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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Thankful we could do the treatments!

Our 5 year old German Shepherd Otto was diagnosed with adenocarcinoma in August 2013. Just the initial surgery to remove the tumor and submit it for a histopathology and then follow up xrays, blood and ultrasounds when it came back positive ran us over $1000. This did not include the cost of the evaluation with a specialist and subsequent chemo treatments at nearly $900 a visit. Two things made this possible-a special credit card for medical expenses that includes pet expenses and our Embrace pet insurance. As an insurance agent, I am familiar with the jargon, exclusions, and the need to jump through hoops for a claim to be paid. However, with Embrace, it was simple--1 form completed by the vet and the receipt with details of the services. That was IT! Embrace allowed us to use a credit card (something we try to avoid) to pay the initial bills and then with the reimbursements, we are paying that balance down in significant payments. It has meant everything to us to be able to treat Otto without having to stress about how we're going to pay for it. Sure, it's not 100% but its enough that we can manage it. He is worth every penny we've spent and we're hopeful that with continued treatment and management, we'll have him with us a few more years. Additionally, the staff that handle the claim respond quickly to inquiries and we are regularly kept informed of the claim process. I'm so glad we chose Embrace for our pups. Thank you!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent, above and beyond service

Everytime I call Trupanion, they are incredibly friendly and helpful. Our dog has hip dysplasia and has recently had his first total hip replacement. Trupanion were able to provide us with quick pre-approval so the surgery could go ahead (they got back to us within an hour). Then, when making the claim, their representative Donna was very helpful and took charge of our claim so that it could be processed as quickly as possible. We have been extremely pleased with the service and coverage and really would recommend them for pet insurance.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Great & Efficient Service 11/10/13

Embrace has responded to my claim faxes with an impressive efficiency history. It really does help to send them a pet history to speed up the process. I also appreciate that they enable you to get your claim via direct deposit. To date I have not complaints and they have covered my wellness claims with great service.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Mediumhair
  • AGE OF PET: Under a year

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10

out of 10

"Attitude is Everything" - and Trupanion has IT

Trupanion – I cannot believe how wonderful you are – when my son got his “Bengal Cat” – I told him to get “pet insurance” – never dreaming that I would be needing this insurance within weeks of me recommending that he got insurance. We have owned Labradors all our lives – we now own our 5th Labrador – (one at a time) - all are well bred English Labradors and over the years they have cost us a lot of money and have always been an integral part of our family – we have never had pet insurance before – as we are now seniors I felt that getting pet insurance would be wise – I also secretly believed that if we were “insured” nothing would happen to our beloved pet – like “paying it forward” – an insurance against things going wrong. Our Misty is now five – so still a young dog – and for a number of years – I thought she was - well – maybe a bit “blonde” – or maybe a bit “short-sighted” or maybe a bit “deaf” – because I felt her responses were not quite normal. My husband was a little less patient – and said that she was badly trained – and of course – typical of husbands – blamed her “bad training” and “disobedience” on me! Well – I have broad shoulders and the accusations did not really bother me – because I knew that she was a very good girl and very well trained – we had gone to classes etc – and she was well disciplined – but she did tend to ignore him! Mostly however in outdoor “arenas” Two or three weeks ago I took Misty in for her annual examination and vacc
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yellow Lab
  • AGE OF PET: 1 - 8

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10

out of 10

VERY happy with Healthy Paws!

The service we have received from Healthy Paws has been exceptional. We purchased a policy for our new puppy, anticipating that the active lifestyle we envision for her could lead to an injury at some point during her life. We weren't expecting her to be attacked by another dog at 10 weeks of age, nor were we expecting that she'd require neurosurgery to heal her wounds! She spent over a week in 2 different ICUs and continues to require prescription medication as she heals from her injuries. We had only held our policy for 18 days when this occurred and there were no questions asked. We've received prompt, efficient, and kind service from the staff at Healthy Paws. If only human health insurance provided the same level of care and service! I highly recommend this company to those looking for coverage for their pet. The cost of the premiums is quite reasonable and as I've said, the coverage is excellent.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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10

out of 10

Excellent Service

We have had Embrace for well over a year for both of our Cocker Spaniels. Watson was 'fixed' and within the day of submitting the request, we received email notification that our request was being reviewed / processed. A day later, the next email stating we would be reimbursed. Speedy responses are a norm with Embrace! We are extraordinarily happy with their service!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Cocker Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

The best insurance care for our 4 legged kids.

We haven’t had pet insurance for any of our pets until we got our puppy, Merlen, this year. We decided to also purchase coverage for Molly, our 5 year old corgi, at the same time. Molly got very sick a few months ago, constantly hacking and regurgitating. She had developed pneumonia and bronchitis with the x-ray showing she had an enlarged esophagus. We had to completely change what she ate, how she ate it, and how she would sleep. The vets noticed her head had become skeletal due to loss of muscle mass. They began several expensive tests to determine what the underlying condition was. Molly’s muscle biopsy alone was $3,000. It was determined she has a condition that results in muscle atrophy, which had gotten so severe that one of her eyes were unable to blink. Molly sees a specialist that monitors her condition and is on daily medication. Molly is doing better and has that twinkle back in her eyes, which blinks again. The cost of this has been close to $6,000. Healthy Paws is quick with reimbursement. It takes less than a week for them to complete processing the claim. They do take an interest in our pets, sending a note asking how Molly is doing. This was the best thing we could have ever done for our babies. They are in the best of care with a wonderful vet and great insurance coverage with a caring insurance company. In fact, it was our vet that not only recommended we get pet insurance, they recommended Healthy Paws based on the feedback of their other patients. Than
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pembroke Welsh Corgi
  • AGE OF PET: 1 - 8

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10

out of 10

My dog has new legs thanks to Trupanion!

At one and a half years of age, my American Bulldog tore one of her cranial cruciate ligaments; the second one tore 6 months later, at which time both required surgical repair. A TPLO surgery costs around $3000-$4000 at most orthopedic specialists. Without Trupanion, I have no idea where I would have gotten the money to give my dog this much needed treatment. Thanks to her coverage, she had both legs repaired by a trustworthy specialist. I didn't have to price shop, or put off treating her problem due to lack of funds. Because her surgeries were largely covered, I was able to put my money towards a rehabilitation and physio therapy program, to ensure that her legs healed as well as they possibly could. Trupanion has continued to cover my dog's joint supplements, which she will be taking for life.This same dog also has ongoing skin allergies, and she suffers from urinary incontinence. She's a true lemon, but I love her. My dogs will never have to go without medical care, regardless of my bank account, thanks to their Trupanion policies. Obtaining pet insurance was the best decision I could have made when I got dogs!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Bulldog
  • AGE OF PET: 1 - 8

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9

out of 10

outstanding customer service

I have filed 3 claims one major event. Trupanion has exceeded all expectations.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Well handled - prompt payment

Prompt and courteous service with coverage as promised. No complaints.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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