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I've had some bad experiences with other pet insurance plans but Embrace has been exactly as advertised. They paid the 80% coverage on the entire bill, just what I purchased - and I had my check in two weeks! So far I am very pleased.

When my first dog had to have eye surgery in 1995, the surgeon told me, "You're the kind of owner who would spend your life savings to help your dog...you should seriously consider getting pet insurance." It made sense, so after looking into it, I signed up with VPI. 20 years, 3 dogs, and 4 very expensive surgeries later, I couldn't be happier with my decision. The value and piece of mind is more than worth it.

Pet insurance was something we knew we wanted when we adopted our dog. We did not want to have to choose between our pets well being and our ability to pay the bills. Embrace was the best decision we made and we have had a couple of friends sign up for coverage with them as well and been just as pleased. Our account is always up to date and we are reimbursed in a timely manner. We have not had to think twice about a number of rare health scares our puppy has had thanks to Embrace. We have had to put in more claims this year than we ever thought or hope to have to again but we have not had any trouble with Embrace. We have the accidents and illness coverage. If you want to be able to provide the best possible care for your pet as a family member this is the company you want supporting you through that. My review is for multiple experiences totaling over $1000.

Healthy Paws is simply the best pet insurance you can have! I wish my own health insurance was as efficient and quick to settle claims as Healthy Paws. They never cease to amaze me and they never fail!!

Our 12 month old Aussie was hit by a car and suffered traumatic injuries that resulted in 2 extensive surgeries and continued rehabilitation. With all the emotional anguish that we were already experiencing I was so relieved and impressed with the Embrace staff and procedures when making a claim. I had only recently purchased the pet insurance and was envisioning fighting them over some of the incidentals, based on my experience with general insurance companies in the past. I was so thrilled with my experience with Embrace, the claim process was simple and we received our payments very quickly. I would have no hesitation in recommending them, and now plan to sign up for their wellness option too!

Belle, our five year old Bulldog injuries her ACL while playing. Thankfully we have her and our other three bulldogs insured with Embrace. They are always very professional on the phone and efficient in getting claims processed. She had her surgery and her claim was processed within two weeks. Good communication and follow through.

They managed my claim quickly and I received reimbursement very soon after it was approved.

Living in the age of information can be overwhelming, every day it seems like information is being thrown at us, whether it's print, TV/radio, internet, social media, etc... We get strong opinions shoved our way that we never asked for that add to the confusion- pet insurance being no different. Do get your dog pet insurance; don't waste money on that! Who's right? What if it IS a waste of money?? Ultimately, we listened to our intuition and opted for a pet insurance policy with VPI, but naturally we had to wonder if it really was money well-spent. What if he never needs it; he's young and healthy. Roughly 3 years later we would find that we needed our policy not once, but twice. Both instances were several months apart and untreated to each other, but both came at times when having hundreds of dollars in vet bills couldn't have been more problematic; IF we didn't have the VPI policy. Submitting a claim was easy, I wasn't sure if every items was something covered or not, but VPI does all the reviewing for you. Within a couple of weeks we received checks and everything fell into place nicely. I no longer have the doubt about whether pet insurance is worth it or not; it is. We've since gotten a kitten, he too has his own policy now.

Thanks to Embrace for providing quick and accurate claim services for my two dogs' wellness and illness claims this year. This is my first pet insurance experience and I am very glad that I researched what is covered and the out of pocket costs and found Embrace. I will be a customer for as long as I have my dogs.

It is very reassuring to know that a company backed by the ASPCA has the insurance coverage for my dogs. I have two who have allergies. In addition, one is prone to having ear infections so I have medical bills for them which come fairly often and are usually large. The ASPCA Insurance has always come through with payments that ease my mind and my budget. The claims are processed quickly and if I wanted to, I could have the money deposited into my bank account. There is always someone available to speak with if I need help and the website is easy to navigate. My dogs have been insured by ASPCA for about five years and I've never been sorry about choosing them to do the job.