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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Consultation fee not included

I was happy with the overall process. The one thing i don't like is that they don't include the consultation/exam/recheck fee as part of the bill, but i will just lower my deductible and it'll be even.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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9

out of 10

Well worth it

Hendrix had a strained tendon and the insurance covered xrays and meds.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Insurance is a Must for an Agility Dog

Since Shane is an agility dog, I got the insurance in the event he injured himself and required surgery. I was thinking a torn ACL or a broken bone would prompt me to file a claim, but when he tore his nail and required surgery, I figured that was an accident, even if it wasn't related to agility, so I filed a claim. I filled out the form online and I was very happy to receive a check a few weeks later.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shetland Sheepdog
  • AGE OF PET: 1 - 8

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5

out of 10

3 yr old cairn terrior/bichon

Gia has Luxating patellas and didn't want to walk much so I took her in to see the vet and get some deramaxx. She ended up having a fever at the vet they gave her and injection if penicillin and anti-inflammatory with a suspicion of Lyme. She got home and vomited non stop for 5hrs . I then had to take her to an emergent vet since mine had closed they did xrays blood work and subcu hydration ... Long story short I ended up paying around 400$ all together. ASPCA took forever to process the claim ( about a month) saying they had to wait for vet records even though I sent all the paperwork and it was my first claim ever. The only reason it got done in a month is because I called 3 times and forced them to call the vet and get the records. After all that I only got reimbursed 188.00 ..but I have the level two plan. Overall... I'm thankful to get any money back but I'm not satisfied
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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7

out of 10

Prompt Claim Service

This is our third year of coverage for our 2 greyhounds, Nash & Miss Silver. We haven't made many claims, but we're glad we kept our coverage this year! Nash was staggering when he met me at the door after work about 2 months ago. He had trouble standing up and walking. We ended up taking him to an after-hours emergency clinic that night. After ruling out toxins with blood tests, Nash was diagnosed with disc disease/arthritis of the spine, and/or potential early metabolic neuropathy. In the next week, we visited our vet and 2 other veterinary specialists to confirm a diagnosis and treatment plan. Nash improved steadily on NSAID medication, and he has responded very well to chiropractic treatment. Within 3 weeks, he was his usual boisterous self. Our claims were easy to file, and service was prompt and friendly. I'm disappointed that the chiropractic treatments don't seem to be covered, but happy that the reimbursement for covered services was prompt.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Greyhound
  • AGE OF PET: 1 - 8

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1

out of 10

NOT HAPPY AT ALL

If you looking for some coverage with your pet,this is not good at all,when I please my claim a take for ever have any respond and when they finally contact me,they said they need more information,i sen the information and my vet to,then they call me because need medical records came on Its a puppy that's way a get insurance,well is been two months and I jus get a respond I will get $8 dollars back for my $260 dollars bill,after haven a "insurance." for 6 months.Well Thank you for nothing Pest WORSE INSURANCE
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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4

out of 10

Frustrating

So far I've submitted 2 claims, both which took a while to process, which is ok, but my concern is lies with Embrace's record keeping. When I received the email notifying me of my second accepted claim, they forgot to apply my previous claim toward my deductible which makes me a little (a lot)weary of their record keeping. My advice, keep all correspondence and pay close attention to the numbers. I hate to have to play accountant but it's apparent that this company doesn't seem to pay attention to that sort of thing. So far this has been my experience. I hope this improves! Also, try to find a plan without a deductible. So far, for me anyway, this insurance hasn't been worth it.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paw

I recently bought two insurance policies for our 9.5 year old dogs. The day after the waiting period I found a growth at the back of our dog's paw that had to be removed. Healthy Paws was great! I submitted my claim, mainly hoping to have the expense go toward my deductible. They were very helpful, processed everything quickly once my vet faxed all the medical records. I was very happy that they accepted the claim! I have found everyone I've spoken to at Healthy Paws to be very helpful and professional. I am giving pamphlets to my vet's office!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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2

out of 10

Buyer Beware

Get another insurance company. The Pre-existing condition going into a new policy year will be the downfall of the standard policy. Our pet came down with a serious illness in the first policy year and most medical treatments in policy year 2 were not covered because of the pre-existing condition in the policy. Find another company, you will thank me later. Also, they look for every possible way to deny you and their idea of customary fees is way off.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

Awsome

Having been in business myself, I know that providers seldom hear from happy customers, where as the ones who believe they have been treated unfairley will be more then glad to tell thier story, incorrectly or blown out of proportion. I`am writing a testimonial as a happy customer. When we purchased Brie a german pinsher, in Jan/2010. We had no idea she would develope medical problems. Thanks to the suggestion of a friend we took out Trupanion pet Insurance.The medical treatment Brie was treated for was very costly with many trips to the vets and thier recommdations to different specialists. Every time we submitted a claim we were reimburst within 1 to 2 weeks with out waiting or having to plead our case. We were very happy the way we were treated. I hope this testimomial will help others to see that thier are companys like Trupanion that will provide the services they advertise and make thier customers very happy. Thanks for giving us the opertunity to tell our story. Lind & Terry Dilworth & Brie
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pinscher
  • AGE OF PET: 1 - 8

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