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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Simply the BEST insurance for your pet

Our beloved Vizsla was recently diagnosed with the ailment I feel most pet lovers dread the most: cancer (in her case, a mast cell tumor). It was particularly devastating because 3 years ago, we lost our Weimaraner to an aggressive form of the same cancer. In his case, a different insurance company did nothing but argue with us over every detail, leaving us with over $7K in uncovered bills. When we re-homed our Vizsla, we were armed with all the facts to help prevent this disease. Unfortunately, we had no control over her previous owner's antiquated approach to "good health" which included massive over-vaccination and a poor quality commercial kibble. Besides, these breeds are pre-disposed to mast cell, and no one really knows the root cause. With Healthy Paws, we were able to take her to a top veterinary oncologist, and to follow up with an outstanding surgeon. Throughout this ordeal, we at least had the peace of mind knowing we could give her the best care without undue financial burden. True to their word, Healthy Paws reimbursed us 90% of the costs in a timely fashion. Any time I called to inquire about claim status, they were friendly and efficient, and helped us to get our thousands of dollars in reimbursement quickly. They even sent an email asking us how she was doing. We got lucky this time...our girl's cancer did not metastasize, and her oncologist feels she will live out her normal lifespan. Given our previous experience with another insurer, I have only rave revi
  • INSURER: Healthy Paws
  • POSTED: 07/31/2014
  • BY: Randy
  • BREED: Vizsla
  • AGE OF PET: 7 - 10

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5

out of 5

So Glad I Purchased Policy

I hesitated to purchase insurance thinking a young dog wouldn't have many health issues. I decided to purchase accident only coverage. Less than 7 months after rescuing our newest addition, she was at the Emergency Vet for surgery to remove an ingested foreign body. After the deductible, we were reimbursed for the entire claim. I'm very happy with how quickly my claims were processed. I will most likely be upgrading to a full accident and illness policy.
  • INSURER: Pets Best
  • POSTED: 07/31/2014
  • BY: Kathryn
  • BREED: Pit Bull
  • AGE OF PET: 7 - 10

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5

out of 5

better than people insurance

my dog recently had a claim and it was handled quickly and a representative even called to check on my dog's condition between visits to the vet. all of the representatives i've dealt with have been very friendly and helpful.
  • INSURER: ASPCA
  • POSTED: 07/31/2014
  • BY: wendy
  • BREED: Labrador Mix
  • AGE OF PET: 7 - 10

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5

out of 5

Embrace has been there for us.

My dog, Rusty, got hit by a car after only a few months of having Embrace. We had concerns at the time that Embrace might not reimburse us due to the 6 month hold on orthopedic conditions for the $4000 surgery that he had to go through to repair his broken pelvic bone. We almost did not have the surgery performed because of money issues, but decided to go through with it. I was so incredibly pleasantly surprised when there was no issue with Embrace, and the surgery and all of his care was reimbursed in full (not including deductible and the percentage we agree to pay, of course). It saved us an incredible amount of money, and Embrace was wonderful throughout the process. I have since been recommending Embrace to anyone who asks about pet insurance, and will continue to do so. Thanks Embrace.
  • INSURER: Embrace
  • POSTED: 07/31/2014
  • BY: Lori
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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5

out of 5

Meniscus tear repair

Jersey had TPLO surgery last September she was doing really good but once we got to full activity we noticed her start limping on and off again at first we thought it was just the muscle rebuilding process like how we get ache after a workout. After about a month I noticed she was managing to many things without using the leg and we noticed her muscle mass was not improving. So back we went to the surgeon for a recheck making sure that no screw were loose and that there was no infections. Everything with the previous surgery was good everything in place and healed well but now she has a tear in the meniscus. Now all is repaired and I can not say enough good things about Trupanion I recommend them to all my friends. I have never een hassled by any of the claims I have had to submit and it is great because the clinics I use can direct bill so I only pay my portion of the bill. It is great piece of mind knowing I don't have to base my decisions on her health based upon whether I can afford it or not. Thank you Trupanion!
  • INSURER: Trupanion Canada
  • POSTED: 07/31/2014
  • BY: Jessica
  • BREED: Catahoula Leopard
  • AGE OF PET: 7 - 10

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5

out of 5

Meniscus tear repair

Jersey had TPLO surgery last September she was doing really good but once we got to full activity we noticed her start limping on and off again at first we thought it was just the muscle rebuilding process like how we get ache after a workout. After about a month I noticed she was managing to many things without using the leg and we noticed her muscle mass was not improving. So back we went to the surgeon for a recheck making sure that no screw were loose and that there was no infections. Everything with the previous surgery was good everything in place and healed well but now she has a tear in the meniscus. Now all is repaired and I can not say enough good things about Trupanion I recommend them to all my friends. I have never een hassled by any of the claims I have had to submit and it is great because the clinics I use can direct bill so I only pay my portion of the bill. It is great piece of mind knowing I don't have to base my decisions on her health based upon whether I can afford it or not. Thank you Trupanion!
  • INSURER: Trupanion
  • POSTED: 07/31/2014
  • BY: Jessica
  • BREED: Catahoula Leopard
  • AGE OF PET: 7 - 10

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5

out of 5

diarrhea

Trupanion paid 90% of my vet bill. Not the vet exam or taxes but the 90% of the remainder of that. It is a very good feeling knowing that I can treat my pet without hesitation :)
  • INSURER: Trupanion
  • POSTED: 07/30/2014
  • BY: Ruth
  • BREED: Shih Tzu
  • AGE OF PET: 7 - 10

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5

out of 5

diarrhea

Trupanion paid 90% of my vet bill. Not the vet exam or taxes but the 90% of the remainder of that. It is a very good feeling knowing that I can treat my pet without hesitation :)
  • INSURER: Trupanion Canada
  • POSTED: 07/30/2014
  • BY: Ruth
  • BREED: Shih Tzu
  • AGE OF PET: 7 - 10

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5

out of 5

Grateful to have the insurance

When we rescued our dog we soon found out she was very active and would get into everything. We bought the insurance in the event something happened it might cover some of the vet bills. There we were a little more than a year later and rushing to the vet and a $512 bill. After the deductable and items that were not covered we were reimbursed for $315. The items not covered were not related to the urgent care visit, rather items we had the vet do while we were there. The claim was easy, and we received our check in a short amount of time (less than two weeks - not sure of the actual time as we were on vacation when it arrived). Our girl is fine and as active as ever.
  • INSURER: Pets Best
  • POSTED: 07/30/2014
  • BY: Peter
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Best decision we ever made!!

Our dog Grace started eating grass and vomiting and then the bloody runs started. We took her to her vet and after xrays, blood tests, and various tests the vet decided she may need surgery. They could not take care of this at her vet so we were sent to an emergency hospital. She was examined and more xrays,sonagrams and blood. This doctor decided to be a bit more cautious. They decided to wait to see if she improved with medication. She was in the hospital for 2 days. She responded to meds. Thank goodness. When we picked her up we reminded the vet that we had medical insurance. They took our claim form and sent it off to Healthy Paws. Her first vet did the same. Healthy Paws processed this claim so quickly and efficiently. We recieved emails checking on Grace's progress. We are happy to say she is well and we are extremely happy with Healthy Paws. This was the best decision we have ever made in regard to our pet. We don't know what we would have decided if we did not have medical insurance for Grace. I would recommend Healthy Paws to anyone shopping for pet medical. Look no more. Healthy Paws should be your choice.
  • INSURER: Healthy Paws
  • POSTED: 07/30/2014
  • BY: Susan
  • BREED: Rhodesian Ridgeback
  • AGE OF PET: 7 - 10

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