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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

I found the right pet insurance company!

My claim of $571 was fully paid less my $200 deductible and 20% copay. No ifs, ands, buts. Good job!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rat Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Unbelievable Customer Service

Healthy Paws pet insurance has done an amazing job with handling my claim and sending me my reimbursement check. I received my check in 3 days. They even checked on my dog, Ruby, to make sure she's okay.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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1

out of 10

Nor Worth the Money

I have had ASPCA Pet Insurance for 7 years. My dog is 13 and the older she gets the more health problems she has and some of them are ongoing conditions. ASPCA will only pay for one disease and one occurrence. She had a blood test 2 years ago which showed elevated levels in her liver, she never had any treatment or diagnosed with liver problems. However, since her levels were elevated they will never pay for another blood test nor matter what the reason. She also showed a mitral valve problem two years ago but no treatment or medicine required. However, since she was diagnosed with the mitral valve problem they will not pay for any treatment of Congestive Heart Failure and the chronic Bronchitis she now has. She has never been diagnosed or treated for Congestive Heart Failure or Chronic Bronchitis before, however, ASPCA will not cover either of these illnesses or treatments. They will not cover any of her medications. So if your dog or cat has a thyroid problem which cannot be cured forget it they will pay once but never pay for the meds again. I have the proof. Don't buy this insurance they will leave you high and dry.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cocker Spaniel
  • AGE OF PET: Over 8 years

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8

out of 10

Friendly

I keep a high deductible and carry this insurance against catastrophes, which have fortunately not materialized. It does encourage me to seek care early, though, and this has saved Ani some big problems, e.g. a kidney condition, which, left untreated might have damaged her health. Then there was the raisin eating incident. . . All in all, I'm pleased. Expensive, but so is veterinary care.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Coton De Tulear
  • AGE OF PET: 1 - 8

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10

out of 10

Wellness Checkup...Covered for $200

I just received the reimbursement check for $200 from Embrace. My vet has a special yearly wellness checkup umbrella plan for $209, so for $10, Trooper is covered for blood draw, rabies, urine and fecal exams, etc. I'm very pleased with the terrific coverage and response of Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Best insurance out there

I've been with Embrace for three years, and I've never had a claim denied. I had used other companies in the past, and they fought me on every claim. Embrace provides prompt service--I received pre-approval for my dog's cruciate surgery within three days, and I submitted the request on a Friday! Furthermore, Embrace covers "alternative" treatments, such as laser therapy, physical therapy, and veterinary acupuncture--without which my dog would be in great pain. Thank you, Embrace, for the great service!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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5

out of 10

Disappointed in premium increase

I have had Pets Best for several years for my 3 dogs. My oldest dog, Osa, turned 14 in April and has really had only 1 issue which was a chronic bacterial infection on her elbow. My renewal came up for the 3 dogs effective July 7th and because they changed insurers Osa's premium went from 394.00 a year to 1,060 a year!! I was flabbergasted. I called and they actually told me that the older dogs were costing alot of shell out and I think they wanted the customers with older dogs to cancel which was what I did. I have been okay with them and would have understood an increase but not to the tune of more than $600. In that regard I am very disappointed in their service. I have not seen other insurances jump that much. I insured her with another company for $51 a month but of course it excluded her elbow, arthritis and thyroid pills which Pets Best did anyway (arthritis and thyroid). Long story short, if you have older pets now and your renewal is coming up be prepared to either pay the premium or cancel..
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Samoyed
  • AGE OF PET: Over 8 years

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9

out of 10

Claims are paid quickly

Pets Best has been terrific with paying the claims associated with the diagnosis and treatment (removal) of our boxer's histiocytoma. The filing process is easy and the claims were paid very quickly. I recommend Pets Best for anyone looking for an affordable, straight-forward pet insurance company with great customer service.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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8

out of 10

Insurance for Unexpected Pet Health Problems

I purchased this insurance for our Akita who is now about 9 years old. Luckily, I did not need to use the insurance very often as this pet has been fairly healthy. However, the policy offers peace of mind when it comes to unexpected medical expenses. It makes it easier to concentrate on diagnosis and treatment options without the monetary concerns guiding the outcome. I would find it more convenient if I did not have to submit the paperwork on my own as I often neglect to do so after I return from the vet's office. Someone mentioned to me that it would be helpful to fill in the basic parts of the paperwork and use it as a template for future vet visits. I plan to do this in the future to enable more timely submission of expenses.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Akita
  • AGE OF PET: Over 8 years

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10

out of 10

Outstanding service!

I recently went through a very difficult time with my young Chocolate Lab, Bella, who has been diagnosed with IBD. She had to have x-rays, ultrasound and exploratory surgery. I was worried about what would happen if the insurance would cover these expenses. No need to worry! They quickly processed the claim and reimbursed me for the expenses! I am happy to recommend Embrace Pet Insurance to all pet owners. It is such a small price to pay for peace of mind!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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