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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 10

Bad service

I submitted three claims through the vet and so far they denied the claim. Sure my money's good and they take it. Once i summit the clsim i get a sorry letter. Just to remind you guys i am fully paid till mext month. This insurance just like to steal money from people and don't pay out. I am going to cancel this crappy insurance and find another one
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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10

out of 10

Thank you, Embrace!

When our 12 year old girl fell seriously ill with pancreatitis, we were terrified. Our sweet girl barely survived -- the intensive care of several specialists, in partnership with her regular veterinarian, saved her life. I spent quite a bit of time researching pet insurance prior to enrolling Cleo in Embrace many years ago. I chose Embrace for their excellent reputation and their flexible, straightforward plan (I want to make health decisions with my veterinarians -- not my insurance company!). Thankfully, I did not have a single claim prior to this event -- but that made me all the more nervous. Would Embrace live up to their promises? Thankfully, yes, they did. Within a few weeks, our claim -- which, in its entirety, encompassed several trips to both a specialty and standard veterinary hospital -- was covered exactly as our plan detailed. We were reimbursed promptly, much to our relief. Here's where it gets even better: like most insurance policies, the policy only extends for one year. Embrace wasn't legally committed to renew her policy after the year expired. I called them to express this concern: would they drop her after we filed a notable claim? Though we are longtime, dedicated clients, she is, after all, 12 years old, and this was a significant claim. A kind service representative assured me that though they were not obligated to offer a renewal, they don't, as a company, believe in conducting business like that. The service representative recalled only
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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9

out of 10

Unbelievably Easy

We have two cats and have had them insured with Trupanion since we got them and have had nothing but incredible support from Trupanion from the beginning. When we have to make a claim, their turn around time is very minimal, so we usually receive our cheque within a week or so. They are always around to answer any questions for us and give us fantastic service. I recommend them highly to any other pet owner/lovers.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Amazing Coverage!

My 6 month old german shepherd, Nylah got a hold of a bottle of ibuprofen. Unfortunately she injested 14 pills. Thankfully, I live close to our veterinary, we were able to get her there within 20 mins - just in that amount of time she was frothing at the mouth. The Veterinary immediately began the protocol for Ibuprofen Toxicity. Her baseline bloodwork showed that her kidney and liver levels were high in which the Veterinary explained that the ibuprofen had begun some damage. To help flush her organs Nylah was kept at the vet for 48 hrs on fluids along with gastroinstestinal medications. Nylah was released and her kidney and liver levels are back to normal. There is no guarantee no damage was done to her kidney/liver, but if there is it's very minimal. A month later and Nylah is back to her normal playful self. I am so thankful to my Veterinary and Embrace. Our bill was $1800.00, in which Embrace covered $1,087.00. Having four children w/one just starting college this was a huge relief.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Under a year

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9

out of 10

so far wonderful

i included a section of my x-mas letter about my dog getting cancer and that trupanion was recomended by two vets. i also said that i was very lucky to get trupanion when i did and suggested it to all my dog friends. i will also post on facebook. they work well with the vets and i have very little that i need to do or fill out once the original paper work is done.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Over 8 years

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9

out of 10

Thanks for the great customer service!

Have always had pleasant knowledgeable people answer the phone. Claims go through very quickly and the emails stating the progress of the claim is great.
  • INSURER: Trupanion US
  • POSTED: 05/09/2019
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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9

out of 10

Quick and Painless Claim Processing

We have had Trupanion for our Cockapoo since she was 6 months old and we have had to file quite a few unexpected claims. More than we anticipated with new pet ownership, but always for minor illnesses. However this month we wound up in the Pet ER for ingestion of a foreign body and required x-rays and an ultrasound. Thank goodness we did not require surgery, but the cost of these services were not cheap. Trupanion was quick to process our claims, and we received our reimbursement checks within a few weeks. I couldn't be happier with the service provided by the Customer Service Staff or the claims processing. I would recommend Trupanion to any new or existing pet owner. We have saved ourselves a lot of money and have been able to provide the care I want for my dog without worrying about the cost of medical services.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cockapoo
  • AGE OF PET: 1 - 8

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10

out of 10

Buddy

I so appreciate this insurance! They are by far the best. Buddy has had issues over the timeframe that I have had this insurance and I have never had one issue with them. They have paid just like they say they will. Buddy had a hugh surgery TPLO (torn ACl) on his back leg which this company paid 80 percent. I thought that maybe they would not re-sign us as it is very possible that Buddy could possibly need another surgery. But they did without questioning. They are the best. I recommend them to everyone I know including our Vet.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Easy claim processing, prompt payment

Our dog recently came down with a scary case giardia which required imaging and laboratory studies, fluid replacement and two types of oral medications. With a bill approaching $700 we were delighted at how quickly our claim was processed and paid. They even sent us an email asking how out pup was doing! If only my own health insurance was this good....
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws Insurance company is A++

Our 10 month old puppy was Diagnosed with a Luxating Patella requiring MPL Surgery. Healthpaws has been amazing through the entire process and I don't know what we would have done without them! I would HIGHLY recommend any pet owner to seriously look at this company if they are searching for insurance! As the title states, this company is TOP NOTCH A++!!!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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