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I adopted a new dog from the shelter. He was slighly under weight and still growing. In the first few weeks I had him I was over feeding him, but didn't quite know this yet. He would throw up about 10 minutes after eating then eat it. I took him to the vet and they gave me antibiotics just in case. I ended up reducing his food intake by 2 cups and changing his bowl, and that fixed it. No claim was made to VPI for that, but when I sent over all his medical records, they stated he has gastrointestonal disease as a pre-existing condition. Really? They gave two more pre-existing conditions as well. No thanks VPI, we are going elsewhere.

Pets best is great!i have recommended it to my friends and family.

Has a "schedule" of what little it will pay for a list of conditions, will not pay for anything else

I bought pet insurance because I don't ever want to have to put a dog down because I can't afford treatment. I chose Embrace because they had great ratings and offered the lowest rates for what I wanted, what I call "catastrophic coverage" (I chose a very high deductible). Well, my dog got bone cancer, and it was so nice being able to tell her specialists to do whatever needed doing because I had pet insurance. Embrace has paid my claims in a timely and always friendly fashion. The only downside was the time it took to do the medical history review, but that may have been a delay from her previous vet clinics.

It was really easy to submit a claim and I appreciate the insurance company requesting the medical records from the vet rather than me having to be the middle man.

It was really easy to submit a claim and I appreciate the insurance company requesting the medical records from the vet rather than me having to be the middle man.

Quick, efficient response--no hassles. Thanks.

Our dog severely tore a toenail. After multiple vet visits/follow ups, we had vet bill of over $500. That was drastically reduced, to just over $200 after our reimbursement from Trupanion. They were also very friendly and helpfull when I was trying to figure out how to put in the claim.

Our dog severely tore a toenail. After multiple vet visits/follow ups, we had vet bill of over $500. That was drastically reduced, to just over $200 after our reimbursement from Trupanion. They were also very friendly and helpfull when I was trying to figure out how to put in the claim.

I purchased Healthy Paws insurance for my pug in August. In November, she needed to have major upper respiratory surgery which cost $1500. This was my first claim, and the filing process was so simple. Each email interaction with the Healthy Paws rep was quick and efficient. They always let me know where we were in the process. I received a reimbursement check within one week and also a follow-up email checking on Chloe's progress. I am very impressed by this organization and will recommend to everyone looking to purchase pet insurance. There is comfort in knowing that whatever health issues come our way, our pug will be able to receive the best care possible because of the coverage from Healthy Paws.