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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 10

worst insurance ever

I have not had this insurance for the last 2 yrs...BUT i had it for more then 7 years prior to this. I paid my premiums and never had to file claims for the first few years...when i started making claims they were HORRIBLE. I am a reasonable person...i knew (which was ridiculous) that when the new policy renews yearly whatever you treated the previous year would not be covered again because it now becomes preexisting. That being said...my policy period started march 1st. On the 22nd of march that year my cat was diagnosed with stomach cancer..the Insurance company said that even though we didn't know about the cancer...it was there prior to the policy renewal of march 1st and there fore they weren't covering it.. .Technically i should have been covered for that entire year for this illness till the following policy period but they didn't want to pay anything. Needless to say i sued them. They called me the night before the court date and told me i had to prove the cancer wasn't there before march 1st...i told them as i laughed...i'm suing you...you have to prove it was and i have 2 vets that are the practice owners stating there were no clinical signs and we did not know prior to march 1st. Lets just say i won the case without a problem. NEXT..this insurance company pays "reasonable cost" they go to a town with a population of 10 and that's where they get their reasonable cost from. I would like to know where they got the prices they paid me for some of the vet bi
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

The best out of all the rest.

It gets repeated alot in the reviews, and there must be a reason why. Great customer service, excellent coverage, decent premiums, great pay outs, timely service. I've used others, and they can't even come close to Embrace. Thank you Embrace for your wonderful service, and for caring about our pets as much as we do!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: Under a year

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9

out of 10

Highly Recommended

Trupanion has been phenomenal with handling claims quickly and the coverage has been very good. Well worth the monthly premiums if you pet ever needs an expensive procedure done.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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8

out of 10

Good service

Great
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: 1 - 8

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9

out of 10

compassion,caring,kind,understanding

I have two girls, Bailey Nikole 3y/o & Maddie LouAnn 7 months old mini schnauzers. I am so happy with Embrace for their service, kindness and understanding. In December Bailey got very sick and had to stay overnight in the hospital. She was vomiting & had diarrhea.It was heartbreakin because we have never been apart ovetnight. I called Emberace and explained in tears what was going on their staff walked me thru filing my claim and was very compassionate. I tell everyobe about Emvrace. Bailey is slowly recovering but feels better. Thank you Emvrace
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws saved the day this Christmas season!

Our poor little 1 year old lab mix suddenly started vomiting blood on the night before Christmas Eve, the cause of which remains unclear. He needed sedation, IV fluids, labs, x-rays, anti-nausea medications--the works. He started out at our regular vet's office then had to be transferred to the local Emergency pet hospital for ongoing care, more labs and overnight rehydration. He received timely and excellent care in both places, and fortunately he recovered completely over the next few days. Not surprisingly, however, the bill was just under $1000. Thanks to Healthy Paws, we were able to have both vets provide whatever care our puppy needed and knew we'd have much of it covered through his puppy insurance. The claims process is simple, and amazingly, we had our reimbursement check back in the bank within 6 days. 6 days!! I was shocked, especially given that this took place during the Christmas holiday week. This is the best $30/month I could ever spend. We can't thank you enough, Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent coverage

Trupanion helped save my little Shih Tzu's life. My total bill was over 3,000 and 90% of this was paid within 2 weeks. I didn't have to make life or death decisions based on financial concerns.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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2

out of 10

Yikes. Rate hikes.

Wow these guys suck. 66% rate hike after the first year. So much for the few percent they told me.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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9

out of 10

WOULD NOT BE WITHOUT IT

I have carried pet insiurance on my dogs for maybe 40 years or whenever VPI started. There was not much choice back then. In the last 10 years I havc switched to Pets Best. I believe it was recently bought by Aetna. I have 5 and 12 year old Greyhounds and another Greyhound who passsed away last year from chronic renal failure. There is nothing gimmicky aobut Pets Best.I had $10,000 in vet bills last year of which I paid maybe 25%. I have the policy that pays $7000 lieftime for an illneold has aobut run out of kidney ear ss. My 12 year old has aobut run out of benefits in that area. I tried to raise my younger Greyhound to a higher plan last year but was told the company declined to increase his isurance. If yu can tolerate the higher deductible per illness and get the $14000 per illness I think it is worth it if you spend money on your animals or would go into debt. at Pets Best payI also like ths the same for specialists becasue that is who both my dogs see now, an internist.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Greyhound
  • AGE OF PET: Over 8 years

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10

out of 10

Great Service

I have been with Trupanion for a little over 10 months now and have had multiple visits to the vet with my puppy. I have never had a problem or a long lag in reimbursements!!! I recommend this insurance sompany to everyone I meet that doesn't not currently have, or know too much about, pet insurance.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shorthaired Pointer
  • AGE OF PET: Under a year

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