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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Great Insurance

I would definitely recommend Embrace Insurance to other pet owners. When I first purchased the policy, I was impressed with their coverage and I really liked the numerous policy options. Now that we have had to file several pet insurance claims, I can only say that I like them even more. They have always been prompt and courteous in responding to my claims and questions. The coverage they have provided has been exactly as was stated in my policy. I did have trouble with one claim being denied, but I worked with Embrace and my vet to clarify the situation and rectify our problem. I definitely plan to continue our insurance with them.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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9

out of 10

ASPCA insurance testimony

ASPCA insurance provides me with peace of mind in the event that my dog needs serious medical attention. My plan provides coverage for basic sickness and/or injury (above and beyond the modest deductible) and the reimbursement process is fast and easy. I will always have insurance for my pets and because of the great work that ASPCA does across the board for the welfare of animals, I will always use them. The only downside is the pre-existing condition clause. I hope I never have to worry about it but if for some reason my dog needed treatment over an extended period of time, I worry that the financial burden could be significant. If there was at least a way to ease that burden on the front end for being a loyal customer, that would be great. But other than that, I couldn't be happier or more confident in an insurance plan for my little Buddy (that's his name).
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Efficient, friendly,

Our labradoodle Louis suffered an acl injury.After a consultation with a specialist it was decided an operation was necessary. This is a complicated surgery and a long recovery but the prognosis is good. We went through a lot of stress with the operation and now into recovery. It has all been hard although the medical people were wonderful and the operation appears to have been worth the pain, not to mention the expense. Trupanion have been excellent, that was one area that was stress free and painless. They answered our claim form immediately upon receiving and the money was in our hands within days. We would strongly recommend Trupanion and we have to whoever wants to listen to our story.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: 1 - 8

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9

out of 10

Very good wellness protection

After spending thousands of $$ on my Golder retriever and her hip dysplasia I wanted to protect myself from these unexpected high costs. So I insured my yellow lab with the ASPCA pet insurance using the Premier plan which also covers the wellness visits and includes medications and flea & tick prevention. SO far my lad is going to be 8 and has not had any high cost problems. Actually I hope that continues into his senior years.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion has saved my dog's life

I selected Trupanion insurance for my white German Sheperd, SnowBear, when he was 10 1/2 and I glad I did. He had always been very healthy. Literally two months after he was insured, his groomer found a tumor by his adrenal gland when she was checking him over. It turned out to be cancerous, in fact a very aggresive form of cancer. My vet said to get him operated in immediately. The surgeon said if we had not done that SnowBear would be gone in 90 days. You can imagine my relief at having Trupanion to cover the costs of this (surgery alone was about $3,500. Then he may need radiation treatment (thankfully he did not) and chemotherapy (he did). This was also covered at the 90% rate by Trupanion, along with all the blood work, ultrasounds and xrays which continue to this day. SnowBear has finished his first round of chemotherapy and they believe he is now cancer free. They want to continue some chemotherapy and all that that entails for some time period just to be sure. For now, though SnowBear appears to be cancer free! SnowBear is alive thanks in large part to Trupanion helping with the expenses. They have been wonderful so far from my perspective.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Over 8 years

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6

out of 10

Experience With Claim

Have an elderly Miniature Schnauzer that ended up with vestibular disease and an ruptured eardrum. The claims have been processed quickly. However, am troubled that once her policy renews anymore ear problems look like they will be treated like a preexisting condition. Unlike people policies where if your plan renews such items are not treated as preexisting and would be covered.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: Over 8 years

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9

out of 10

I wouldn't want to be without pet insurance anymor

I've had to use my ASPCA pet insurance coverage twice in the last two years, for two different dogs. I was very pleased with both customer service and coverage. It was great to be able to concentrate on getting the dogs over their health issues rather than the cost of treatment. As a result of my experience, I have several friends who are now looking into pet insurance. I have highly recommended the ASPCA policy.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: Over 8 years

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10

out of 10

ASPCA Pet Insurance is fantastic!!

We had an ASPCA plan for our previous dog who passed away from cancer in January of 2011. They not only handled the claims quickly and fairly, they sent my family a handwritten sympathy card after she passed away. Whenever we had any worries or concerns with what was covered or not they were there. They took the time to help us in any way they could. They are the best at what they do! We now have a new plan for our new dog and they were there for us again as always. Thank you ASPCA, you have made a life long customer!!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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7

out of 10

Almost Helpfull

It will pay on average a bit over 50% of your vet bill if this is what you expect. The actual claim reimbursement check was sent in close to 4 weeks. This is my second incident in 2 years and I did see some improvement.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent coverage and customer service

My 10 month old puppy swallowed a bullystick whole and was choking and in pain. I had to take him to an emergency clinic where he could be monitored overnight. The bill came to $1500 to be paid up front. As Im in the waiting room a man was talking to the receptionist. His dog swallowed a corn cob and the required surgery was $7000. He didn’t have any pet insurance nor the funds to pay for the necessary operation. He decided to put his dog to sleep as he couldn’t afford the treatment. At that moment I knew I made the right decision to get pet insurance. And once I submitted my claim I new I made the right decision to go with Embrace!!! The claims process was very easy and they have excellent customer service! Embrace sent out emails confirming the receipt of the claim and notifications on where they were at in the claim review process. It was processed quickly and I received a check in the mail in about 10 days. As long as I have pets I will insure them with Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: Under a year

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