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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Thank You Healthy Paws.

I recently lost one of my pugs due to an extended illness and incurred staggering amount of vet bills. I told myself never again and wanted to get insurance on my younger pug, who is 6 years old. So I had him go get his annual office visit and he came out with flying colors. When we got him home from the vet, I went online and enrolled him. It was great peace of mind knowing that he had a clean bill of health and I had taken him for a visit per the requirements of this insurance. Incredibly, a lowly 18 days later, my pug had a bladder stone that obstructed his ureter and I had to rush him to the hospital where he had emergency surgery. Per the agreement, Healthy Paws paid its portion of my $4500 vet bill promptly once I provided them my pugs complete medical history. I can't say enough positive things about the experience. Thanks Healthy Paws. You made my Christmas!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: Over 8 years

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9

out of 10

I have a high energy mischevious rat terrier;

Our rat terrier is now 2 years old and has had quite afew mishaps. She broke her left hind leg at the dog sitters before she was 1 year old but we are not sure how. Needless to say after 2 hard casts and 2 soft casts the injury has healed but it cost us almost $3000 and we didn't have insurance. Since then she has had Lymes despite being vaccinated, kennel cough which she must have picked up at the vets when she had to have a baby tooth removed because of impaction and infection and ASPCA insurance really helped cut some of the bill. Thank you.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rat Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Professional, well run company

Unlike having to deal with human insurance companies. These people are well organized and responsive to any claim with good communication and timely payment of appropriate reimbursements. I recommend them.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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9

out of 10

Fast, easy processing - hassle free

Process to file and submit claim was clear, easy and fast I received a response within 1 business day to the filed claim and claim processed within a week with no issues. Liked the fact that they were genuine on the concern for my dogs illness and that he was taken care of
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

Didn't cover anything

I purchased the level 4 coverage when we brought our puppy home from the breeder at 10 weeks. I purchased that because it covered spaying, yearly dental cleanings, etc. When we took our pup to get spayed, the vet called to say that the dog had renal failure. They could not put her under anethesia because of her condition. They recommended a 3 day IV treatment which I agreed to. We took her to specialists. None of them could agree that the condition was congential, but we could not prove that is was not. As a result, ASPCA indicated that they would not cover any services related to the condition
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: Under a year

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10

out of 10

great service

We are new to pet insurance and Embrace answered all our questions promptly. Very imformative and caring, prompt service.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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2

out of 10

Nothing is covered

I pay $67 per month for coverage. When I took my German Shepherd in for an injury (dog was limping), the only thing covered was the nail trimming I got, as an after thought. I can put the money for premimums away myself and probably have a very large surplus at the end of a year. I'm very disapointed.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Under a year

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9

out of 10

Working with Embrace

We've had Embrace for close to 3 years on our Boxer and we continue to have consistent service. Our claim is recognized right away with an email lettting me know it's been received and how long they anticipate we will wait to see if claim is payable. I notice if it's been longer I get an email acknowledging that and apologizing, how professional. Often a little courtesy goes a long way and I appreciate the consideration. Now, if insurance companies for humans offered the same courtesy...! I'm not saying we never had to wait or contact Embrace re status of claim but I always feel like when I do someone is taking care of it.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

So happy with this policy!

I have an older dog insured under Pet Plan who seems to reduce the payments a lot, and deny some amounts as not covered. Not with Embrace, I have my 16 week old puppy enrolled in Embrace with Wellness and couldn't be happier with the service and quick turn around!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Cat with Osteoarthritis

Our family cat developed a strange lameness. Our vet treated her and when the medication was over and the lameness returned we had to do X-rays. The vet was amazed she was even walking, the osteoarthritis was so bad in her hips! After a surgery to help make her more comfortable and much monitoring afterwards she is at home. Without trupanion we would not have been able to afford to fix our loved family pet!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Mediumhair
  • AGE OF PET: 1 - 8

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