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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Absolute Must Have!

It only makes sense to me to have health insurance coverage for my Australian Shepherd Foster. He's a 7 year old male and as he gets older I feel confident in the care he will receive as well as confidence in the fact that I won't have to worry about how I will pay for that care! Currently I have wellness rewards as part of my coverage for him. I pay $38 a month for his coverage and when I take him for his annual wellness exams, I am reimbursed within a week of the claim being sent to Embrace! I also receive coverage for his flea and heartworm preventatives!! Love that I did this and I would highly recommend all my friends to do the same!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent and timely customer service

Our 4 year old girl needed a series of tests to address implications of crystals in the urine. We are happy to say that she came through with flying colorsafter being very worried, and Healthy Paws processed the claim (initial claim made in the two plus years we have had our shih tzu and have had insurance) quickly and positively. Since the first claim requires all medical records to be submitted, we were so impressed with their service and their follow-up- they emailed to see how our girl was feeling after all of the tests! We can't say enough god things about Healthy Paws- they are first class in customer service!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

Great Coverage, The Best Pet Insurance

I have been a client for 7 years and have been extremely happy with Embrace. They are great with coverage and don't have tons of exclusions for genetic reasons like other providers. Communication is strong and they are quick to review claims and submit payments. I wish they still offered dental coverage but otherwise they are the best provider out there!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Having the insurance was truly helpful.

Trupanion responded quickly to our claim. We were pleased with the detailed receipt. The check arrived about 10 days after the claim. I never had pet insurance before and I would recommend that everyone have it.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Under a year

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10

out of 10

Glad I Made The Switch!

I have 2 dogs, both of whom had been insured under the ASPCA insurance plan since they were puppies. Time after time I had to "fight" with ASPCA over just about every claim. After extensive research of all of the other available options, I switched to Healthy Paws just under a year ago...and, I'm glad I did. One of my dogs was diagnosed with cancer (he's cancer free now!) and the bills, as you can imagine, were quite hefty. I was amazed that less than 24 hours after submitting my first claim I received an email that it has already been processed. My reimbursement check arrived in the mail a few days later. This wasn't a fluke...subsequent claims were processed within hours of submitting them. My only regret is that I didn't join Healthy Paws sooner!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Brussels Griffon
  • AGE OF PET: 1 - 8

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10

out of 10

Worth every penny!

Before getting Truepanion for my puppy, I had another insurance company. I won't name names, but it starts with an "E." That company did everything they could to get out of paying for my pup's claims. After four different claims being rejected I switched to Truepanion. Not only do they pay for the claims, but their customer service is very good. I just submitted a claim last week for my dog's $2,000+ surgery. They've already emailed me that they are processing the claim. I can't recommend them enough!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

Made all the difference in my puppy's care!

I was a new pet owner when I got my puppy in August. I wasn't sure if pet insurance was really worth it. But my vet at our first appointment insisted that it was a good idea over the life of my pet. Well, it's been so worth it and my pup is still only 8 months old. Gia was diagnosed with elbow dysplasia at 6 months old. I had noticed she was limping and that it was worse after playing at the dog park. We got a couple of opinions (all covered by Embrace) and surgery was recommended by everyone. Gia had surgery 2 1/2 weeks ago - arthroscopic surgery on both elbows. But the surgeon found during her surgery that one elbow was worse than we had hoped. He had to do an osteotomy in order to realign the bone. He also recommended stem cell therapy to bring down the level of inflammation that she had been enduring. I got a pre-certification with Embrace before surgery and I can't tell you how delighted I was, not only with their quick response, but also with their "embrace" of alternative therapy. I went into Gia's surgery with a lot more confidence knowing what was covered and by how much - nothing had been excluded by Embrace. The surgeon's office sent the records and bill to Embrace on March 5th and today the 11th I already have the EOB and payment. Embrace is simply amazing! Gia and I will be with them for her whole life. And Embrace employees are great, too - always responsive, very nice and reaching out to show concern for my puppy. I can't give them a
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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10

out of 10

ACL and Thyroid Claim

They are on top of the claims and it is very easy to work with. I love them!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Excellent Pet Health Insurance

Embrace paid claims quickly and clearly according to my policy where I chose the Deductible and Copay.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Wonderful Experience

When my dog Zoe had a UTI I was worried about the vet costs. When I took her to the vet they were able to directly bill the insurance company, I only had to pay for the visit. It made it so much easier and worry free.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Schnauzer
  • AGE OF PET: 1 - 8

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