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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Embrace is the best pet insurance

Embrace has handled every claim that I've had with no problems. You can customize your plan to make your premiums higher or lower depending on what you choose and you can choose any vet that you want. I highly recommend Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Staffordshire Terrier
  • AGE OF PET: Over 8 years

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1

out of 10

DEDUCTIBLE TOO HIGH!!!

TOOK TOO LONG TO RESPOND TO MY CLAIM
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Insurance performed as advertised. Happy with it.

The insurance paid for everything they promised in the policy. Claim was submitted by email and was processed quickly. Overall we are happy and will remain with trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Weimaraner
  • AGE OF PET: Under a year

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10

out of 10

Great coverage, prompt and courteous processing

There are many choices in pet health insurance carriers. After researching coverages, exclusions, and reviews of many carriers I chose Healthy Paws. I have 3 dogs on their plan and have been very happy with the coverage and claims processing over the past 2 years. When my puppy broke her leg they paid the claims for her emergency care and the orthopedic surgery repair quickly and to the level of coverage I expected. I recommend Healthy Paws to all my friends.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Italian Greyhound
  • AGE OF PET: Under a year

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8

out of 10

Impressed by courteous service

I have only had my pet enrolled in Embrace for a few mos. but, so far, I have been very impressed by the Embrace staff. When I called for info, the rep was very helpful & courteous. Since I enrolled & submitted 2 claims, the staff has been extremely considerate by keeping me updated via e-mail as to everything they had received from my vet's office & letting me know what I could expect & when as far as reimbursement. They were also very quick to process my claims & make payment accordingly.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Under a year

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1

out of 10

Disappointed. My fault????

I read all the reviews. Healthy Paws is very much celebrated as one of the best. My experience was not the same through, I guess, maybe no fault of my own. I took my 1 year old dog to the vet in September of this year as she was having trouble with her left back knee locking. The first time I noticed her knee lock was around May of this year. It only happened occasionally, maybe once every 3 weeks. I had read via the internet that it was a hereditary ailment. Something you had to monitor. Then in September my dog couldn't settle her left hind leg down for long periods of time, so I took her to the vet. The vet diagnosed that my dog had a hereditary knee disorder (patella luxation) found in many dogs. Well, I paid my bill and later filed a claim with Healthy Paws. The refused to pay my claim or anything to do with the treatment of my dogs left hind leg. They were nice enough to tell me they would cover the right hind leg. Well, apparently when the vet was examining my dog and asking if I had observed any prior incidences, I had told her that I noticed her left leg begin to lock at times around the month of May. This was the same month I signed my dog up with Healthy Paws. FILING MY SEPTEMBER CLAIM: Healthy Paws requests that claims be accompanied by the vets records. This meant I had to drop off my dogs claim form at the vet office, and they in turn submit the information required for my reimbursement. Apparently, somewhere in the notes faxed over from the vets, it mentio
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Microchip claims paid as wellness rewards benefit

I wasn't sure if the microchips my two cats received would be paid by Embrace Pet Insurance (I obviously didn't read through the coverage information), and was delighted that they were both covered! My cats received great care from my veterinarian and then I was rewarded by Embrace Pet Insurance for taking good care of my cats' health and well-being in the unlikely event that my cats would run out of the house and get lost. Thanks Embrace Pet Insurance!!!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Good luck finding nicer customer reps!

I had questions about submitting a claim, and I talked to Sharon (I asked for her name because she was so awesome!) and she helped me to understand the process and was great to talk to. Pets Best has always taken care of my high dollar claims. Good payouts!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

Beware - for owners of epileptic dogs

I signed my mixed breed dog up with Healthy Paws in May 2012 after doing a lot of research(he was ~6 months old). Little did I know when I signed up that he would have his first seizure 9 months later and be diagnosed with idiopathic epilepsy. At first, I was very excited I had chosen Healthy Paws as they covered his blood tests, meds, and most of his ER visit. He has had a rough 7 months since his first seizure and I thought Healthy Paws actually cared about him. If you are a loving pet parent and have ever had to watch your dog have multiple seizures, you know how horrific it is.On the Healthy Paws website, they claim that the only thing they don't cover is pre-existing conditions. This is false. He is currently on an anti-convulsion medication that will likely shorten his lifespan and cause kidney/liver issues down the line since he had to start taking them at such a young age. I recently went to a licensed vet who practices holistically to try a new approach. She performed a consultation, which included acupuncture (which Healthy Paws did not cover even though they say they do) and was given a new medication that has effectively treated other dogs with epilepsy and enabled them to go off of their western meds, which have horrible side effects. Healthy Paws does not cover any of the holistic side of care, even though they make no such claims other then to not cover pre-existing conditions on their website. The medication that Healthy Paws covers will likely shorten the
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Extremely Responsive and Timely!

After several days of vomiting, we took our Norfolk terrier to the veterinarian. They X-rayed her to make sure there was no obstruction, did blood work to make sure there was no infection, and gave us medication to settle her stomach. The diagnosis was unspecific gastritis, and within 24 hours, she was fine. We filed a claim with Trupanion as soon as we could. They kept in touch with us through the entire claims process, and paid on the claim very quickly. We have been told that most pet insurance is not worth the money paid for it, as most companies find ways to deny claims. Definitely not so in this case.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Norfolk Terrier
  • AGE OF PET: 1 - 8

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