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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

If you have a pet, you need pet insurance

I adopted my dog Walter through a rescue and decided to try out pet insurance. The rescue recommended Healthy Paws. It's been a great investment. Walter's had several incidences of illness and one accident. I would never hesitate to take him to his vet even if I didn't have pet insurance, but this is such a good idea. I have insurance, why shouldn't my pet. Healthy Paws is quick to process and they even follow up with a personal note to see how your pet is. What a warm feeling. Happiness is a warm puppy who is covered by Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 11/12/2014
  • BY: Sharon
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Lesson learned

My two year old poodle mix has been insured by Embrace since she adopted me when she was 5 months old. We have had several claims for gastritis, including one surgery. We were' doing fine until I let a friend with a dog the same age watch her. I usually use an in home professional, but decided to make an exception. After specifically writing out instructions, and providing appropriately portioned prescription dog food, my friend let my dog share some of her pet food. Needless to say we had yet another claim for gastritis. Embrace never questioned where or why. Love the peace of mind knowing I am working with such a great company.
  • INSURER: Embrace
  • POSTED: 11/12/2014
  • BY: Jackie
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Great service, helpful, and easy to process claims

We have been extremely pleased with Healthy Paws! It's simple to submit a claim and payment is processed quickly. The plan is simple and everyone we've worked with has been very helpful. Our dog recently had surgery and they even sent an email to check in and see how she was doing. I thought it was a great touch! It may not be the cheapest plan out there, but the service, ease of use, and coverage has been excellent. I would absolutely recommend Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 11/12/2014
  • BY: Alli
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 7 - 10

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5

out of 5

Healthy Paws is excellent insurance; a must have!

I've never purchased pet insurance before, but after $10K+ in vet bills for my cat, I changed my tune. My sister researched insurance, and suggested Healthy Paws as the best out there. And they are! The policy is clearly written, so you know what is covered and what is not. And if you get confused, as I sometimes do, the Healthy Paws team is quick and responsive; answering questions and providing clear explanations. The coverage is great; after deductible and not-covered exam fees, my policy covers 90%, no fuss. Claims are handled with exceptional speed! Our 5-year old pup DJ recently had a significant laceration on her hind leg. Luckily, it looked worse than it turned out to be, but it has been a tough couple of weeks. I can say that during the 30 minutes or so of panic, and several hours in emergency services, we never once worried about the bill, because of Healthy Paws insurance. This morning I received a un-looked for a very sweet follow-up email from Healthy Paws. I see from other reviews it is a standard practice, which I think is wonderful, and shows great customer service! They'd already mailed the reimbursement check within a few days of the claim being filed, but were just checking up to see how DJ was doing. I'm very appreciative of the responsiveness, and genuine caring attitude of Healthy Paws! It is my pleasure to rate them highly here, and encourage all pet owners out there to check out their great website and create a coverage plan for your pet. You will be glad you did!
  • INSURER: Healthy Paws
  • POSTED: 11/12/2014
  • BY: Leslie
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Trupanion initial claim review

We have used this twice. Although the monthly premium is a bit high the 90% reimbursement is much better than other insurance we have used. The only offset on the score is the higher deductible vs. the payment.
  • INSURER: Trupanion
  • POSTED: 11/12/2014
  • BY: Jeffrey
  • BREED: Doberman
  • AGE OF PET: 7 - 10

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4

out of 5

Trupanion initial claim review

We have used this twice. Although the monthly premium is a bit high the 90% reimbursement is much better than other insurance we have used. The only offset on the score is the higher deductible vs. the payment.
  • INSURER: Trupanion Canada
  • POSTED: 11/12/2014
  • BY: Jeffrey
  • BREED: Doberman
  • AGE OF PET: 7 - 10

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5

out of 5

Thanks for excellent coverage and timely payment

Our Pug, Jimmy, had a very serious illness involving urinary incontinence which ultimately required a scrotal urethrostomy. Embrace was super in swift payment of claims for which we were very grateful. This was not a cheap illness which we could not afford were it not for Jimmy's Embrace coverage. Thank you Embrace.
  • INSURER: Embrace
  • POSTED: 11/12/2014
  • BY: Willie
  • BREED: Pug
  • AGE OF PET: 7 - 10

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5

out of 5

Great Insurance!!

If you are ever wondering if pet insurance is worth it, I highly recommend it! I purchased this insurance for my mixed breed shep/rott dog and it has paid for itself 10x over already. The claim submittal process is the easiest I've ever had and the reimbursement was so quick. I am amazed and cannot say enough good things about this company.
  • INSURER: Healthy Paws
  • POSTED: 11/12/2014
  • BY: Lisa
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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5

out of 5

Highly recommended!

Put simply, Embrace has been extremely helpful, speedily reimbursing every claim I've filed. I wish human insurance could be equally as responsive. If you're looking for some peace of mind choose Embrace!
  • INSURER: Embrace
  • POSTED: 11/12/2014
  • BY: Randy
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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5

out of 5

ER For Tobin

I recently had to take my dog Tobin to the ER. I had a bag of dog food in the kitchen, and while I was gone, he decided to open the bag and eat... and eat... Distended belly and oh so painful - off we went to the ER. It was comforting knowing I had the insurance, and although money wouldn't have been an object, it was great not having that as an issue at all. Quick turn around from claim (although I used most of it as a deduction) but still very quick.
  • INSURER: Embrace
  • POSTED: 11/12/2014
  • BY: Maureen
  • BREED: Miniature Poodle
  • AGE OF PET: 7 - 10

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