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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Nice to know the insurance is there.

We started Embrace insurance 5 months ago. We only have had one incident that would be covered (it went toward the deductable) but the process was very easy. It's comforting to know that we have it for the BIG things!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Why I chose Healthy Paws Pet Insurance

We have four Scottish Deerhounds in our household. Our oldest is Hanna who had her left hind leg amputated (due to osteosarcoma) this past November. She tolerated that procedure quite well. She has had three Carboplatin treatments, then Palladia for the next few months. Although she could not be included, the costs associated with her diagnosis and treatment caused me to see about pet insurance for the others. I evaluated ten pet insurance programs and selected Healthy Paws for its comprehensive coverage and because others ranked them at the very top. Hanna’s ordeal prompted me to enroll the other three in your insurance program. Although I certainly had no intention of "testing" that evaluation with any of our dogs, we are now so very glad to be a part of Healthy Paws because: On February 12th GCH DC Altnamara’s Cappuccino SC (aka Chino) was diagnosed with osteosarcoma in his right hind leg. His best option, at age five and a half, was amputation followed by chemotherapy. His recovery is progressing and his future looks promising. Based on our most recent experience, I offer the following observations about Healthy Paws Pet Insurance: They: • are very accessible and very polite, • are clear about what they need in order to process claims, • are very prompt in processing those claims, • do what they said they would do when we signed up – in other words “no bait and switch” , AND • Customer Service is exceptional (rated 10)! For all of their lives ou
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Scottish Deerhound
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace Pet Insurance +1

I had Embrace for my geriatric pug for a few years now. The insurance generally requires little paperwork from my end and is extremely quick in handling claims. I am extremely pleased with Embrace. Recently, my dog suffered an accident which led to discovery of multiple abdominal tumors. The time to handle this particular claim took longer than usual due to an appeal process but ultimately everything was taken care of.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: Over 8 years

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9

out of 10

Having Pet Health Insurance Proving It's worth.

I bought health insurance for my new puppy after reading up on her breed (Cavalier King Charles Spaniel) And learning about the serious health problems associated with the breed. I figured I would need in years to come. The Embrace literature says they cover breed-specific conditions. But I didn't have to wait long to use it. At four months old she had a run in with a nasty cactus. This got a $350 visit to an emergency hospital on New Years Eve. Then two month later she was spayed. $2oo covered as a wellness claim. Then she got an infection from the spaying operation. It was Sunday, so this also required an emergency hospital visit, another operation to find the extent of the infection and clean up her incision, and a hospital stay. $2,200. After the $5oo deductible and my 20% co-pay, I'm getting back about $2,665 so far this year. Don't think because your puppy is young and seems healthy you don't need insurance. I hope I don't have to use it again til next year, for a wellness visit. :)
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: Under a year

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4

out of 10

The more claims, the less they will pay

I recently canceled insurarnce with Petsecure for one of my two dogs as it became uneconomical to keep paying, as they lowered the co-pay amount. The more claims the lower it gets, and if your dog has exclusions, they reword it so that they don't have to pay under your policy. They are always professional and claims are handled quickly, but if you need to use it, they eventually will make it worthless. You do need to keep on top of them and the things that they say they won't cover. They are an insurance company so of course it's about money and not paying out whenever they can
  • INSURER: Petsecure
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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9

out of 10

Very Good

Trupanion has been very good in helping us with our claims. They have answered our questions, provide simple to use forms, and issue claim checks in a reasonable amount of time.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Wirehaired Pointing Griffon
  • AGE OF PET: 1 - 8

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9

out of 10

So far so good

I am new to pet insurance world. I did not have pet insurance for my previous dog and am trying it out for my new puppy. So far it has been extremely easy and rewarding.Claims are addressed in a timely manner and the refund check arrives promptly. I have only dealt with wellness coverage thus far - no accident or illness. So far my experience with Embrace has been a positive one.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Take's the worry out of Pet Health Care

No Worries, easy submission, received prompt friendly and compassionate telephone service, email responses and followup. I would never be without Pet Insurance! and Trupanion was everything one needs when your Pet is sick.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Awesome

Last Summer my eldest cat Shubert developed hyperthyroidism, he required radioactive iodine, his care was several thousand dollars. I am so grateful I had the savings to cover it, however it was a wake up call for me. I have a total of 4 cats, all between 14-15 yrs. They have been healthy all their lives but they are aging and with aging come unexpected health issues. I decided to consider health ins. to assist me in the event of issue so that I could continue to give my cats the best possible care. The ASPCA has been helpful since day one. The customer support person set me up with a plan that was affordable and specific to each of my cats needs. Since signing up last Sept. I have had a couple of minor incidents, the claims process is simple, convienient, and fast. The claims process people are always kind, compassionate, and helpful. I feel they truly do care about me and my pets. They call and follow up to see how my cats are doing. It is a relief to me to have the ASPCA there if I need them. Thank you so much!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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2

out of 10

Headache

I have three cats they are all on embrace. So far it has been one thing after another with the preexisting claims. My cat went in for vomiting. They say it preexisting because it doctors notes she was vomiting before. i think that is BS because its like when you catch a virus or bacteria infection one year then catch it again its not preexisting it happens its symptom of something else. I understand if she had kidney failure or a heart condition. Another thing my cat is 13 and is not covered for illness she could live another ten years why not cover her.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Tabby
  • AGE OF PET: Over 8 years

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