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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Embrace pet insurance for our English bulldog

Embrace has been nothing but fantastic. Great coverage, great customer service and great communication. We appreciate it all and because of this, are now loyal customers as well. We are thrilled to have gone with embrace and have had such a good experience as we were unsure of even getting any policy. Nothing but the best recommendation!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Very Grateful for Healthy Paws

I am so so so happy I chose Healthy Paws. I've never encountered better customer service. Perhaps more importantly, Healthy Paws has followed through 100% on all that is promised in our plan. We insure both of our dogs, and through an unlucky run they've both needed a lot of medical help recently... starting only weeks after we signed up. One dog seems injury prone and the other has what is apparently an autoimmune condition that is causing her ACL's to deteriorate. We took her in a few weeks after we signed up for what we thought was a sprain in one of her legs. It turned out one ACL was gone and the other on its way out. The treatment requires two expensive surgeries. We've already completed one surgery and we'll be taking her back in for the other soon. All through this, Healthy Paws has been completely reliable, easy to work with, unbelievably prompt (e.g. I submitted one bill at 11 p.m. and I'd received an approval by the next morning), and caring. After they found out she had surgery, Healthy Paws sent me an email checking up on her. I assumed it was a computer generated email (perhaps it was), but I thanked them anyway for their concern and within a day I got a second, definitely not computer-generated, email about her well-being. Both applying for insurance and submitting claims is easy. The general tone from Healthy Paws has consistently been one of trust and concern. For example, when we needed to take our dog to a specialist, I called to check if that was okay,
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws exceeds all my expectations

My 7 month old Labrador Retriever was recently diagnosed with a very serious orthopedic problem that required surgery. From the diagnostics through surgery Healthy Paws was with us every step of the way. Each claim was processed quickly and a check arrived within days. The coverage through Healthy Paws is above average. Along with timely payment I've received personal messages from the staff checking on my dog and his recovery. I've used other Pet Insurance carriers in the past and none compare to Healthy Paws. I rate them a 10 because choosing 11 was not an option.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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10

out of 10

Excellant claim handling

I have owned 6 wonderful dogs over the last 30 years, yet never believed in the need for pet insurance. A few months ago my 6 year old dog Spanky suddenly developed pancreatitis along with raised crusted lesions all over her body. After seeing her vet and then a vet dermatologist for a biopsy, and spending over $1,000.00 she is back to normal. But we still have no idea what caused this sudden illness!! Veterinary medicine has come a long way over the years, but it sure is costly. I am retired and a vet bill like that sure hurts. I researched and insured my 1yr old dog Honey with Healthy Paws. A small monthly payment is so much easier to handle, then a huge immediate bill. After making my 2nd monthly payment, Honey suddenly had 6 seizures in 1 hour. After all the testing, an overnight hospital stay, and medication...she is fine but the bill was over $1,200.00. The reimbursement was quick and the majority of the bill was paid! I sure wish I had this insurance for my other dogs.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Havanese
  • AGE OF PET: 1 - 8

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10

out of 10

Dermatitis

Our bullmastiff has been scratching alot and has some small bumps all over him. We took him to the vet and he has some allergies which they prescribed antibiotics and a steriod. Embrace took care of the vet and med's.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bullmastiff
  • AGE OF PET: 1 - 8

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8

out of 10

Very easy and fast claim processing

My dog Deucalion hurt his leg while playing with his children friends. After xrays and an exam was diagnosed as being soft tissue damage. Bascially manage pain and time to allow the tissue, tendons and ligaments to heal. I submitted my claim and it was processed and payment received within a couple weeks. Deucalion is still healing and will take a few more weeks but his insurance has made it all much easier knowing I could seek treatment and not suffer financially trying to cover his bills.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

Highly recommend.

I purchased 24PetWatch at the advice of a friend the day I brought home our dachshund puppy, Boris. I'm so thankful I did because he's been to the emergency vet far more than a puppy should. He's had gastrointestinal problems, a bee sting, dehydration, and in November was diagnosed with IVDD, which is a congenital disease. If we hadn't gotten 24PetWatch, it would take us so much longer to recover financially. You pay all vet costs up front and of all the claims I have submitted, I have received back around 50-70%. Note that this insurance (and most pet insurance policies) don't cover routine care like neuter surgeries, immunizations, etc. It's there for when you don't want to have to make a decision whether something is 'too expensive.' Boris' insurance is better than mine!
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: Under a year

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10

out of 10

Healthy Paws is like having a Fairy Godmother!

When our young girl, Libby, ruptured one cruciate and badly tore the other, we'd only had our HP coverage for a few months. Even though the literature said that she'd be covered, we wondered through how many hoops we'd have to jump in order to get the reimbursement. Not only did HP e-mailed within an hour or two of receiving the faxed invoices from my vet, but we received our reimbursements within two weeks, and without any extra work on our part. When a complication sent Libby back for more surgery, not only have the invoices been processed quickly, but they've called/e-mailed us to see how she's recovering! My husband had a hip replacement several months ago, and we're still struggling with our insurance carrier to get the surgeon, anesthesiologist, et al paid. Healthy Paws is more like our Fairy Godmother: we call out for help, and PRESTO! it's all done . . . AND they do it with kindness and a virtual hug. It's stressful enough trying to keep a smart, young, active dog entertained post-surgery while, at the same time, keeping her quiet and sedate. I am SO grateful I'm not having to wrestle with an insurance company over hidden exclusions, or worry about how we're going to afford to repair our broken pup. We couldn't be happier we made the decision to insure our dogs with Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rottweiler
  • AGE OF PET: 1 - 8

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10

out of 10

Couldn't be easier!

Our dog ingested some pork chop bones and we had to take him for some xrays. Thankfully he was able to pass them and just had to take some medicine for his stomach for a week. This was the 2nd time we have used our Embrace policy and it couldn't be easier. All I had to do was have our vet fill out part of a form and then email that along with his paid bill to Embrace and they handled it from there. Within a day I had an email saying they were working on it and in just a couple more days I was told the money would be direct deposited for me. They have expressed there concern for our dog and are always more than friendly. I would recommend them to anyone.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Solid insurance company with a heart

This Wonderful company helped me get my dog through a tough and expensive surgery (about 9k) and the subsequent care. With every contact, the representatives all seemed caring and concerned about my dog. Every time I submitted a bill they processed it quickly. I am pleased that I have this insurance.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Alaskan Malamute
  • AGE OF PET: Over 8 years

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