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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Excellent customer service from an ethical co.

Having done a huge amount of research with the state board of insurance and on line, I was pessimistic about this company being any different from the one that I tried about ten years ago with my previous dog, but I thought I would give it a try as it is a small investment to insure my two Pembroke Corgis. I do not deprive my pets of any care and treat them like you would a family member. My pets will have the best care available regardless of who pays, so I wrote the policy on both. Reasearch shows that as many as 50% of the dogs that live past ten years of age die of cancer. My prior dog was 15 and he in fact did die of cancer. Healthy Paws did everything possible to make their claim process simple hassle free. They exceeded my expectations in having a streamline claim process to dealing with the most caring and professional people to having the reimbursement processed within two weeks of submittal. Wowl, I cannot get my health insurance on me to do that. This coverage is a must have for those of us that want to mitigate some of our financial exposure in providing medical care for our pets.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pembroke Welsh Corgi
  • AGE OF PET: Under a year

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9

out of 10

Accident insurance

I'm happy with my pet's health insurance plan. It's the most basic plan, accident only. For the price, it is a great deal. The only thing that would make me happier would be to increase the limit amount per fee. For example, my vets exam fees are higher than what my insurance will cover, as are most vet charges (medications, treatments, etc. Since there is already a $100 deductible and insurance only covers 80% of vet bills (as a result of an accident) after the deductible is met, I feel they shouldn't set limits on charges.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Everyone owning a pet should invest in insurance.

We decided to enroll our dog, Gucci into the ASPCA pet insurance. He will be eight years old in September and is starting to have many issues, one of which is Diabetes. He receives insulin twice daily. Our only regret is that we didn't sign up sooner.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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9

out of 10

much needed assitance

i got insurance for 6 of my animals to make sure that i would have the ability to provide the most for them in case they got sick. when my coonhound was diagnosed with renal failure out of the blue it helped me be able to give her every chance i could to fight it. sadly she lost her fight, but i can sit here today knowing that, with the help of her insurance, there isn't anything i wasn't able to try.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bluetick Coonhound
  • AGE OF PET: 1 - 8

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8

out of 10

No pet should be without it

I found my cat, Scruffy, wandering my neighborhood and adopted him. I have had cats all my life and know the cost trips to the emergency room can cost. Having pet insurance is that proverbial "ounce of prevention" and I did a good bit of research before deciding that the ASPCA plan was the most cost-effective for my needs.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maine Coon
  • AGE OF PET: 1 - 8

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9

out of 10

Pet Insurance is good for new pets

I'm very happy to have help with the bills from a vet.The money I get back helps pay for food etc. for them.I'm a big pet lover and wish I would have had ins for some of my other pets who have now passed.If they get sick sometimes you are forces to make choices because of your wallet. With ASPCA ins., now I feel my pets can get the care they need without having to chose what I can aforded. Thanks ASPCA INS.for coming in good when needed.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: 1 - 8

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7

out of 10

Thanks ASPCA

Hi started purchasing Pet Insurance from ASPCA back in February. I have had my kitty Mario for 10 years and I'm not sure what made me want to do it now. But thank goodness!! Mario has thrown up her whole life and very recently it started getting so bad she would throw up after every meal. My poor baby was losing weight so I took her to the vet to figure out what was wrong. After tons of diagnostic tests and $2,000 later, she was diagnosed with feline IBD. I got about half of it back from ASPCA. It was a hassle getting the claims forms submitted because the fax number doesn't work there - finally I ended up getting them and e-mailing them in myself. It took over a month to get things resolved, but the customer service people were so nice and helpful and understanding! Still hurt my pocket a little but was much less than if I hadn't gotten insurance! And my Mario thanks you!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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6

out of 10

Pretty good - just not for me

I chose Pets Best based on all the great reviews here. I checked out their website, and I liked that they seemed to cover more things than their competitors -- especially when it came to wellness and dental -- and do the 80/20 reimbursement vs the predetermined coverage amount approach. Their prices were also pretty reasonable (about $35/month for accident, wellness and dental for a 2 y/o cat). I stayed with Pets Best for about year and recently left to switch to Embrace. I should have read the fine print better when I signed up for Pets Best, but I left when I learned their deductible is per incident (like car insurance) -- not annually (like health insurance for people). I just felt like I was not truly getting a value for my money. I filed one claim all year -- about $650 to biopsy, diagnose and treat feline granuloma (a randomly-occurring autoimmune skin flare-up - kind of like canker sores in people). After the deductible ($250), co-pay ($75) and the amount not covered ($25 for medical waste fee and optional fluoride treatment for teeth), I got back around $300, which is a little less than what I paid in annual premiums. I wasn't even breaking even. I was disappointed, though I assumed that I met my deductible for the year and that I'd just have to take this initial hit before the true benefit of having insurance would kick in for the next incident... but I decided to double-check to make sure my assumption was correct. Glad I did, as the agent explained to me t
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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9

out of 10

Great, quick processing and good updates

My claim was processed quickly and I was kept updated about the progress of the claim. The explanations of payment were easy to understand.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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8

out of 10

Coverage was helpful

Insurance reimbursement helped to defray the cost of my cat's care. The vet bill was quite high and without the coverage it would have been a greater burden to bear.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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