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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Nothing but positive experiences!

I have been an Embrace policy holder for several years. Every time I need anything - from signing up, to updating cat and contact information, to filing claims - every interaction is positive. Everyone at Embrace has been helpful, friendly, and prompt. Veterinary care is very expensive, and even more so if you have to visit the ER, so my Embrace policy and their customer service has provided great peace of mind.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Exceptional customer service!

When we first purchased pet insurance I was skeptical. I figured that we would pay into it for the life of our pet and never use or when we did need it, it would be difficult to collect. The idea of a costly vet bill in our time of need swayed my decision so I decided to sign up and "see what happens". Recently, our 4 year old Rottweiler underwent a surgical repair for a lameness in her leg. At our vets recommendation we opted for a procedure (TPLO) that would allow our dog to return to the standard of life that she had been accustom to. Our vet contacted Trupanion to ensure that the procedure was covered and within hours we were approved and scheduling her surgery date. Once the surgery was completed additional follow ups were required for laser treatments, all covered. We have since completed those follow ups and our pup is on the road to recovery. Aside from paying our initial deductible, all monetary transactions were made between our vet and Trupanion, making it extremely easy for us not having to prepare claims forms and expense lists. In fact, we even received a check for fees paid upfront prior to the approval for the surgery. All of our dealings with Trupanion were very pleasant and you could tell that the people on the other end of the phone have true passion for what they do and a love of animals. I strongly believe that they understand that a pet is not just a pet but a member of your family. I really cannot say enough great things about Trupa
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rottweiler
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace made my claim fast and easy..

My. Dog had a wellness checkup and an update on her vaccines . Within one week of submitting my claim I received an email that it was being reviewed. By the next week I received a check in the mail for the full amount. Awesome service.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

Amazing

I have only been with TruPanion for a few months ago. My puppy fractured his leg and TruPanion was super helpful, and processed each claim within a week to week and half. Its quite stressful when you find out how much it really costs for surgery for a pet. I was humming and hawing about insurance thinking it was going to be a waste of money. I highly suggest getting pet insurance as it is a lot cheaper than having to pay out of your pocket if something is to come up. And I would highly suggest paying a higher amount without a deductible, especially when they are still a puppy.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Under a year

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9

out of 10

Continued great service

I've had my new pup for 9 months now and Embrace continues to provide great service! It takes a little longer for regular claims (so far I've only had one) than it does for a Wellness reimbursement, but there were no complications and both went through as expected.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Border Collie
  • AGE OF PET: Under a year

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10

out of 10

Excellent customer service, timely payment

My dog Ginger had two tumors removed in January 2014. I was very impressed with Healthy Paws communications letting me know that my claim had been received, what information was needed from my vet and follow up emails regarding my claim being processed and payment being sent. Ginger's procedures came to about $1,500. Heathy Paws had a check in my hands less than two weeks after her procedure. They covered the procedure as specified in my policy at 90%, less deductible. I was also impressed to get a follow up email asking how Ginger was doing (very we'll thank you and back to trail running!). It gives me great peace of mind having HP coverage for my pets. These days, even a relatively minor weekend trip to the emergency vet can be hundreds of dollars.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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9

out of 10

Christmas Miracle

My little Maltipoo was staying at my brother's home while my family went out for Christmas Eve dinner. Unfortunately, my brother's roommate was not thinking and left the door open while he packed up his car. My little girl escaped and was hit by a car. She broke both pelvis bones and had to have surgery or she wouldn't be able to walk again. We went through with the surgery, however, I was nervous that Embrace would not cover the charges because I was a new customer (only 2 months!) and I hadn't gotten the orthopedic examination yet. However, I filled out my claim forms and I was reimbursed for nearly 80% of the charges!!! What a Christmas miracle! Embrace continues to reimbursed me for her follow-up appointments (including x-rays) and overall has been a real blessing. I am so happy that I decided to look into dog insurance, as you never know what can happen! My parents were also so impressed that they are looking to sign up their dog for Embrace Pet Insurance. Highly Recommended! I am only rating them a 9/10 because the initial sign up was a little cumbersome. My dog was a rescue so getting all of her medical history was a little challenging, but overall worth it!!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maltese
  • AGE OF PET: 1 - 8

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9

out of 10

Fast payment

My dog went to the emergency vet for "gastroenteritis". She stayed for the day on IV fluids and had xrays and blood work done. Turns out she was fine and may have had a stomach bug. But it still cost $913.00. The vet office submitted my claim and I received an email from Trupanion within 1 day and was payed 90% of the cost minus my deductible. I received a cheque in the mail within the week. Very fast and efficient. Any other future vet visits regarding this stomach bug would be covered as well. It is worth the monthly fee as we have had to use on other occasions and its nice to not have to worry about the cost of care.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Weimaraner
  • AGE OF PET: 1 - 8

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10

out of 10

Best Insurance for the Money

I have two dogs insureded with Embrace. I had previously tried VPI and another insurance a few years ago (can't remember the others name) but I was very discouraged at the schedules and fine print for the premiums. Embrace is simple, and fairly priced. They have paid my wellness claims every year for the past three year, 100%, no questions asked and much faster than any insurance I have ever experienced. They even cut you a decent discount by taking the wellness add-on by paying back more than the wellness premium (a bonus for those that take good care of their pets. This partially offset the medical insurance premium. I am very pleased.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Orthopedic Elbow Surgery

So glad we decided to try pet insurance after having large vet bills with other dogs. Our 10 month Bernese developed elbow problems and we elected to have arthroscopic surgey. The insurance covered all three visits for this illness. My intial visit to primary vet ($185), the consulation with Orthpedic ($100) and the actual process ($3100) were all covered less the deductible and coinsurance. Great company to deal with. They even appologized twice becuase it took them a few weeks to pay my claim. I had money before my credit card bill for the surgery arrived.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: Under a year

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