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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Sidney, Happy & Healthy today, Thanks ASPCA

I have a long haired dachshound, namded Sidney. I adopted him at a year old. He was an abused dog. Recently, Sidney & I went to my moms to visit and shop. When we left, we pick up baskets, as he gets into them, and anything else he may get into. Any one who has a Dachsie, knows what I mean when I say they are curious & gets into trouble when possible. My mom had left a bowl of cough drops (wrapped) in a dish by her chair. When we got home Sidney was laying on the floor, the dish of cough drops were gone, wrappers and all. His belly looked bloated and he was breathing hard and layed with out greeting us. He layed with his head in his water bowl, I called aspca poison center for help. I didnt know what I should do, as I dont know any vets in my moms area. Even tho the phone call cost 65.00, it was worth the information I received. They can sometimes solve your crisis over the phone, but in this case I was directed to get him to Er. as I did. They had to pump his stomach, and give him IV's and x-rays. I sent the claim in, and I received a large part of the amount paid and a call from the insuranace to ask how Sidney was feeling. I sure made the right decision 3 years ago to get pet insurance with aspca. I will have aspca pet insurance on every pet I have in the future. The claims and payment are handled with much care. Thank you, ASpca for your help with payment & helping me to keep Sidney well.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: Over 8 years

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4

out of 10

Why is it so expensive?

I've had AKC and ASPCA pet insurances for both of my dogs. What I find absolutely amazing is that I pay less for the insurance for my horse than for either of my dogs and my horse has both mortality insurance and health insurance. Something is very wrong with this picture. I've already sent in a negative review on my ASPCA insurance (the current policy for both dogs). I was just throwing this question out there for general info/response.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Afghan Hound
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent Payout Time, Very Friendly

Submited a claim on a Thursday night, and by Monday afternoon it was paid. Very friendly phone staff.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: Under a year

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10

out of 10

"A Necessary Part of Pet Care"

Petshealth has provided my dearly beloved pets with stellar coverage and timely processing of claims. Staff are professional and courteous with Pet Owners. I am pleased to endorse and recommend this Insurance Company highly. Very Sincerely Yours, Ms Carol A Marano RN New York City USA
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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9

out of 10

Peace of Mind

Having had a number of dogs in the past, I knew how quickly vet bills can add up. So when we got our new baby English Bull Dog - Higgins, I signed up for insurance right away. The level insurance we chose helped cover some routine items right away. Higgins has had a few issues, lyme disease, ear infections and recently bee stings to his face : ( Our claims were always processed in a timely fashion. I would certainly recommend anyone with a pet to look into pet insurance. It helps when the additional costs are incurred unexpectedly.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: Under a year

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8

out of 10

Peace of Mind

As the pet parent to two dogs and two cats, I have had my share of veterinary expenses. All my animals are rescues so they didn't come with any health guarantees. I easily spend several thousand dollars a year at the vets. Their healthcare is not something I would ever consider scrimping on, so I researched pet health insurance. Just like people insurance, most pet policies have deductibles and clauses regarding pre-existing conditions and reasonable and customary charges. You need to do your homework. I have the premiums charged to my credit card monthly and consider it like a forced savings for veterinary expenses. I chose the ASPCA carrier since a portion of each premium goes to help homeless animals. The claims submissions is relatively easy and the processing is quite timely. Financially, I would be satisfied if I could recoup the cost of the premiums with the claims I submit. Fortunately, my pets are fairly young and in good health, so this hasn't happened yet. I consider the premiums as the cost of future peace of mind. Just like us, the older they get, the more medical intervention our pets require. Overall, I am very satisfied with the ASPCA pet health insurance and would recommend it to someone who wants to insure his/her pet(s).
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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6

out of 10

Wellness Coverage

Most pets have to see the vet at least twice per year just for wellness vaccines & to get preventive meds for heartworm, flees & ticks. Unfortunately this plan only allows for once per year, so any wellness preventatives over $200 are out of pocket. I wish there was a plan for higher coverage that wouldn't be too much more per month. I'm glad my pet hasn't had a serious injury or illness, but the regular wellness care adds up.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

Reliable Insurance Plus Routine Care

I had Petfirst for about 3 years with my older Shepherd Mix who was eventually diagnosed with cancer. They covered the 90% of our expenses even after we switched vets and some tests had a to be repeated. They reimbursed me almost 1200$ I was really surprised. I have always found them to be easy to deal with and reliable. They pay their claims fast. The only issue I ever had was they raised the price unexpectedly 1 year and never offered an explanation or gave a warning that it would go up. All i got was a policy renewal with a price increase. I just got a new dog and signed up for their policy again. Hopefully it all goes smoothly again.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Excellent company, timely re-imbursement.

Our bulldog puppy was having continual bladder problems (crystals to be exact). It was so bad she ended up going to the Ontario Veterinary College. Trupanion was fantastic! They paid every insurable claim within days of the claim being made.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bulldog
  • AGE OF PET: Under a year

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8

out of 10

Claims paid w/o hassle but read the fine print

Had a Premium policy for 7yrs. They pretty much paid all my claims according to my policy w/o any trouble. The clerk at my vet also confirmed that they were one of the companies that were more hassle free. I've been reimbursed for spontaneous pneumothoraic(?), foxtails surgically & non surgically removed, dental extraction due to peridontitis, cysts removed, amputated tip of tail, dental cleanings, flea & heartworm meds, annual exams/vaccines and eye infection.It is important to read the policy thoroughly. Claims MUST be made within 180days and any condition must be deemed cured for a designated time before they will pay for it again. That includes ACL surgery for the opposing leg and possibly cataracts surgery for the other eye. The biggest drawback is that you must pay extra for "Continuing Care" if you want treatment to carryover to the next policy period. Claims processing and reimbursement is slow. They recently upgraded their coverage to be more competitive with Pets Best. A plus is deductibles are annual not per incident.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian Huskey
  • AGE OF PET: Over 8 years

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