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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

8

out of 10

Pleasantly surprised

I was extremely dubious about getting pet insurance, after hearing and reading stacks of horror stories about denied claims and such. I have carried Embrace for my dogs for a couple of years now, and I have to say that they have been very easy to deal with and have promptly paid claims. There was a lot of paperwork to deal with up-front in order to give them my pets' histories but after that it has been pretty simple. I will continue to renew these policies.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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9

out of 10

Embrace is The BEST

Taylor, my Lab/Mix underwent surgery to remove a blockage in her stomach, in addition to the surgery she was diagnosed with diabetes. Embrace covered both the surgery and the illness. After submitting the requested documentation, I received my reimbursement quickly. I highly recommend Embrace Pet Insurance!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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10

out of 10

ASPCA Pet Ins. Is a real life saver!!!!

I first decided to get pet insurance when I got my two Shih Tzu ,Ms. Lady and Ziggy we had moved to the country and our blessing soon became a nightmare ,not knowing large trucks passed right in front of our house.Before we knew it Ziggy was hit by a car I tell you as soon as I called my ASPCA Ins. a load was lifted off my heart in know time they took care of everything what would of cost me thousands of dollars didn't cost hardly nothing at all soon after that my little Lady got very sick we didn't know what was wrong with her all we know was that she was dying and needed medical attn. asap again my pet insurance was a God send with no questions only nothing but love and compassion they helped me once again they said not to worry and they would take care of everything I would not been able to afford all the medical costs if it wasn't for my ASPCA Pet Ins. there remarkable when settling your claims they know time is of the essence and times are hard they don't waste anytime thank you so much for all your help and support.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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9

out of 10

It works!

After lots of research, I purchased embrace pet insurance when Baxter was just a puppy. Hes a basset hound and I was worried about future breed related health issues ( which hasn't been a problem). He is three now and I have filed a few claims this year with no issues at all. Responses have been polite and timely. This insurance makes the decision process easier for seeking treatment and allows me to focus on my pet rather than the bill. Like all insurance, you must read the coverage and limitations.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Basset Hound
  • AGE OF PET: 1 - 8

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10

out of 10

Magnificent

I was looking for good pets insurance for a while, doing some researches and finally picked out healthy paws out of many others and I am very happy with my choice! Unfortunately, my dog had an injury, but Healthy paws insurance was there to help us, they reimbursed my expense with no doubts, and one more thing that I really like about them, that they actually care about our loved once! Thanks for your help.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: Under a year

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10

out of 10

Outstanding Claims Service from Embrace

We have had nothing but outstanding claims service from Embrace since we have enrolled our Miniature Schnauzer Dakota Blue into the program. This is for everything from several wellness checkup claims to an illness claim for bladder x-rays and to treat a condition for allergies and for crystallaria, or calcium oxylate crystals in the urine, a breed specific chronic/genetic/hereditary condition for miniature schnauzers which could potentially lead to bladder stones if left untreated. The staff at Embrace was very courteous and answered all our questions, and the turnaround time was also outstanding for claims reimbursement at usually 1-2 weeks or less. In all ways, we are quite pleased with the no-hassle service we have gotten since signing up for the policy for our loved one. Will recommend this pet insurance to everyone.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: 1 - 8

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3

out of 10

24 Pet Watch is a Rip OFF Pet Insurance

I purchased 24 Pet watch when I picked up my kitten. She was sick within one month with a cold and virus. Expenses wer over $300. Pet watch would not pay anything. They say it's because Chai came with a cold. What a rip-off. Don't be fooled by them. They just take your money. They will not pay. Don't be fooled by the good reviews. They are not true. Also you can never contact anyone. It takes hours on the phone to get a real person. Also they don't do call backs.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Under a year

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2

out of 10

Seem EVERYTHING is PRE-EXISTING

Only recently did I learn that the "fine print" of my ASPCA insurance considered ANYTHING DIAGNOSED BEFORE THE CURRENT POLICY PERIOD WOULD BE CONSIDERED PRE-EXISTING. This was especially deceiving given I was paying an additional premium for "continuing care" coverage. My dog had a few cysts, and the Vet aspirated them for lab review. They were just "cysts," so no need to risk surgical complications by removing them. Instead, Vet advised we periodically check them to make sure they remain 'just cysts.' Since we did not have them surgically removed, any annual check-ups on these cysts were deemed "pre-existing." Therefore, if these cysts transformed into something more serious (like moles on people that can become melanoma down the raod), surgery and/or treatments would no be covered because they are "pre-existing." DO NOT USE ASPCA IF YOUR PET DEVELOPS ANY CHRONIC AILMENTS BECAUSE CLAIMS WILL BE DENIED. Unfortunately, I discovered this little 'trick' when my dog turned 13. Now I can't get coverage for ANY of her increasingly chronic conditions. :( Guess I'll have to make that horrible decision down the road between money or her life, as we do not have the financial cushion to afford diagnostics or treatment for serious illness.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

the best. just sign up before something happens.

First ever insurance claim-Julie ended up with a piece of wood that caused some problems trying to pass. Multiple visits, x rays, meds, and an overnight at the emergency vet later my bills were over $2000. Everything except the exam fee, my deductible and 20% to be paid by me according to my plan was reimbursed as soon as I got all my records in. They even sent a follow up email to see how she was doing. The only thing is they won't cover any ear infections since she had one before I signed up, which I think is kind of lame
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent service

I was very pleased with the flexibility for the deductible as well as the monthly charge. Service is excellent.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Over 8 years

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