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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

4

out of 10

No Longer the Best

When I obtained Best Pet Insurance they were top rated by Consumer Reports - if you do research you will see that their rating has dropped significantly. My first claim was handled quickly and efficiently and my reimbursement claim was deposited in my account within two working days. My shar pei suffers from chronic allergy related ear infections. Otis externa is one of the most frequent claims pet insurance companies process. One year later, she had another episode requiring repeated trips to the vet. Each time Pets Best claimed they did not receive the paperwork - although it is an online process, each time there was over a 10 day delay in reimbursing my account (they still advertise two days), each time they rejected part of my claim as a "grooming expense". I appealed it was was reimbursed two out of three times.I then received a letter that stated they would no longer cover conditions "preventable by grooming". After being a client for almost three years and having premiums deducted directly from my checking account I received another letter stating that they were now going to charge me another $3 a month for a payment processing fee.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shar-pei
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent and Reliable Insurance "The Best"

Yes please invest in your pet on getting your pet insured by the ASPCA. They are very helpful to me with my English Cocker Spaniel whom is diagnosed with Lymphoma. It is worth it believe me the cost of Veterinarians today is over the budget. ASPCA insurance helps immensely.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Cocker Spaniel
  • AGE OF PET: Under a year

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10

out of 10

Great response-Great coverage

We have had Embrace for our two golden retrievers. We appreciate the ease of communication with them, the fast response time, and they cover what they say they will cover. Period. There have been no glitches, and in every email communication we get from them about a claim, they make us feel that they care about our dog and also about the quality of the service they are providing. Two thumbs up! I hope they continue to deliver excellence service. Our dogs are family!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Nice to have

I like that we have the Wellness plan where we get reimbursed for our yearly meds for Peanut.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

Dog Insurance

I was a owner of two pugs. One fawn colored, named Frank and one black pug named Whiskey. We got the two dogs as babies at 12 weeks old. Frank and Whiskey were a year and 3 months old. On August 24, 2013 Whiskey went for a walk with my husband and his brother Frank. Whiskey never even made it out of the driveway when suddenly his hind legs gave out and he fell over and could not walk. Whiskey was rushed to the vet and before we could blink a eye he needed urgent care at a hospital in Burnaby. My son and my husband drove my baby to the mainland to Burnaby and Whiskey had to stay there. I was in the states at the time and was not able to see my baby before he left. Whiskey had a MRI done on Monday and it was determined my best friend had Menigitis. Whiskey started a IV therapy and the doctors gave him a 80 percent chance of making a full recovery. My little buddy took a turn for the worst that night and when I spoke with the doctor in the morning he had a rough night. Whiskey was having seizures and went into a coma. Around noon that day I called to check on Whiskey and he had come out of the coma and was starting to respond a bit. By 2:00 pm that day my best friend Whiskey passed away. I lost my buddy and Frank lost his brother. Trupanion was there for us immediately. I called and explained the situation and they were caring, helpful, and very quick to settle the hospital bills. Trupanion made it very easy to deal with our sudden loss. Even after they were
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent coverage

I've had Embrace Insurance for two of my dogs since 2009. They were both very healthy until this year. Frankie hurt his back. I have been so pleased with the coverage we have received. The claims have been processed and paid with no questions asked within two weeks of their submission. I used to have VPI insurance and the scheduled payments just didn't cut it. I hardly ever collected anything. I'm so glad I found Embrace. I've really spread the word too. I work at a dog training facility and I'm always bragging about the wonderful insurance I have. Thank you, everyone at Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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10

out of 10

Dleighted with my choice of Healthy Paws

I researched a lot of companies and I'm now so happy I chose Healthy Paws. My lab had some elbow issues. He;d been seen for the right elbow prior to getting insurance so that was not covered. For this reason I almost did not send in my claim as I wasn't sure if Healthy paws with cover a CT scan of the left one. But they did! And responded to my claim within 24 hours and mailed me a check. Excellent customer servce.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Place your pet insurance with this company!

Our cat, Pygar, was hit by a car a few weeks ago. He had a very expensive surgery for a severely fractured leg. In the end, he had a plate, 5 pins and a screw inserted into his femur to replace his upper leg. The surgeon had to use bone grafts to hold it all together and then we had to hope it would heal properly. The surgeon indicated that pet insurance companies will typically try to fight the claim if bone grafts are used, but not Healthy Paws! The day after I submitted the claim, it had been processed and the check was in the mail for reimbursement of Pygar's medical costs. I received the check at the end of the week! For every claim I have submitted (2-3 so far in the 2 years we've had him insured), Healthy Paws has always been very quick to get the claim processed. Additionally, they contacted me after his surgery to see how he was healing. Healthy Paws really cares about your pet, it only makes sense to place your insurance with them.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Mediumhair
  • AGE OF PET: 1 - 8

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10

out of 10

BEST Pet Insurance Ever!

When we needed Pets Best support because one of our babies were ill, they were there for us! The Staff is wonderful and kind. They process our claims very quickly and have never questioned the diagnosis, unless it was unclear and at that, they called our Vet and had the claim processed immediately.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Incredible Customer Service

Claims are easy to submit and reimbursements are lightning fast. Fair determinations on reimbursable items. Compassionate. Would recommend a thousand times over; as someone else said, PetsBest is giving insurance good name. I had several claims over the years and each experience was the same. Incredible.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: 1 - 8

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