process, great customer service, great overall experience as always!
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Very impressed!

Daringly, i chose an English Bulldog for my first dog. After realizing how much this cute little ball of wrinkles would cost me in vet bills, i started to get a little nervous. I chose Embrace because they cover breed specific and genetic conditions, which would be the cause of most of my bullies vet visits. Right off the bat, my little bully suffered one rash after another and eventually cherry eye, a genetic condition requiring a very expensive surgery. i submitted the claim to Embrace with fingers crossed. I expected, like most insurances, that there would be some sort of fine print stating that the surgery would not be covered. I was never so happy to be wrong. Embrace covered the surgery and saved me over $500. They are efficient, attentive, and timely when it comes to reviewing claims. They kept me informed as to the status of my claim and even followed up to make sure i had received my return. I would recommend Embrace to any pet owner especially one who owns a purebred animal potential health problems. I'm very impressed!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bulldog
  • AGE OF PET: Under a year

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9

out of 10

well worth it

Our Westie has been covered since day one. The insurance has more than paid for itself. She developed a worm called ringworm and it was a costly diagnosis and treatment but the insurance plan sure helped. She is one of the family and we wouldn't be without our pet insurance.
  • INSURER: Petsecure
  • POSTED: 08/29/2017
  • BY:
  • BREED: West Highland White Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

I LOVE these guys!!!

You are absolutely the BEST!!! Anyone with pets really should be part of your family.Your service just keeps getting better and better! The direct deposit is an outstanding option. I am so happy to have my pets in your hands. Gratefully, Dee, with Kai, Halia, Bailey and Gracie
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Highly Recommended!

When we got Chogan (a bearded collie / lab mix) from the Delta animal shelter at 3 months, he came with a Petsecure free trial policy. Within a few days of adopting him, Chogan became very sick & was diagnosed with an intussusception requiring an operation that ended up costing almost $2000. The Petsecure trial covered the first $500 however within 2 days of the first operation, Chogan had a relapse & required surgery again. When Petsecure heard from our vet that he would require the 2nd operation (another $1200), they called us & told us that if we converted our trial policy to a full policy they would cover the cost of this surgery. We thought this was pretty amazing because the trial only provides one-off cover for $500 - so Petsecure were under no obligation to do anything more. Since then (about 9 months ago) Chogan has required another $400 visit to the vet for illn2ess & again, it has been covered by Petsecure. We are absolutely ecstatic with the cover we have received & highly recommend Petsecure to anybody looking for pet insurance.
  • INSURER: Petsecure
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bearded Collie
  • AGE OF PET: Under a year

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1

out of 10

Do NOT take this company

Read the small print... and always make sure your VET tells you of the real definitions of your dogs illness that they and the insurance companies know of and leave you out
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: Over 8 years

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10

out of 10

Pet Health Insurance is Important

Pet insurance is just as important as health insurance for families. Health care is expensive and can create a tremendous financial burden. This is equally true with pets. We love our animals and we treat them like family members. We need some assurance that we will be able to provide the best care for our pets without worrying about the financial hardship it can create. The insurance gives us the peace of mind we need and eliminates this worry. Celine is a new member to our family and we can't imagine not having her around. We insure her to make sure she will always be well cared for and to make sure she stays healthy and happy. God forbid she gets sick or has an accident. With pet insurance, the burden of caring for her is diminished and we worry less about these unforeseen events.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cocker Spaniel
  • AGE OF PET: 1 - 8

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