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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Excellent Service and Quick Payment

We have been with Trupanion back to the days it was Vetinsurance(just over 5 years). This year it completely paid for itself. First in September our dog had a curate ligament surgery and Trupanion was great about covering costs and assisting with ant question I had. It was great because the Care Centre Hospital here in town also allows for direct billing which save you from paying out of your pocket the whole amount. That surgery went really well and she had fully recovered. The end of December our dog had an ear infection Christmas Eve took her in got that treated and then the week after she had strange symptoms that we are still not sure of. It was $1500 on New Year's Eve and then 4 more vet visits after that trying to figure out what was wrong. Good thing Trupanion is so quick with their processing and payments. They are great a notifying on the status of your claim along the way as well. Hopefully we can figure out what the issue is
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Catahoula Leopard
  • AGE OF PET: 1 - 8

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10

out of 10

Fantastic company, people, and service!

We were only with Embrace a short time when both of our pets passed away. Embrace treated us like life long family members. When it came time to start a policy for our new puppy Lily, Embrace not only remembered us but made us feel again like family. We are not only happy with the fast easy service, but the wonderfully warm people!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Saved my cat's life

Our cat stopped eating and had to be hospitalized due to dehydration and acute pancreatitis. She was very ill and was hospitalized for 4 days, before we brought her home after a feeding tube was surgically inserted. The hospitalization cost us over $5,000, plus we had over $1,000 additional expense from outpatient vet visits. Having lost my job a couple of months before, we would not have been able to hospitalize our cat and would have had to euthanize her without pet insurance. Instead, she was stabilized in the hospital and then I was able to feed her thru the tube at home and she made a full recovery. PetFirst paid the claims promptly in about 2 weeks, with no questions asked, which was in time for me to pay the credit card I'd put the bills on. I wish human health insurance paid that fast! My only regret is that the policy only covers up to $5,000 and I ended up exceeding that with this illness. But the policy did cover enough to make it possible to treat our cat instead of putting her down. I almost dropped the pet insurance when I lost my job, to save money, and am so glad I did not. The premiums ended up being worth every penny, as it saved our cat's life.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

Infinitely better than VPI

Had a lot of difficulty getting VPI to reimburse for anything, even with two different illnesses in my dog. Friend and veterinarian suggested Embrace. Fast, helpful, and courteous customer service. Quick claim reimbursement turn around with option for direct deposit. Very happy with Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: Under a year

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10

out of 10

Thank you!!

I am amazed to say the least on how wonderful this company is. The customer service dept is gracious & helpful, claims are handled promptly & payment made within a few days. I have tried a few different insurance companies in the past & they nit picked each line item. I paid more & got back much less. Wonderful company..Scarlet thanks you & so do I.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Doberman
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace is simply the BEST !

My dog had been diagnosed with Medial Patella Luxation and the vet informed me that she needed surgery to correct it. My heart sank as I felt so bad for her and I was also worried about the expense. When all was said and done I paid $6268 to the Animal Hospital. As with any insurance claim ( car, home owner, etc. ) you worry how much you will actually get back and how long it will take. Embrace paid everything (80%) they were supposed to and settled the claim in about a week . I cannot say enough good words about this company. The customer service reps are great , and they keep you informed every step of the way. Embrace far exceeds my expectations.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shar-pei Mix
  • AGE OF PET: 1 - 8

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10

out of 10

Top-notch Service

This Christmas, Momo, our curious cat, ate a pompom and needed emergency surgery during an ice storm. Trupanion very quickly provided written pre-approval so we could go ahead with surgery knowing our insurance would cover the expensive procedure. Trupanion paid 80% of total cost of Momo's care without hassle or delay. The standard of customer service was perfect. I was always able to reach someone on the phone who could explain our options. Thanks to our Trupanion insurance Momo got excellent care and made a full recovery. This was my first experience with pet insurance and I am a very happy customer.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Tabby
  • AGE OF PET: 1 - 8

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10

out of 10

Quick and easy reimbursement

As first time dog owner, it is also my first time to get health insurance for my pet. I have an 11-month old Golden Retriever. He's young and in perfect condition but maintaining his good health could get expensive. I get him yearly supply of K9 Advantix (flea and tick prevention) and Panacur-C (dewormer) and take him to the vet annually. This is also the same year, we decided to get him neutered. Coincidentally, he had some eye infection at the beginning of this year after his stay with dog trainer. Embrace Insurance made the process easy. I just fax them over the claim form with invoice and viola 2-3 days later I get my reimbursement directly to my bank account. They email me the result of their review within the next business day. You can enroll for direct deposit, check status of your claim and email them your questions and they rest assured you get a prompt and courteous response. So far, I made 3 claims and I'm happy with the service I am getting.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Under a year

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10

out of 10

Surprisingly ideal

I was pleasantly surprised by this insurance. Initially there is some work you need to do to get everything running smoothly, but once you do it, it all pays for itself.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shiba Inu
  • AGE OF PET: Under a year

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10

out of 10

Thank you!

I have a 12.5 yo large breed dog, with a few health issues including cancer. Pets Best has been amazing, helping us keep her comfortable and happy in her later years. I'm always amazed when they pay a claim, with no questions or hassle, since she has multiple, expensive problems. I also have two young dogs who haven't had claims, but there's no way I'll ever go without vet insurance after my experience. I don't write online reviews often, and my friends are all annoyed with me for bugging them to get pet insurance. This is just a good financial decision, all around.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rhodesian Ridgeback
  • AGE OF PET: Over 8 years

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