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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Good insurance to have!

We had originally decided to get some sort of pet insurance after our dog, Riley died from an intestinal blockage and his surgery to try and remidy the issue (which didnt work) cost a good amount of money. We looked around at several pet insurances and decided on ASPCA's. We now have our two dogs, a dachshund and spaniel mix insured and it gives us great peace of mind that they will be covered should anything like what happened to our previous dog, happen to them. The insurance we pay each month for both dogs is reasonable and they recieve decent coverage. My dachshund is a puppy and gets into absolutely everything! She has had several claims this year and the insurance has already paid for itself! Would recommend this pet insurance to everyone who wants to keep their furry friends covered.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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8

out of 10

Well worth the monthly premium

I have owned dogs all my life, but this is the first time I have ever purchased pet insurance. I think it is a good investment because my little Cavalier King Charles Spaniel has had his share of GI upsets and other minor health issues. The costs can mount up quickly, especially when xrays are involved, so having ASPCA insurance for him really has been worthwhile. It even covered a visit to an emergency veterinary clinic on the night before Thanksgiving when I discovered that he had an ear infection. Naturally I did not wait to find out whether this would be covered before taking him to be seen, but I was really happy to learn that it was!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace Pet Insurance is a Breath of Fresh Air

My husband and I have only been with Embrace Pet Insurance for a month, but so far, we are very happy with their customer service. Prior to our new Doberman puppy, we had a Miniature Schnauzer as a member of the family who had diabetes. We didn't have pet insurance with him, and we paid thousands of dollars to care for him. We decided that with our next dog, we would try pet insurance. My husband researched pet insurance companies for weeks (he was obsessed)! Embrace seemed like it had the best features, but what really sold us was the customer service. My husband called several companies before he joined Embrace and some either never answered the phone, or left him on hold or couldn't answer his questions, but not Embrace. They always answered quickly and were knowledgeable about what he was questioning. That's what won us as a customer; knowing someone would be there to answer the phone. Since we have joined, we have made 2 claims for puppy visits. I like how you receive an email confirming Embrace has received the claim and a subsequent email in less than a week that the claim is processed and the check is on its way. Just this morning I signed up for direct deposit into my checking account for reimbursement which will save me going to the bank to deposit a check, and save a little bit of trash (and the environment) with Embrace not having to mail me a check. I wish my own health insurance was this easy to deal with! Thank you Embrace for being a breath of fresh air giv
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Doberman
  • AGE OF PET: Under a year

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10

out of 10

Excellent Communication and Timely Reimbursement

Embrace proactively and precisely communicated with me through each step of the claims process. The process itself was relatively painless and I never had to talk directly to a claims agent or explain any of the paperwork. I feel like we got a good deal on the insurance. We opted for the plan where we invested X dollars up front (can't remember how much) and then were reimbursed up to $400 in routine care coverage. The claim was processed quickly and I received my checks as expected. Thanks Embrace for being such a joy to do business with!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: Under a year

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9

out of 10

Awesome

hello there. I love love love trupanion. So far they are great. They cover 90% of the bill. But do not cover yearly vaccinations, the initial vet fee to check out your pet ie. mine is $47.00, and they also in canada do not cover the taxes which is unfortunate, but their reason behind it is justifiable. We took our dog in on a monday and after faxing off the paperwork that day I recieved an email stating it had been recieved and will be reviewed. That thursday I got an email saying that it have been processed along with the break down of whats covered, whats not, and how much the cheque will be made out for. And the following monday (just one week later) I got the cheque in the mail. Very very impressed. Thanks Trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: Under a year

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10

out of 10

Lifesaver!

I joined Trupanion and have not regretted it. My dog came down with persistent pneumonia a few months after becoming insured. I was slightly concerned about submitting a claim so early, but Trupanion paid 90% of his fees, totaling approximately $3000, no deductible. It was simple, fast, and fair. We aren't out of the woods yet with his pneumonia, but it gives me great peace of mind that I can give him the care he deserves and that Trupanion is an honest insurance company. An insurance company with integrity, who knew!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian Husky
  • AGE OF PET: 1 - 8

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10

out of 10

Excellant insurance company

I have had Pets Best for a year. I had 4 cats and 4 dogs. They were the only insurance company who were affordable and would insure my old pets. Two of my dogs are geriatric and have complicated medical histories. Pets Best has been great at sorting out the coverage and paying me promptly for all of my claims. I highly recommend Pets Best. My claims are paid within two weeks.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

Best choice I ever made!

I am thankful for Healthy Paws Health Insurance!! From their customer service to processing claims they are by far one of the best choices I ever made! We never really needed to use it until our 6 year old pit bull needed to be checked by a veterinary specialist! Healthy Paws was there to protect our beloved bully prince!! Then we had emergencies... Healthy Paws were there and saved the day!! Thank you so much Healthy Paws for all that you do! We could not have done it without you!!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

such a relief- they handle everything!

My dog's sudden illness was hard enough to handle without having to worry about complicated claim forms and customer service. Embrace took care of everything- even when my vet's office neglected to provide the documentation and complete the forms, I didn't have to spend my time making phone calls. Embrace sent me prompt emails letting me know what point in the process they were at, the info they were waiting for from the vet, when the claim was being processed, and when to expect the reimbursement check. I can't stress enough how happy I am with their service and thoroughness.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Competent and pleasurable experience

Ive never had pet insurance before.So happy I chose Trupanion as mine. Customer service, phone manners, helpfulness Call backs, claim service and timely payments IMPECCABLE!!! Don't look any further, TRUPANION ROCKS!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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