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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Trupanion saved my dogs life!

I couldn't sleep one night and decided to research on Pet Insurance co. Because I already worked for a vet, I knew of a couple of companies I DEFINITELY didn't want. I decided on Trupanion. About 3 days outside of our waiting period our Lab, Lexi, blew her right knee. Vet said she needed a TPLO and the cost was about $2,700. We contacted Trupanion and we decided to submit a pre-approval. Much to our relief it was approved and covered!! One year later, she had blown her other knee and needed surgery for it. Again, Trupanion pre-approved it. We went in on a Friday morning and before I even got home from dropping her off, my vet called to say her bloodwork came back abnormal, in fact, she seemed to be in liver failure! (Which surprised all of us as she is completely asymptomatic!) My vet consulted with a specialist and it was decided on Monday afternoon that she would need a liver biopsy and ultrasound immediatley. The following morning, Lexi and I hauled ourselves out to San Diego from Vegas and met with the specialist. After meeting with the specialist and being presented with an estimate of $4,000 I immediately called Trupanion and asked if there was anyway we could do a pre-approval in about 2 hours. My representatives were Anna and Gina, not only did they keep me up to date as it was being handled, but they truely seemed concerned about her health. So between the Specialty Hospital and Trupanion I had my pre-approval!!! I picked her up the next day, paying with Ca
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

By Far One of the Best Investments!!

Just last month our 9 month Pitbull puppy Cali had a scare when she somehow got ahold of some really strong glue and swallowed some of it. A week later she had stopped eating and going to the bathroom. So finally on our second visit to the vet with her they told us the next steps to figure out what was wrong - x-rays, blood work, maybe surgery - and proceeded to tell us the costs associated with these services. Our dogs and cat are family, and for family there are no limits. We would have done anything for our baby girl at that point. We wanted our puppy well again. We agreed to have x-rays done...which revealed a full tummy on a dog that hadn't eaten in almost a full week. This brought us to the inevitable surgical procedure that would allow the veterinarian to remove a softball-sized ball of this glue from Cali's stomach. But before this even took place there was the discussion of how we would pay for this costly procedure.Fortunately I had signed up both of our dogs for insurance back in May of this year and the vet's office was more than helpful in helping us fill out the insurance claim form. I must say that the little amount of money we have spent since May on the monthly premiums for our dogs ($10 for each) is nothing compared to the relief I felt when I opened my email this past Saturday (about 2 weeks after it all happened) to see that the claim was completed and even more so when I read the Explanation of Benefits document in the Member Center and found out the am
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: Under a year

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10

out of 10

Thanks to Trupanion, my lab is on the mend!

When I first heard of Pet Insurance, I had mixed feelings. It made sense to insure pets in the way we insure our other family members, but how necessary could it be? When we decided to add a chocolate lab to our family, we did our research and learned labs can get into all sorts of things in their first couple of years, and can have problems with their hips and cancer in later years. We decided to learn more about pet insurance and after carefully comparing plans, decided Trupanion was the right option for us. That was 7 months ago. Since then, Mugsy has swallowed a tube sock, had ear infections from swimming, and was coming up lame. After several visits and many xrays and tests (all covered at 90% minus the office visit fee), we found out he had a condition that causes the cartilidge in his elbows to calcify and chip away. The poor little guy needed surgery on BOTH elbows and it was going to cost over $4000. Without insurance, we'd have had to either let him live in pain, rehome him to a family who could afford his surgery, or put him down. Thanks to Trupanion, his surgery was not only covered at 90%, they pre-approved it and he was able to get in without us paying up front and waiting to be reimbursed! He's home, happy and healing, thanks to Trupanion. I recommend you to EVERYONE who has or is thinking about getting a pet! :)
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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10

out of 10

Severe Peace of Mind!!!

After reviewing many policies and talking with reps from different companies, I firmly decided on Embrace pet insurance for my dogs and cat. I am so glad I did as it probably was not more than 2 weeks later that I had a very frightening experience with one of my dogs ingesting an unknown substance. One trip to the Emergency Vet Hospital and going over possible costs of treatment, I had so much less financial anxiety because I knew that I had the experience of Embrace with their super friendly and helpful people behind me and I did not have to go it alone. You never know what can happen in a day and thanks to Embrace, my worry level has not vanished but has been greatly tempered. I have used one other insurance company in the past and it was horrible with nothing ever being covered. Embrace keeps you informed and turn-around times are very prompt. In this day and age this is RARE and they have been wonderful. I have told all of my friends as well as the Vet that I take my pets to that this company is very very good.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Awesome

I have not been sorry one time since purchasing Embrace Insurance for, first, my dog Luce, and a year later (last month), my dog Conan. I lost 3 dogs on 3 months whose life may have been prolonged had I had insurance. So when I rescued Luce I made the decision to purchase pet Insurance. Only a few months after rescuing Luce she developed coronary and kidney problem's. These symptoms were noted before her first birthday. After all test my vet could perform were performed she was sent to Cornell Animal hospital. The best veterinary Hosp. in the country. She later developed joint problems, this occurred before she was a year and a half old. Embrace has been wonderful. I always get to speak with a person, and no claim has been denied. I recently purchased it for my year old Aussie named Conan. He has been of perfect health, thank God, but if he does get ill I have confidence Embrace will come through. I started with just the wellness plan, but have since added prescriptions. I purchased their heartworm and flea and tick medicine last month and the $ has already been refunded. Honestly, I had never purchased pet insurance and didn't know anyone who had it so I did some research, chose Embrace, and held my breath. I'm so happy I did. Great price's, great service. For under 100.00 both my dogs receive full coverage. Just another way of being a responsible pet owner.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shepherd Mix
  • AGE OF PET: Under a year

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8

out of 10

Peace of Mind

When purchasing health insurance for our then young golden retriever, we did it for peace of mind. If she were ever to have a health crisis, we knew we would never be forced to choose between financial considerations and Sadie's life. We have been fortunate with our girl - no life threatening illnesses. But Pets Health has been more than fair in defraying the often expensive costs of keeping her well. Customer service is wonderful and the company is fair and responsive. As Sadie aged we added a continuous coverage rider, which essentially eliminates the pre-existing condition clause. That has been worth every penny. I highly recommend PetsHealth.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Over 8 years

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1

out of 10

Extremely Disappointed

After searching long and hard for vet insurance, and reading more reviews than a can remember, I decided to go with healthy paws. I am extremely disappointed. I enrolled both of my dogs (F pitbull, Dutch and M pittbull mix, Duke) for coverage. I have never filed a claim with them until recently. My dog dutch ruptered her cruciate ligament. After paying 2,100.00 for surgery I decided pet insurance was a good idea. So when choosing healthy paws I read to make sure that it would be covered if she were to need any other surgeries or if her other knee needed surgery. According to their website it would not be considered a "pre-existing" condition because it was not genetic, but just an injury that occurs. Well when trying to get pre-approved, luckily I had not completed the surgery yet, they denied me. Now I have wasted money on this insurance which I could have been putting into a savings account. In my opinion, pet health insurance is a waste.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

Wouldn't be without it!

This is one of the few insurance companies that cover genetic problems that may occur in your dogs. That is a big relief knowing things that may happen, are covered. They pay in a timely manner, and always friendly and helpful. I would not be without this insurance on my dogs.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Border Collie
  • AGE OF PET: Under a year

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9

out of 10

AWESOME!!!!

They paid what they agreed to in the policy and tokk care of me and my DOG!!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Love this insurance

We chose, after careful deliberation, to go with Embrace for our 3 yr old bulldog. We were a little nervouse because our dog has some kind of random issue throughout the years and we were afraid that he wouldn't be covered. We have already been to the doctor 2 times for these random issues since we enrolled with Embrace and we know we made a great choice. Each time we filed a claim, they responded right away via e-mail and were very easy to work with to complete the claim. We have saved so much money already and I wish we would have set this up earlier.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bulldog
  • AGE OF PET: 1 - 8

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