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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Satisfied Cusstomer

My name is Larisa and I would like to share my recent experience. Recently my Wire Fox Terrier Maya tore a ligament on her left knee. For those people who haven’t had the pleasure, it is a very expensive surgery. My husband and I recently moved to a new home and money is tight right now, but that being said we are never short for pet insurance as we all know how expensive keeping our beloved animals healthy can be. Maya’s surgery cost over 4.5 thousand dollars. Ouch would be an understatement at this point. Anyway we paid and within two weeks after the surgery Trupanion came through and we received a staggering 90% reimbursement. The whole process was so easy, and stress free. This is the best pet insurance experience I have ever had, and would like to thank the entire staff of Trupanion who helped get this done in a very fast and easy manner. I am a very happy member and will never go back to any other pet insurance after this. Once again my family and I would like to express our sincerest gratitude.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Fox Terrier
  • AGE OF PET: Over 8 years

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4

out of 10

lack of notice

after using this insurer for 5 years..i was cancelled for no apparent reason..they said they called on phone to tell me..NOT TRUE!!!I had just come back form the vet with a 228.00 bill..and it will not be reimbersed..they offered me to renew..lol..i said no
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Impressive would never have another pet without it

This was my first experience with any pet insurance. I was advised by our breeder to purchase specifically Embrace. I currently have a Bernese Mountain Dog and a Spring Spaniel I immediately purchased when we brought them home. Our Berner had got into trash while we were away on vacation and had a possible obstruction. She spent 24 hours in an emergency vet clinic with out fingers crossed surgery wasn't needed. We had numbers thrown at us from $1500 to $7000 which can be a bit overwhelming, but in the back of my head I thought well we have this insurance lets see how good it really is. Dakota thank goodness did not need surgery and was able to come home to us after 24 hours. I put the claim in without ANY issues. It took a few days and when I received the e-mail they literally gave me EVERYTHING down to the penny back that I could have possibly received based on my plan. This is such a piece of mind and something I will NEVER go without again. I have told all my friends and family who own pets or are thinking about getting one to sign up. It costs me a total of $80.00 for both a month and gives nothing but a piece of mind it is truly the best thing I have ever done.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace paid 100% after my 10 % copay!

My 5 year old dog Maggie had two fractured upper back teeth. The extractions had to occur under general anesthesia. This was very expensive for me. After Embrace reviewed my claim, the Explanation of Benefits showed that the only amount not covered was the 10 percent co-pay and the remaining balance Embrace fully covered. The medications, the lab tests, routine dental cleaning, peridontal treatment, xrays, the oral surgery and more. It was such a relief to receive the reimbursement because the final costs was pretty expensive for me. Having this really great pet insurance means that I don't have second thoughts about getting care for my dog. Embrace has also covered two previous smaller claims. The staff is helpful, concerned, friendly. They always make sure that I understand the process, re-assure me about when they will review the claim and how long to expect a response from them. One review took a little longer than usual, but Embrace was in contact with me to let me know this. I wasn't left hanging. I always highly recommend Embrace Pet Insurance to anyone when I have the opportunity because I have been so satisfied, and my Maggie receives the care she needs.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is Super

Interaction with this company is the easiest, most thorough thing! My vet sends the claim form and chart notes to Healthy Paws, right away I get an email from HP saying they had received it, then in less than a week I get an email saying it's been processed and a check is on the way. I've only had two claims so far but I'm so impressed that it's this easy, and of our recent $300 bill we only paid about $50 and it would have been less but we were still meeting our deductible. GREAT service, thanks Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion is fantastic

I am so pleased with Trupanion. We have had a number of pets and have never purchased pet insurance. When we got our Anatolian Shepard puppy, our veterinarian suggested Trupanion. I was hesitant but thought it sounded like a good idea. Boy, I am so glad that we signed up. This dog has been sick more times than my other animals put together. The last vet bill would have just about bankrupted us, but Trupanion paid us quickly with no questions. Trupanion is so simple to use and they pay promptly. I couldn't be happier.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Anatolian Shepherd Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Outstanding Customer Service

Every time I have a question or concern the Embrace Customer Service Team is right there to answer my questions in a friendly and timely mannor. They keep you updated every step of the way. I put my first Wellness Claim in and within two days I was notified that it was approved!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yellow Lab
  • AGE OF PET: 1 - 8

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10

out of 10

Great Experience!

Claim was processed, quickly.I love the wellnes plan.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Havanese
  • AGE OF PET: 1 - 8

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9

out of 10

Unfortunately under insured.

I have two cats insured with ASPCA. I am satisfied with the response to the claims that I have submitted for them.I have a membership with this organization and totally support your work. My cat, Rudy has been diagnosed with high grade Lymphoma about a year ago. Unfortunately, I did not have enough insurance on him at that time. I did receive a check for the limit of his coverage ($1500)for this occurance. Since then I have had expenses exceeding $10,000. I know that this is my responsibility for not having him insured enough, and do not hold this against ASPCA insurance. I only wish that there was an option during this illness. It is a difficult financial situation to be in, but he is doing well and as I'm sure that you realize Rudy's health and comfort are what really matters. Thank you.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Life Savers

About 3 days after our insurance kicked in our dog was shot (we still don't know by who). She needed not just an intestinal re-section but a blood transfusion as well. The vets who saved her life are heroes by all accounts, but I count Embrace as a savior as well. If it weren't for the incredible coverage we received we would not have been able to afford Lily's surgeries, and she would not be with us today. We have been incredibly impressed with the level of customer service. The communication has been top-notch and the returns are quick and painless. I endorse Embrace to everyone who will listen. Pet insurance is the best decision we've made for our pets, by far.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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