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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Pets Best Is A God-send to my 16year old cat!

I've had Pets Best Pet Insurance for a long time. They are underwritten by Aetna Insurance Company and I just can't say enough nice things about this company. I have a 16 year old Domestic Short Hair Tabby Cat who has undiagnosed seizures, liver disease, kidney disease and Irritable Bowel Syndrome (that's a lot for one little cat). Pets Best is the ONLY pet insurance company that will cover this geriatric cat or the only company that would cover her without price-gauging me. The claims process is easy, 1, 2, and 3. I can scan the claims form right to the company on their website from home and they begin processing it right away. They deposit my refund right into my bank account quickly, usually within a week and communicate with me promptly via e-mail. I would recommend Pets Best Insurance to anyone who has a pet. This company even has a way that the policy holder can have the payment sent directly to the Vet (with the Vet's permission). What a great option for people who are on a tight budget. Additionally, because it's Aetna it works just like "people" insurance straight 80/20 after a reasonable deductible. Again, just a God Send.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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2

out of 10

Exclusions

After pursuing our breeders recommendation of continuing our puppy insurance, we upgraded our insurance to the preventative plan. We sent in our first claim, only to have it partially denied, due to a pre existing health concern. However, our coverage never lapsed and was in force since birth...go figure. There was no specific intervention other than de-worming which seemed to fix the problem of lethargy. A letter then arrived stating that gastrointestinal problems and associated concerns would now be excluded. This confirms what we had been told about this insurance plan, as soon as you have difficulty it will be excluded....we cancelled our insurance. Don't waste your time. Pick a different company.
  • INSURER: Petsecure
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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10

out of 10

Amazing company

I recently insured my 1.5 year old pit bull cross with Healthy Paws. 18 days after we purchased insurance our dog completely ruptured her cruciate ligament. There is a 15 day waiting period for coverage. I was SURE they would figure out a way not to cover the $4500 surgery. However, I faxed them all the records and within 10 days I received a reimbursement check for my dog's medical care. There was no hassle, no questions and great customer service. I highly recommend Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

Outstanding!

I have not been treated so well in as far back as I can remember and I am nearly 55.Very caring representatives, responsive customer service, tremendous follow through and follow up. Embrace does just what they say they will do. I am very impressed and so appreciative.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Allowed us excellent care for our dog!

First of all I'll say that without pet's best we may not have been able to afford care for our dog when he ate a lethal dose of dark chocolate (75%cocoa). He was restless, had tremors, very high heart rate and was starting to seizure. We took him to the ER (4am) and he stayed there for about a day and a half.I wish we humans had insurance as good as Pets Best. While at the ER, we called them. We were able to speak with a wonderful person there who actually gave us information about what we could expect for reimbursement and when we could expect it. They reimbursed us 80% of the charges within 10 days! Because of Pets Best we were able to authorize the care for our guy and thanks to some great vets, Louie is doing just fine. Another thing and what was the determining factor in our choice for Pets Best was they have no older animal restrictions and our dog was 9 when we enrolled.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: Over 8 years

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10

out of 10

Great Insurance

Fast, effiecient, overall wonderful experience.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Great Insurance Company

Lou has inhalant allergies. I highly recommend Trupanion over all other pet insurance companies.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Great Service

This is a company concerned with customer care and service. Because they were running a little behind (or slower than normal), they kept me apprised by letting me know my claim was not forgotten. That made me very happy instead of wondering and having to "bug" them for a status. I am very happy with Embrace and have recommended them to friends and family.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bullmastiff
  • AGE OF PET: 1 - 8

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10

out of 10

very satisfied

I am very pleased with Trupanion overall. I have had few claims that have been processed quickly. The only issue I had was that when I brought my cats home from the breeder they had a health issue already and my claim was denied due to waiting period for 30 days. I am not sure if there is an option to skip the waiting by paying more but I would like to know if there is.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Ragdoll
  • AGE OF PET: Under a year

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10

out of 10

Quick, friendly customer service

I am so glad that we have our dogs insured with Embrace. This is my first experience with pet insurance, and the customer service has been amazing!! I really feel like the people working on my claims care about my dogs. Additionally, my claims have been processed so quickly, and I really have nothing bad to say about Embrace. If you are looking for pet insurance, this is a great place to stop (and stay).
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian Husky
  • AGE OF PET: 1 - 8

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