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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

8

out of 10

Very Happy With My Embrace Decision

I am in my 3rd year of Embrace for my dog Stryker and thus far have had an excellent experience. Although reluctant to buy pet insurance, I am very glad I did, particularly the healthy pet aspect of my policy, because it reminds me of the importance of keeping Stryker up to date on her vaccines, etc. Stryker has been very healthy so I haven't had to deal with any major claims but for those claims I have submitted (primarily skin infections and healthy pet claims) I have been very satisfied. The claims were handled in an extremely efficient and prompt manner. The claims are simple to complete and nothing onerous has to be provided. There were no surprises. Whatever the policy said would be covered was covered and vice versa.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion is the best insurance for your pet.

My dog Brody was hurt on the ice at the dog park. She needed immediate surgery to repair the carpal pad on her foot. Trupanion was there to help me from the Emergency Vet Clinic to daily updates on my claim. Trupanion's Customer Care is excellent, devoted and will be with you every step of the way. Thank You Sandy
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Prompt and accurate payment

Trupanion has been great to deal with. They pay promptly and accurately.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: 1 - 8

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10

out of 10

The Best As Usual

Augie, our yellow lab who just turned 3 years old, had eaten something and spent the day at the vet's office. Spent the next five days at home on a bread and water diet. The claim was submitted the next day (7/23/12) and we received payment directly into our account on 8/16/12. As I've mentioned in other reviews, we own a dog grooming shop and hand out pamphlets to our customers for Embrace insurance. We refer people at our dog park and at the dog beach. We couldn't be happier. Thank you Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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8

out of 10

Glad we have it...

our lab had a trifecta of unrelated health issues in one week, GI issues, allergic reaction to an insect bite, and an eye infection. Claim was paid but wish I had coverage of prescription diets!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Will Renew Policy Again and Again

Bear came into contact with something unknown an had a severe allergic reaction. Rushed him to hospital an treatment required a 2 day stay. Need less to say I wasnt worried about a bill with Embrace. Vet filled out paper work. I simply faxed it in. With in 24 hrs there was a response that my claim was being taken care of.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dogo Argentino
  • AGE OF PET: Under a year

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10

out of 10

Wonderful communication!

We just received our first reimbursement from Embrace. Our deductible is on the high side, so we don't generally meet it, but this year was an accident prone one for our little Sheltie puppy, Rocco. Nothing too serious, but little things that added up. We also have another Sheltie, Dante, with a pre-existing condition. For both of our dogs, we submit paperwork simply for record-keeping. Each time we contact Embrace, we are met with kindness, professionalism, and respect. And, the best part is that they are great communicators! I love that I get emails just to tell me that they are working on our file and that we can expect an update soon. I always know where things stand with Embrace, and I highly recommend them.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shetland Sheepdog
  • AGE OF PET: 1 - 8

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8

out of 10

THe more pets you have, the more you need protecti

We have a total of 8 dogs in our home, allof whom are family pets and are very much part of the family. I am a runner and took four of the larger dogs (2 Rotties and teo American labs) with me to run every morning. Just as with human runners, one of the dogs needed the equivalent of an ACL repair because of a serious tear that had hobbled her. I had maintained the insurance for over a year on the recommendation of a patient who'd had a similar experience, so we were covered for $1500 of the $2500 or so total expense involved in surgery and related expenses. It made a real difference in our decision-making about this beautiful dog, who is 6 and still has a lot of good years left. My only criticism is that the event limit on policies neds to be higher. Right now, there is no effective downward pressure on vet charges for office visits, surgery, etc., and although I don't begrudge my vet any of what I have paid, there needs to be some check on rates besides "whatever the traffic will bear." Until the insurance industry for pets becomes influential enough and covers anough pets to begin to dictate what will be paid for surgery, etc., as has happened with people ("managed care"), insurance needs to allow for generous benefits for major surgery like this. That said, I am glad to pay my premiums and I won't do without pet insurance.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rottweiler
  • AGE OF PET: 1 - 8

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10

out of 10

Thanks

We are soo very happy with this insure, We really appreciate all the support.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: Under a year

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10

out of 10

Greatest Pet Insurance Provider I've ever had

I really did not think pet insurance was worth it as I had had VPI many years ago and had severe problems with their "lack" of policy, paying on time or paying at all for someone with a platinum plan. I cancelled and did not have insurance for many years. Within the past 3 years, I now have 3 new pets. I have to say that they are young and do not have any major medical problems, but they have had incidents. I email my claim form and bill to Vetsbest and it is processed literally within 48 hours. I can go to my customer portal and see what they have paid. I cannot tell you what piece of mind this gives me to know that as my dogs and cat age, I have a safety net to help me with the expenses. I recommend Pets Best to my doggie friends and to my customers. 5 Stars from me.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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