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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Healthy paws really seems to care about my dog

I was reluctant to purchase pet insurance for my dog, but after my recent experience, I'm happy that I went with healthy paws. My goldendoodle had ingested something toxic and had to stay overnight in a pet hospital. Healthy paws reimbursed me within 10 days of the claim. They also emailed me (a personal email) to see how he was doing afterwards. That added personal attention made me feel like they really cared about my dog. I strongly suggest Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: 1 - 8

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8

out of 10

What a comfort!

This company was such a comfort to us during our cattle dog's long illness. As someone else said, having the insurance allowed us to never have to make the decision not to do a test or not to buy the medicine. 24 Pet Watch processed and paid every claim without question. They don't cover 100% but what insurance does? It usually would be about 80% for the tests and medicine (every month for over a year). We were so grateful knowing the money we were charging on our credit card would be reimbursed by 24 PetWatch. When we were so sad and challenged by our dog's illness, it was a blessing not to have to agonize over the financial end, too.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Cattle Dog
  • AGE OF PET: Over 8 years

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10

out of 10

Covered 1,000's of $$ in my claims, so happy

I wasn't sure about pet insurance for a long time. Then my first dog, Plano, swallowed a bunch of socks and racked up a $2,500 bill. I decided pet insurance was for me after paying out of pocket for that and got it for both Plano and Plinko. Not only did they cover the second time Plano swallowed a sock (accidents aren't pre-existing as long as the first has totally cleared up), but they covered Plinko's torn ACL. Both in the multiple of thousands of dollars. And how quickly they pay claims is just unbelievable. THE BEST!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chesapeake Bay Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Awesome Pet Insurance

Our 3 year old German Shepherd was recently diagnosed with severe hip dysplasia and osteoarthritis. I have submitted many claims and they respond with an hour via email telling me the claim is in process. Shortly thereafter I get an email saying the claim is complete and itemizing the payment...The check is mailed shortly after that. I have had to make several calls to them as well just the reassure myself that certain items would be covered (hydroptherapy, acupuncture, etc). Their customer service reps are so helpful and responsive. I am absolutely thrilled with this pet insurance . I never dreamed we would need it for such a devastating diagnosis at such a young age. Having the insurance has been such a help through the whole process. I highly recommend them...and am so grateful to have the insurance. Our GSD is the best dog ever and it is so good to know we can help him get better.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

So happy with Trupanion

After learning how happy many of my friends were with Trupanion I chose to sign up my 8 year old dog, Mylo. I signed her up as a precaution as we were entering the silver beard years. A year after signing up we received news we never expected to get. January 8, 2014 Mylo was diagnosed with terminal bone cancer. This aggressive disease does not have many great options and we decided the best option for Mylo is to keep her as happy and healthy in our pawspice care. The past few weeks have been some of the most difficult in our time together, but I can only imagine how much more difficult this time would be without Trupanions help. From the beginning Trulanion helped me through the entire claim process, sent regular claim updates and sent my reimbursement check ASAP!! I am so grateful I signed up when I did. Thank you Trupanion!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

watch out if you buy from a pet store

If you buy from a pet store Trupanion will try every way possible to deny your claim..they are prejudice on these claims. Having a terrible time with our claim
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

MyThoughts About Trupanion

My decision to purchase pet insurance for my dogs was an easy one. I never wanted to be in a position where money would be the reason I could not do any more for my dogs. I researched many pet insurance companies before choosing Trupanion. They offered the best of what I was looking for....Unlimited coverage for one huge benefit. One of my dogs has congenital hip dysplasia. I put a claim in and initially it took between 2 - 3 weeks. Once they received all the information from all the vets that had seen my dog everything went rather quickly. They accepted the initial claim and every single monthly claim for medication. My dog will be on this medication for life. I am so thankful for Trupanion for covering this very expensive medication. I hope I will not have to use Trupanion for anything else. However, it does bring peace of mind knowing my dogs are covered and money won't stand in the way of their medical treatment.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Great Service

We have hade insurance on our dog Gonzo since a puppy as he is a Doxie so we worried about his back. He is now 6 and never any issues, but then one day, bam, he could hardly walk!! We went to the Guelph Animal Hospital and were told he had a ruptured disk in his neck, needed emergency surgery. The surgery cost was up to $6500, but we knew that we had the insurance in place, so we went ahead. Gonzo is now fine, running around and playing again and the experience with Trupanion was easy, quick and very caring. We had follow up emails to advise of the claim processing and the payments were made very promptly. They followed up to see how Gonzo was and wanted to make sure he was better. I am so thankful that I purchased the insurance when I got him, as I know other people without it would have a tough decision with operation costs this high. I tell everyone I know with pets to purchase your insurance and rave at how fast and easy you make it for us in our tough times. Thanks for all you did for us and Gonzo and thanks for all you do for others and their pet families.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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10

out of 10

Best Pet Insurance Out There!

After my first cat, who has several health issues, I vowed to always get pet insurance for any pet that walked through my door. When two young kittens showed up at my door, we started hunting for the best insurance we could find. We finally decided on Healthy Paws Pet Insurance. Until recently, we really haven't had to use Healthy Paws too much. The past couple of weeks, one of my 3 year old cats started having trouble with seizures and urine retention. After running several diagnostic tests, the vets were still stumped as to what the underlying issue could be. The bills were rapidly building and I kept thinking, "How on earth could we afford all this if we didn't have insurance?!" Every claim that we have submitted to Healthy Paws has been processed at lightning speed and they have covered the majority of the costs. It was amazing to be able to focus solely on what needed to be done for my cat instead of having to worry about the mounting bills. I'm happy to say that my cat has been slowly recovering and gets a little better every day. The customer service provided by Healthy Paws is unbelievable. The really are interested and invested in helping people and their pets. We are so glad that we have Healthy Paws and can rest easy knowing that if a crisis arises, we have Healthy Paws on our side.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

WOW! The BEST total insurance coverage for pets!

Embrace is the best insurance on the market. Friendly, great website, great turn around time, they are on top of their game and I am 100% pleased and satisfied that I elected to have coverage with Embrace for both my furry babies - (dog & cat). And I promote Embrace at every opportunity....a tip to the Embrace marketing people - you should really have a name presence at Angel Animal Medical Ctr. in Boston, MA - I know that VPI promotes themselves their all the time. VPI gives pet insurance a bad name. I have had coverage in previous years with the following: VPI - absolutely THE worst - slow pay, coverage is horrible when it comes to the claim, it always and issue...I had the best policy you could buy including the cancer rider - 24Petwatch is horrible! same issues poor turn around time, always an issue when it came to paying claims I had the best policy you could buy including the cancer rider Pets Best - not really - they are just ok - and payment time is terrible - I had the best policy you could buy including the cancer rider, there were still issues when it came to claims
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Samoyed
  • AGE OF PET: 1 - 8

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