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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

8

out of 10

Worth It

I was somewhat skeptical about whether pet health insurance was "worth it," especially for 2 young, relatively healthy cats. However, when one developed a serious breathing problem, the costs of testing and medication quickly added up. I was nervous that I would have to fight to get the costs covered, but ASPCA Insurance covered a large portion of my costs. The process was quick, easy, and everyone I talked to was very helpful. It is so nice to know that I do not need to compromise on my cats' heath care because of concerns over the costs of procedures.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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2

out of 10

totally misleading

I have had this company for several years and fortunately had little reason to file claims. However, in the past month my dog has been diagnosed with cushings disease, which will require lifetime medication and testing. The company has just advised me that upon renewal the disease will be considered pre-existing and not be covered in the future-even though they have been his only insurance company for the past five years. Totally unfair, since we buy insurance for peace of mind when out pets become ill, but the fine print is it really is only twelve months of peace of mind per illness. Do not know how other companies treat this but find out in advance.
  • INSURER: PetFirst
  • POSTED: 10/06/2017
  • BY:
  • BREED: Collie
  • AGE OF PET: 1 - 8

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9

out of 10

Would definitely recommend Healthy Paws

The best advice I can give to any pet parent is to get pet insurance on your dog/cat as soon as you adopt them. I waited to get insurance until my dog Rocky was 8 and our dog Rilo was 2. About 10 months after I had the insurance the vet found a mast cell tumor (cancer) on our dog Rocky's leg. Long story short the total cost for everything was nearly $4,000 but I opted for the 90% coverage so it was mostly taken care of by Healthy Paws. The good news is the removed all of the cancer, no signs of spreading and Rocky is in the clear. It's such a huge relief to know that we don't have to worry about medical emergencies or illnesses for our 2 dogs. I typically receive a check within 5 days of filing the claim via Email. That's incredibly quick. I researched pet insurance for months before I finally decided on Healthy Paws. I'd definitely recommend them.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: Over 8 years

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10

out of 10

Terrific

With my second cat clemmentine we had several occastions to submit claims and we loved the fast service. My new cat black berry no claims she is very healthy
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Happy As Ever With Embrace

Laura Bennett and her team are always quick to respond and very helpful. Claims are a hassle free process and they make sure they follow up every time. Many times, I submitted a claim and forgot about it but Laura has always checked to see that I got the refund for the Wellness claim. If you are thinking about adding the Wellness program to your insurance policy--do it! You spend $300 to get $400---which is absolutely doable with a pet that needs check-ups, shots, dental, flea and tick meds, etc. Love this company and would HIGHLY recommend it to anyone needing wellness or regular insurance for their pet.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

Outstanding!

One of our three cats, Theodore, was recently diagnosed with an entropion: the eyelid had swollen so that the hair on it was irritating the eye so badly it caused ulcers on the eye itself. Although unusual in cats, our vets had seen this before and recommended surgery to prevent any further or permanent damage to the eye. Knowing that we had insurance helped make our decision to have the surgery a little easier.Healthy Paws response was outstanding. I emailed in our scanned claims and by the end of the day, I received a response email indicating out claims had been processed and that we'd be receiving a check shortly. However, even more outstanding were the follow up emails asking how our "boy" came through the surgery and wishing him a swift recovery. I wish we had that kind of interest and service from our human insurance companies! My wife and I had considered changing over to the pet insurance offered by her company, which would be slightly better financially for us. But, after this experience, we decided we can't do any better than Healthy Paws for our three "kids."
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Riley's wellness

My claim for my dog was handled in an expeditious manner. I was notified of the review and results of my claim. It was exactly one week since her surgery. I am very pleased with the insurance level I selected and how it was handled. Having pet insurance, such as Embrace, helps to defray the cost of those well visits that we know are necessary and can be costly. I would highly recommend Embrace to any pet owner.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Would never own a pet without insurance!

We had ASPCA pet insurance on our last dog. We found out how important it was to have insurance. So when we got our next dog we knew right away to sign up. Again it has been a blessing to have as our new guy gets worked up for allergies. And then you have those instance where young dogs like to put things in their mouth that they shouldn't....so taking him to get checked out was an easy decision knowing we had pet insurance to help cover the costs.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Simply The Best

I have been using Healthy Paws for just over a year now and I have nothing but good things to say! For about 10 months I did not file any claims with them so I was not sure how it would be when I needed to. When my cat became inexplicably ill I was worried that it may be hard to get Healthy Paws to pay the claim. The bill was very high and I thought that they would fight any way that they could to get out of payment. That is not at all what happened! The claim was emailed and was approved within 5 hours and I had a check in the mail in the next week or two. It was fantastic. In addition, every time I called in with questions the representatives seemed to have genuine compassion for what I was going through with my best friend so sick. After the claim, they emailed me to check on my cat and make sure she was doing ok. I could not ask for anything more, I only wish I had insurance this great.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Helpfull

ASAPCA Insurance really helped keep the cost down for medicine my dog really needed. The customer service is excellent and really go the extra mile to assist you. Very happy and glad to have become a customer.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Staffordshire Terrier
  • AGE OF PET: 1 - 8

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