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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 10

Absolutely Disgraceful and Immoral

I switched insurance on my Maltese this year, when he was 12 years old, because his old insurance did not insure conditions which a dog was being treated for once the yearly renewal date came around. Although they paid consistently [though not 80%] over the years, I thought this was a bad policy to have for an older dog, a dog loved and cared for in the most tender way. Four months after being insured by Pets Best, my dog had high insulin levels. An ultrasound was done, claiming it was the pancreas. Then a CT scan, which said the pancreas was fine, but there was a liver mass. The liver mass was studied under laparoscopic surgery and it was determined it should be removed so the surgery was converted to a full surgery. They found a liver tumor and removed it and yesterday I found out that it was cancerous, although, Thank G-d, the prognosis is good. The ultrasound was $500; the CT scan 1490; the surgery $4400. Pets Best has not paid a dime! They claim it was all pre-existing. Can you belive a liver tumor was pre-existing when his vet did a wellness ultrasound in April 2011 and found everything OK; when another ultrasound was done in August and the liver was again OK, and then in September a cancerous tumor was found. PETS BEST DOES NOT WANT TO INSURE OLDER DOGS. I have appealed the ultrasound [twice} and will appeal the other two, and maybe contact parent company, Aetna. Doubt if they will do anything. I am considering going to a lawyer.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maltese
  • AGE OF PET: Over 8 years

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10

out of 10

ASPCA is a great investment for my little love.

ASPCA has always been very considerate and caring when i have needed them. Even when I was upset due to the injuries of my sweet miamine the representatives helped me to feel better and reassured me that they were there for me if I needed to ask questions, talk and demonstrated their love of animals as well. ASPCA has always been timely in processing and reimbursing me on my claims. I am proud to have this insurance on a little someone that loves me so unconditionally as I love her. My Kmiamine!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Jack Russell Terrier
  • AGE OF PET: Under a year

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1

out of 10

Horrible

Did not follow through with promised coverage. Total scam
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Scottish Terrier
  • AGE OF PET: 1 - 8

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7

out of 10

Decisions

We once owned a little sweetie named Daisy. Daisy was a chihuahua and in her seventh year got lymphoma a type of cancer. We spent thousands on her care and it would have been nice to have insurance. Now I am one of two mothers for CoCo and when we got her I said " No insurance, No dog" We have already saved money. It is easier to come up with monthly charges than thousands once your Little one gets sick
  • INSURER: ASPCA
  • POSTED: 05/09/2019
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: 1 - 8

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10

out of 10

Great service!

We've been with Trupanion for about half a year now and the service has been excellent! We've already had to fill out three claims since getting Trupanion (puppies, got to love them!) and they always respond quickly and we've gotten our reimbursement checks within weeks of filing. I would recommend Trupanion to everyone!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: Under a year

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10

out of 10

Excellent Insurance

I am going on three years with Pets Best, and have found them to be on top of their game! Any and all claims have been taken quickly and efficiently! I highly recommend them
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Wheaten Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Great Company to work with.

I have only good things to say about Embrace Pet Ins. Right from the start they were there to help in any way. If I called and had questions they were friendly and responded right away. When I e-mailed them with questions again they responded and were very helpful if I did not understand something. I would and will recommend the company to friends. It is nice to thinks you can contact a company and they will respond and be cordial. Sincerely Gloria Paretchanian
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: Under a year

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9

out of 10

Worth Every Penny

I have had numerous pets but this is my first experience with Pet Insurance, and I am happy to report I picked a great company. Great Customer Service and Quick Medical Reimbursements.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mastiff
  • AGE OF PET: Under a year

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10

out of 10

Literally, a lifesaver!

We cannot praise Trupanion and its staff highly enough. Although we deliberately chose dogs whose breed is known to have few genetic problems, our daughter (who is an emergency veterinarian in a different city) encouraged us to purchase medical insurance for them. We are so glad we did, AND that we chose Trupanion! We have made claims for both dogs during the past 3+ years; every claim was processed within just a few days, with confirmation by e-mail, and a cheque received within two weeks at the very most. One of our dogs has had significant health problems over the past 10 months, beginning with a critical illness requiring emergency treatment and hospitalization. The knowledge that Trupanion would reimburse 90% of our veterinary expenses enabled us to make rapid decisions about diagnostics and treatment - I have no doubt this contributed to a positive outcome. Having insurance also enabled us to pursue further diagnostic testing, identify an underlying problem, and provide ongoing medication essential to restore and maintain his quality of life. We are thrilled to have our devoted companion healthy again, and our other dog is happy her buddy is back to his normal self. We didn't insure our dogs until they were age 8 and 5, but even with the exclusion of pre-existing conditions, the benefits of Trupanion have been amazing. I wouldn't consider bringing another pet into my home without immediately insuring it through Trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Border Terrier
  • AGE OF PET: Over 8 years

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8

out of 10

Onset of dental problems

My 9-yr-old cat Isabel had never had any medical or dental problems. But after spending a great deal of money trying to take care of my other cat (who subsequently died), I decided to purchase Pet Insurance for Isabel Less than 2 years later, Isabel developed gum disease and needed treatment, an extraction, and medications. ASPCA Pet Insurance re-imbursed me for over $600 of the cost. A godsend!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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