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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

So Glad I Purchased Policy

I hesitated to purchase insurance thinking a young dog wouldn't have many health issues. I decided to purchase accident only coverage. Less than 7 months after rescuing our newest addition, she was at the Emergency Vet for surgery to remove an ingested foreign body. After the deductible, we were reimbursed for the entire claim. I'm very happy with how quickly my claims were processed. I will most likely be upgrading to a full accident and illness policy.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

better than people insurance

my dog recently had a claim and it was handled quickly and a representative even called to check on my dog's condition between visits to the vet. all of the representatives i've dealt with have been very friendly and helpful.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace has been there for us.

My dog, Rusty, got hit by a car after only a few months of having Embrace. We had concerns at the time that Embrace might not reimburse us due to the 6 month hold on orthopedic conditions for the $4000 surgery that he had to go through to repair his broken pelvic bone. We almost did not have the surgery performed because of money issues, but decided to go through with it. I was so incredibly pleasantly surprised when there was no issue with Embrace, and the surgery and all of his care was reimbursed in full (not including deductible and the percentage we agree to pay, of course). It saved us an incredible amount of money, and Embrace was wonderful throughout the process. I have since been recommending Embrace to anyone who asks about pet insurance, and will continue to do so. Thanks Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Meniscus tear repair

Jersey had TPLO surgery last September she was doing really good but once we got to full activity we noticed her start limping on and off again at first we thought it was just the muscle rebuilding process like how we get ache after a workout. After about a month I noticed she was managing to many things without using the leg and we noticed her muscle mass was not improving. So back we went to the surgeon for a recheck making sure that no screw were loose and that there was no infections. Everything with the previous surgery was good everything in place and healed well but now she has a tear in the meniscus. Now all is repaired and I can not say enough good things about Trupanion I recommend them to all my friends. I have never een hassled by any of the claims I have had to submit and it is great because the clinics I use can direct bill so I only pay my portion of the bill. It is great piece of mind knowing I don't have to base my decisions on her health based upon whether I can afford it or not. Thank you Trupanion!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Catahoula Leopard
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion is the best insurance!!

I adopted an American Staffordshire Terrier. I was told that Trupanion was a very great insurance to have for my dog. I'm so happy I chose Trupanion. She had to have a TPLO surgery and they were very efficient with everything she had done . One year later her other leg had to have the same surgery and Trupanion approved it right away. They are excellent and I would recommend them to every dog owner I know. They are awesome. Now my dog has had two TPLO surgeries and they have paid for all of 90% of the nearly $10,000 in bills, What Insurance pays that amount? No one!! Thank you Trupanion!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Staffordshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace is amazing and continues to improve

I've had Embrace from the second week I adopted my little furry child, a French bulldog named Keelie. Keelie has had some health issues from the beginning - from ear infections to allergies to TWO disc surgeries (IVDD), Embrace has always been there. When she had her first surgery, the bill was over $7,000, and they reimbursed me for my full 80% within 3 weeks. This last round, the bill was nearly the same, and I received my reimbursement in less than a week! She's had some follow up issues and the turnaround for the reimbursement has been amazing. It's great to know that I wont be out all of that money for very long, and that I don't have to think twice about doing what's best for Keelie. I seriously could not have done all of this without Embrace. Thank you!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent Insurance, easy claims, caring staff

My male cat started getting UTI's in March of 2014. He kept getting them back before his meds were out. Finally he got a blockage, which we caught in time and then we were told he needed a significant operation (peri urethrosteotomy). Because this was such a serious surgery I opted to get a 2nd opinion in a Boston Hospital. Because I had insurance, I was able to get the best care for my cat and myself. Thank you Healthy Paws for the "peace of mind". Bleu is much better now and we will never have to worry again!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Wonderful experience!

I could not have had a better experience with ASPCA Pet Health Insurance! I am so happy with my experience that I encourage others to try this insurance as well.I have two cats: one covered under ASPCA, another covered under 24PetWatch. My cats ate the leaves from a lily plant, which I didnt know were so highly toxic, they can kill pets within 72 hours. They were hospitalized for 3 days. It was traumatic for them and for me. When I filed my two claims, the check from ASPCA Insurance came back within about 10 days. I had a couple of questions about the coverage, but everything was straightforward and covered according to the ASPCA plan that I had signed up for. (On the other hand, I am still fighting my claim with 24PetWatch. They have told me that this claim falls under "digestive" issues and not "accident", therefore sent me a check for less than one third of what should have been reimbursed. I will write another review about them.) The ASPCA Pet Health Insurance were kind, considerate, and easy to work with. I called them to review the reimbursement and they were very helpful and supportive. They didn't try to skimp me on anything. After I called them the day it happened, just to make sure everything would be covered, they even followed up with a call a day later, and then 3 days later, to see how my cat was doing. After the reimbursement was sent out, they called again to make sure I didnt have any questions. Wow, what kind and considerate service. I am so glad that I si
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Pet insurance that works!

Trupanion did an awesome job. My kitty hurt herself and my regular DVM recommended that I see a specialist to clarify the Diagnosis. The pet insurance did everything that they say they do and all claims were processed within a week. That was on top of me calling at least three different times to ask questions. The customer service was excellent.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

So Thankful for Healthy Paws

Healthy Paws once again saved us financially and allowed us to get the best treatment for our puppy. Lexie had a horrible case of hemmorhagic gastroenteritis and IBD. She had to be hospitalized for several days as well under go testing and exploratory surgery. The bill was close to $6k and hp sent our check for almost $5200 in less than a week. I was so thankful to be able to do what needed to be done to save my dogs life and get to the bottom of what was going on without having to go into serious debt. You hope you never have to use the insurance, but if something serious happens to your dog it is a life saver. I have used other pet insurance companies with some other dogs over the years but I decided to go with healthy paws when we got the puppy because of all the good reviews. I am so thankful I did. Healthy paws is so much better than their competition. They have no limits to payouts and the claims/reimbursement process is so simple and fast. They process your claim in usually 24 hours and you get the check within a week. Absolutely no hassles. I've actually had to appeal claims with the other pet insurance when they tried to get out of paying using their loopholes. There are no loop holes with healthy paws. You pick your deductible and payout percentage. Once your annual deductible is met they pay the percentage agreed upon minus the office visit, special food, and routine care costs (ex. Vacines). All testing, treatments, medications etc...are
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: 1 - 8

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