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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Excellent Service

I had to take my dog Lucy in to the ER on Sunday for a foxtail that she had lodged up her nose. I submitted the claim for her on Monday morning, June 11, via fax and within 5 min. I received a confirmation via e-mail that they had received the claim and would process. The very next day, June 12, I received another e-mail stating that my claim had been processed and that my reimbursement was on the way to me via mail. I am extremely impressed with the service I received on my claim. Great job.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shar-pei Mix
  • AGE OF PET: 1 - 8

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10

out of 10

Great service

Excellent service, I will definately recommend them to all my pet owner friends.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Akita
  • AGE OF PET: 1 - 8

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10

out of 10

Great Pet Insurance Company!

I want to thank Embrace for the very quick response to my first claim on my cat, Sweetie. They corresponded with me by email and asked for her health records since I had just enrolled her. I had my Vet fax them and received an acknowlegement by email. I was amazed at how responsive Embrace was. I had another pet insurance, VPI, when I had my dog but they were no where near as responsive as Embrace. It is a wonderful feeling knowing that Embrace cares about their customers and respond so timely. In this age of lack of consideration of customers time, it is great to find a company that provides outstanding customer service! Thanks.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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1

out of 10

Beware

I have had Pet's Best insurance for about a year now. My 7 year old cat recently started urinating outside of the box, which is unusual for her. I took her to my vet who wanted to rule out medical conditions, such as diabetes, urinary tract infections, etc. We did some lab and some radiographs. Turned out to be strictly behavioral due to some changes in the household. I submitted my claim to Pet's Best, but was denied due to the condition being behavioral. I understand they dont cover behavioral conditions, however, we were trying to make sure she didnt have a medical condition. Maybe next time ill have my vet just lie and say its something so i can get reimbursed. Not very happy
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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9

out of 10

Very Satisfied

I purchased ASPCA pet insurance after tragically losing a beloved pet to mushroom poisioning. I know that having the insurance would not have saved Lilly's life but it made me realize that you just never know what can happen in a pets life. In May we had to have ACL surgery on our 2 & 1/2 year old lab which is very expensive and ASPCA covered a huge portion of it! The monthly cost is very reasonable and I am so glad that we have it. I tell all of my friends and family to get it as well.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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8

out of 10

Very good customer service

Good claims experience.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shetland Sheepdog
  • AGE OF PET: Over 8 years

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8

out of 10

Good Experience using ASPCA Pet Insurance

Good Experience
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Italian Greyhound
  • AGE OF PET: Over 8 years

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10

out of 10

Best Decision We Made This Year

Embrace was recommended to me by my parents who has been using them for the past few years. I set up coverage for my 3 dogs about 4 months ago. One of my pit mixes stopped eating and was initially showing signs of abdominal pain along with intermittent vomiting. Over the course of 3 weeks we were back to the vet for various tests and treatments (including blood work, x-rays, and an ultrasound) until finally being referred to a surgeon for a possible foreign body obstruction. That ended up being the issue with the resulting surgery went extremely well. The claim submission process was so simple. Embrace covered all claims for all services and paid them out within the allotted time to do so. They even followed up to make sure we received payment timely. I am so happy to have gone with Embrace and strongly recommend getting coverage for your pets through them. Dealing with an accident/illness with your pet is stressful by itself, not having insurance to help offset the costs just adds to it. Knowing we were covered really helped us focus on our pet as opposed to the budget aspects.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Ongoing Great Service!

Our "fur-kid" is a problem child but you'd never know it by the excellent and unwaivering service we receive from Embrace...Our claims are always handled quickly and completely, (even when I don't fill the form out correctly). Thank you Embrace folks for being so patient and courteous!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pembroke Welsh Corgi
  • AGE OF PET: 1 - 8

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9

out of 10

Very pleased so far!

We bought a Great Dane puppy (because we're apparently nuts) and had done extensive research on the breed beforehand. One of the things that kept popping up was the significant health problems they can have. We had heard about pet health insurance but had never looked into it. I'm a huge comparison shopper so I went back and forth among the leading pet health insurance providers' web sites comparing, getting quotes, etc. and finally decided to go with Embrace even though they were relatively new. In the first two months of owning our Great Dane he had a severe case of roundworms, a bladder infection and gastroenteritis. We submitted all the bills ($511.82) within a short time period and waited to see what we'd get back. In reviewing the Explanation of Benefits, they covered almost everything and rightly did not cover a few minor items. After deducting our 20% copay (which we selected at signup) we received in relatively short order almost $200 back even after the $200 annual deductible (which of course we hadn't paid yet given we just got the dog). I am very pleased with the coverage and the cost (only $48 per month). Our experience has me sold on pet health insurance generally and on Embrace specifically. They are very communicative via email (I haven't tried to call). I recommend them.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: Under a year

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