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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Fair and honest principles, easy to contact

My Siamese kitty Ichiban has been insured by ASPCA Pet Insurance since 2007, and has had several medical issues over the years... couple of tooth extractions, 3 or 4 allergic reactions (who knows to what!) and one emergency toxic reaction, probably to some kind of poisonous chemical that was used on a plant or for vermin control. Although I never let him outside alone, I do frequently walk with him on a leash, and he likes to sniff everything, taste-sample certain plants. In each instance, ASPCA paid just what I contracted for, without a "runaround" or some surprising exclusion that was not in our original contract. Any question I had about their benefit payment, the well-defined EOB statement they send, was answered clearly and without delay by a trained and professional human being, and I had no problems reaching one by phone. And it seems that everyone I have communicated with at this company is truly an animal lover! I am very thankful and relieved, to have this excellent, reasonably-priced insurance.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siamese
  • AGE OF PET: 1 - 8

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10

out of 10

Great service and great plans

We lost our doxie tragically and because we didn't have the money the first day and looked for other options. We looked into pet insurance the following month when we adopted our Gus. We have had Pets Best ever since. We have the middle plan and used to have the wellness plan attached. Did not find the wellness plan as beneficial as the regular. We have used our pet insurance several times including when our basset hound ate some carpet and had to have emergency care, during which they noticed he had bladder chrystals and he had surgery for that covered by Pets Best and now our Gus had a growth on his elbow which was treated for almost a year. The growth was removed and biopsied and it was cancerous. Gus had a 2nd surgery and it was all covered. The fact that you only have to pay the deductible and then they cover 80% is better than some health insurance for humans. When they started direct deposit I thought I'd gone to heaven lol. I recommend Pets Best to all my friends and coworkers. As long as you follow the claim procedure everything goes smooth, quick, and friendly. Also, the feeling of not having to freak out and hear like we did that will be $7000 or we can put her to sleep. We are free to worry about our pets in tough times not all about the money.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Very fast resolution, exactly as promised.

This was the first claim we submitted. Everything worked exactly as promised in the brochure. We reached our deductible, and received a check for 90% of the remainder. It was very easy to submit, too.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace Insurance Rocks!

They are prompt, very thorough, and keep you up to date through the whole thing. It's well worth the money.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

The best!

They are very pleasant and helpful when I call. They reimburse for claims immediately. This is the best pet insurance plan for sure.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Weimaraner
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion Saved My Dog

I would not have been able to afford the emergency veterinary care that my Aussie/Border Collie cross received twice; once due to an accident and once to a life threatening illness. Both times the bill was over $1000. I can hardly believe how easy it was to have my claim processed and 90% of my bills paid. I wish my personal health insurance was this efficient. I would recommend this company without hesitation. They are literally life savers.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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7

out of 10

Why has the speedy claims service slowed

Embrace has good coverage but I also liked the speedy claims service they provided in the past. I used to be out my money for only about 2 weeks. Recently is has been over 30 days. I see it is now 15 business days before they even process the claim.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Tremendous service!!!

Alex and the other Embracers who process and assist with my claims have been phenomenal. I'm *so* impressed with the compassion and real caring that everyone shows. And my two rescued kitties say "Meow!" which, in human language, means "Ditto!"
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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9

out of 10

Quick response and caring personnel

Our 9 month old yellow lab swallowed one of our daughters socks. He didn't show signs of distress until a couple days later when he started vomiting. After talking with our vet (after hours),he advised us to take him to the local emergency animal clinic. They took ex-rays,and low and behold they saw a blockage and said he needed surgery. Everything went smoothly,he went home couple days later,and his recovery has progressed very well. We submitted all documentation to Embrace,they reviewed the claim and within 3 to 4 weeks we received an approval for a refund check. The bill was for over $4700 dollars,and our refund check(after all deductions) was over $ 3500 dollars. Anyone considering pet insurance should give Embrace every consideration.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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10

out of 10

Awesome

Best thing I ever got. Never ever thought to have insurance on my cat but I am glad I do and Trupanion is the best. They took get care in getting me all the info I needed to start and when it came time that I needed it they were there with a quick reply and my claim was taken care of quickly.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maine Coon
  • AGE OF PET: 1 - 8

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