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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

So grateful we have Embrace

When I heard Seager needed a little surgey to make him better, I was both thankful they could help him and grateful I had Embrace to help with the cost. I do and will continue to tell others how important Pet Insurance is, and of course that Embrace is the best!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent service

When Sweet Pea's eye was punctured by another cat, my regular vet said she would probably totally lose her eye. But he sent me to a vet eye specialist who told me he believed he could save her eye with immediate surgery, but the cost would be between $2,500 and $3,500. I called Trupanion to make sure it would be covered and to get pre-approval. They expedited the pre-approval and the vet did the surgery right then. He was not only able to save her eye, but also her vision in that eye! However, the clinic would not bill Trupanion directly, so I had to pay the charges up front. That pretty much wiped out my bank account and I still had bills to pay before my retirement check at the end of the month. I called Trupanion to see if they could expedite my refund and they processed my claim as quickly as they could. Thanks to the wonderful people at Trupanion, I was reimbursed in 2-3 days instead of the usual 1-2 weeks! Thank you Trupanion!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Mediumhair
  • AGE OF PET: 1 - 8

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10

out of 10

Muchacho approved!

My boy, Muchacho, developed some problems breathing and needed to have his tonsils removed, palate trimmed, and nares widened. I was prepared to pay it out of pocket, but Embrace and my vet coordinated all the paperwork and saved me quite a chunk of change. Even my vet, who traditionally recommends another insurance company to his bulldog owners, looked at all the documentation from Embrace and was quite impressed (perhaps shocked) with what Embrace was willing to cover. I think you'll probably see him send a few clients your way in the future. Thanks, Embrace! Muchacho is completely back to his goofy active self, and I appreciate you sharing the financial load.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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8

out of 10

Good coverage but slow claims processing

The people at Embrace are friendly and helpful, and the coverage is comprehensive and includes conditions other companies exclude, but it takes a couple of months to get a claim processed. (I received word today, 11/27, that my claim from 9/25 has been processed.) When I asked why, the answer was that they are training new employees. However, I submitted two claims over a 6 month period, and the wait time was close to two months both times, so that answer doesn't seem sufficient. Still, I appreciate the level of coverage and would recommend the company on the basis of that.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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2

out of 10

Great company...if you never make a claim

Petsecure is happy to take your monthly premiums, but if you have to submit a claim - be prepared to be disappointed. Claims take over a month to be paid out, and then they get revenge on you having the audacity to submit a claim by increasing your premiums and decreasing your coverage. Our dog had a skin condition which required diagnostics and treatment, the claims were paid out (albeit slowly) and our dog made a full recovery. After being off medication with no claims for 7 months, we received a letter that our claims would only be covered at 60% going forward! They look at your previous 2 years of claim history - so if you have a large claim, expect to have your co-pay increased for a 2 full years after the claim. Not worth it!
  • INSURER: Petsecure
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

this is the best company I have ever dealt with !

we have a 3 year old mixed bread that has addison's disease. he almost died last christmas of undiganosed addison's disease. The bills put a real damper on christmas but thanks to healthy paws, we fill out the paperwork and we were reimbursed 90% ! Now one illness is bad enough, just last week our dog needed knee surgery from falling on the ice. Knee surgery is not cheap ( $3000) . Again we will fill out the papperwork and healthy paws reimbursed us 90% within days after the surgey! My expereince with other insurance companies on other matters would either raise your rates or drop you as a policy holder. I think other companies should follow the same suit with their customers. To top it off they even have emailed us , 3 x times to check on our dog!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is an A+

Healthy Paws Pet Insurance is a great service. I've used them for 2 years. They process claims quickly (usually within 24 hours) and they consistently follow-up on my dog's healing process to ensure he's doing better. They offer superb coverage and low deductibles, which make this a perfect choice for my family.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent Service!

Amazing customer service. I was kept informed the entire way of the claim. I was not kept waiting at all.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Tabby
  • AGE OF PET: Under a year

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10

out of 10

Awesome service!

We are so thankful we found Healthy Paws Insurance company. Our puppy became sick over Christmas and was hospitalized. We were so happy to have selected Healthy Paws Insurance Company for our pet. Within 10 days we received a confirmation that we would be receiving our money for the hospital bills. Not only did they let us know this, but they have sent emails checking on our pet to make sure he was healthy and happy. Can't be any happier with our selection of pet insurance!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: Under a year

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10

out of 10

Embrce helps make tough decisions easier

We had to bring our 5 month old puppy to the emergency one night because she was in so much pain. The doctors had to run a whole bunch of tests and she was later diagnosed with a form of bacterial meningitis. Having Embrace made the decision to pay for all of those tests and treatments easier knowing we would a good amount of it back. The staff at Embrace were super helpful and kept me informed of what stage the claims were in.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: Under a year

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